Seller's Agent in 2025
Denise Dougherty
Edina Realty, Inc.
(320) 766-1010
1 in this area
61 Total Sales
403 Spruce St Fergus Falls, MN 56537
2
Beds
1
Bath
1,152
Sq Ft
10,019
Sq Ft Lot
Highlights
- Corner Lot
- 3 Car Detached Garage
- Forced Air Heating and Cooling System
- No HOA
- Front Porch
- 5-minute walk to Lake Alice Park
About This Home
As of December 2025Charming Early 1900s Home with Modern Updates in a Prime Location! Step inside this beautifully updated 2-bedroom, 1-bath home, and experience the perfect blend of historic charm and modern elegance. Since 2020, this home has undergone extensive upgrades, making it move-in ready and full of character. Notable updates include: New roof & fascia for long-lasting protection, new exterior doors and updated windows throughout, new insulation in the attic and walls for energy efficiency, low-maintenance siding that adds both style and durability, updated wiring, new central A/C unit, furnace, water heater, and fresh, elegant light fixtures that complement the home’s timeless character! The original balcony has been transformed into a finished space with added insulation. This home also features a large 32x28 insulated and wired detached garage with upper-level storage, as well as an additional 20x12 shed for extra storage. The beautifully landscaped yard, complete with perennial plants, was honored as "Yard of the Week" in both 2021 and 2023. Located near parks, Lake Alice, and downtown Fergus Falls, this home is perfectly positioned for easy access to outdoor activities and local amenities. This home meets the standards for RD, FHA, VA, USDA, and Conventional Loans. Whether you're drawn to the historic charm or the modern updates, this home offers the best of both worlds.
Don't miss your chance to own this well-maintained gem. If you appreciate the character of a historic home with contemporary upgrades, this one is for you!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,244
Year Built
- Built in 1914
Parking
- 3 Car Detached Garage
Home Design
- Frame Construction
Interior Spaces
- 1,152 Sq Ft Home
- 1.5-Story Property
- Utility Room Floor Drain
- Basement
- Laundry in Basement
- Range
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- 200+ Amp Service
Additional Features
- Front Porch
- Corner Lot
Community Details
- No Home Owners Association
- Cutlers 1St Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 71003990477000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 14, 2025
Closed on
Dec 22, 2025
Sold by
Schoenrock Lori
Bought by
Harty Kenneth and Harty Esmeralda
Seller's Agent
Denise Dougherty
Edina Realty, Inc.
Buyer's Agent
Mary Pettit
Trilogy Real Estate
List Price
$239,900
Sold Price
$210,000
Premium/Discount to List
-$29,900
-12.46%
Views
66
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
43.43%
Original Mortgage
$168,000
Outstanding Balance
$168,000
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$48,148
Purchase Details
Closed on
Jul 17, 2020
Sold by
Deschene Megan Megan
Bought by
Schoenrock Lori Lori
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$12,600
Interest Rate
2.98%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $210,000 | -- | |
| Deed | $87,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $168,000 | New Conventional | |
| Previous Owner | $12,600 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/22/2025 12/22/25 | Sold | $210,000 | -6.6% | $182 / Sq Ft |
| 11/05/2025 11/05/25 | Pending | -- | -- | -- |
| 07/02/2025 07/02/25 | Price Changed | $224,900 | -4.3% | $195 / Sq Ft |
| 06/04/2025 06/04/25 | Price Changed | $234,900 | -2.1% | $204 / Sq Ft |
| 05/21/2025 05/21/25 | For Sale | $239,900 | -- | $208 / Sq Ft |
Source: NorthstarMLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,252 | $158,200 | $24,400 | $133,800 |
| 2024 | $1,244 | $153,200 | $24,400 | $128,800 |
| 2023 | $1,054 | $130,900 | $24,400 | $106,500 |
| 2022 | $412 | $105,400 | $0 | $0 |
| 2021 | $474 | $130,900 | $24,400 | $106,500 |
| 2020 | $1,132 | $83,400 | $19,700 | $63,700 |
| 2019 | $746 | $75,000 | $19,700 | $55,300 |
| 2018 | $654 | $75,000 | $19,700 | $55,300 |
| 2017 | $678 | $68,200 | $17,100 | $51,100 |
| 2016 | $990 | $69,300 | $17,100 | $52,200 |
| 2015 | $654 | $0 | $0 | $0 |
| 2014 | -- | $71,500 | $17,100 | $54,400 |
Source: Public Records
Agents Affiliated with this Home
-
Denise Dougherty
-
Mary Pettit
Buyer's Agent in 2025
Mary Pettit
Trilogy Real Estate
(218) 205-7086
101 in this area
160 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6721455
APN: 71003990477000
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