403 Spruce St Fergus Falls, MN 56537
Estimated payment $1,293/month
Highlights
- Corner Lot
- Front Porch
- Forced Air Heating and Cooling System
- No HOA
- Living Room
- 5-minute walk to Lake Alice Park
About This Home
Charming Early 1900s Home with Modern Updates in a Prime Location! Step inside this beautifully updated 2-bedroom, 1-bath home, and experience the perfect blend of historic charm and modern elegance. Since 2020, this home has undergone extensive upgrades, making it move-in ready and full of character. Notable updates include: New roof & fascia for long-lasting protection, new exterior doors and updated windows throughout, new insulation in the attic and walls for energy efficiency, low-maintenance siding that adds both style and durability, updated wiring, new central A/C unit, furnace, water heater, and fresh, elegant light fixtures that complement the home’s timeless character! The original balcony has been transformed into a finished space with added insulation. This home also features a large 32x28 insulated and wired detached garage with upper-level storage, as well as an additional 20x12 shed for extra storage. The beautifully landscaped yard, complete with perennial plants, was honored as "Yard of the Week" in both 2021 and 2023. Located near parks, Lake Alice, and downtown Fergus Falls, this home is perfectly positioned for easy access to outdoor activities and local amenities. This home meets the standards for RD, FHA, VA, USDA, and Conventional Loans. Whether you're drawn to the historic charm or the modern updates, this home offers the best of both worlds.
Don't miss your chance to own this well-maintained gem. If you appreciate the character of a historic home with contemporary upgrades, this one is for you!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,244
Year Built
- Built in 1914
Lot Details
- 10,411 Sq Ft Lot
- Corner Lot
Parking
- 3 Car Garage
Interior Spaces
- 1,152 Sq Ft Home
- 1.5-Story Property
- Living Room
- Utility Room Floor Drain
- Range
- Basement
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Outdoor Features
- Front Porch
Utilities
- Forced Air Heating and Cooling System
- 200+ Amp Service
Community Details
- No Home Owners Association
- Cutlers 1St Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 71003990477000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,252 | $158,200 | $24,400 | $133,800 |
| 2024 | $1,244 | $153,200 | $24,400 | $128,800 |
| 2023 | $1,054 | $130,900 | $24,400 | $106,500 |
| 2022 | $412 | $105,400 | $0 | $0 |
| 2021 | $474 | $130,900 | $24,400 | $106,500 |
| 2020 | $1,132 | $83,400 | $19,700 | $63,700 |
| 2019 | $746 | $75,000 | $19,700 | $55,300 |
| 2018 | $654 | $75,000 | $19,700 | $55,300 |
| 2017 | $678 | $68,200 | $17,100 | $51,100 |
| 2016 | $990 | $69,300 | $17,100 | $52,200 |
| 2015 | $654 | $0 | $0 | $0 |
| 2014 | -- | $71,500 | $17,100 | $54,400 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/02/2025 07/02/25 | Price Changed | $224,900 | -4.3% | $195 / Sq Ft |
| 06/04/2025 06/04/25 | Price Changed | $234,900 | -2.1% | $204 / Sq Ft |
| 05/21/2025 05/21/25 | For Sale | $239,900 | -- | $208 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $87,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $12,600 | No Value Available |
Source: NorthstarMLS
MLS Number: 6721455
APN: 71003990477000
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