$320,000
SOLD AUG 31, 2020

403 State St Unit 5 Saint Joseph, MI 49085

2 Beds
2 Baths
1,259 Sq Ft
$83/mo HOA Fee

Recently Sold

$254 Per Sq Ft

3% Below List Price

33 Days on Market

Highlights

  • Water Access
  • Deck
  • Corner Lot: Yes
  • Upton Middle School Rated A
  • Contemporary Architecture
  • 2-minute walk to Lake Bluff Park

About This Home

As of August 2023

This exquisite and chic city condo faces the lake and is on the second floor of a gorgeous landmark building in the heart of downtown St Joe. The attention to detail shows throughout, from it's 12 ft ceilings, large windows to soak up the sunshine and great views, plus 2 quaint balconies off the living room and master bedroom. Kitchen features premium stainless steel appliances and Quartz counter tops. Amidst fine shops, boutiques, restaurants, plus Silver Beach, the Carousel and so much more. Schedule an appointment soon!

Last Agent to Sell the Property

Mary Lynn Kormanik

@properties Christie's International R.E. License #6501353247 Listed on: 07/29/2020

@properties Christie's International R.E.

Last Buyer's Agent

Phyllis Palmer

Cressy & Everett Real Estate License #6501385331

Cressy & Everett Real Estate

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,830

Year Built

  • Built in 2007

HOA Fees

  • $83 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Rubber Roof

Interior Spaces

  • 1,259 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • Bay Window
  • Window Screens
  • Living Room
  • Ceramic Tile Flooring
  • Attic Fan

Kitchen

  • Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Hot Water Heating System
  • Natural Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Additional Features

  • Halls are 42 inches wide
  • Level Lot

Community Details

Overview

  • Great Lakes Condo

Amenities

  • Elevator
  • Community Storage Space

Pet Policy

  • Pets Allowed

Building Details

  • Security

Security

  • Security Service
  • Storm Windows

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,830

Year Built

Built in 2007

Lot Details

0

HOA Fees

$83 per month

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Contemporary
  • Stories: 2
  • Year Built: 2007
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Condominium
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 0
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1259.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 4830.0
  • Waterfront Options:Water Access YN: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Corner Lot: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: No
  • Heat Type:Hot Water: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Windows:BayBow: Yes
  • General Property Info:Condo Proj Name: Great Lakes Condo
  • General Property Info:Entry Type: Common
  • General Property Info:Pets YN: Yes
  • Windows:Storms: Yes
  • Roofing:Rubber: Yes
  • Additional Items:Elevator: Yes
  • General Property Info:SqFt Above Grade: 1259.0
  • General Property Info Garage YN: No
  • Accessibility Feat 42 in or Hallway: Yes
  • Architectural Style:Contemporary: Yes
  • Flooring:Ceramic Floor: Yes
  • Air Conditioning:Attic Fan: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Condos

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Accessibility Features: 42 in or + Hallway, Covered Entrance
  • Flooring: Ceramic Tile
  • Interior Amenities: Ceiling Fan(s), Elevator
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Other
  • LivingArea: 1259.0
  • Window Features: Storms, Screens, Insulated Windows, Bay/Bow, Window Treatments
  • General Property Info:Stories2: 2.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Cook Top: Yes

Exterior Features

  • Construction Materials: Brick
  • List Price: 330000.0
  • Lot Features: Corner Lot, Level
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Rubber
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: No
  • Access Feat:Accessibility Features2: Yes
  • Exterior Material:Brick: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Attic Fan, Central Air
  • Cooling: Yes
  • Heating: Forced Air, Hot Water
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer, Broadband
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Pets Allowed, Security, Storage, Other
  • Association Fee: 1000.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Info:Approx Assoc Fee2: 1000.0
  • Association Info:Assoc Buy in Fee: 0
  • Association Info:Assoc Fee Payable: Annually
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Assoc Amenities:Security: Yes
  • Assoc Amenities:Storage: Yes

Lot Info

  • Lot Dimensions: 0
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Annual Amount: 4830.0
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2023
Closed on
Sep 22, 2023
Sold by
Andres Mj Zangara Trust
Bought by
Srinivas Priya
Seller's Agent
Phyllis Palmer
Cressy & Everett Real Estate
Buyer's Agent
David Jardine
@properties Christie's International R.E.
List Price
$399,900
Sold Price
$405,000
Premium/Discount to List
$5,100
1.28%
Views
36
Current Estimated Value
$436,694

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,694
Avg. Annual Appreciation
3.67%

Purchase Details

Listed on
Aug 1, 2023
Closed on
Aug 30, 2023
Sold by
Andres Mj Zangara Trust
Bought by
Srinivas Priya
Seller's Agent
Phyllis Palmer
Cressy & Everett Real Estate
Buyer's Agent
David Jardine
@properties Christie's International R.E.
List Price
$399,900
Sold Price
$405,000
Premium/Discount to List
$5,100
1.28%
Views
36

Purchase Details

Closed on
Jun 20, 2023
Sold by
Zangara Andres and Zangara Theresa
Bought by
Andres Mj Zangara Trust and Zangara

Purchase Details

Listed on
Jul 29, 2020
Closed on
Aug 31, 2020
Sold by
Vandusen Robert M and Vandusen Patricia C
Bought by
Zangara Andres and Zangara Theresa
Seller's Agent
Mary Lynn Kormanik
@properties Christie's International R.E.
Buyer's Agent
Phyllis Palmer
Cressy & Everett Real Estate
List Price
$330,000
Sold Price
$320,000
Premium/Discount to List
-$10,000
-3.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.30%

Purchase Details

Closed on
Dec 1, 2009
Sold by
Gli Properties Llc
Bought by
Vandusen Robert M and Vandusen Patricia C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,500
Interest Rate
5.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 24, 2009
Sold by
Gli Properties Llc
Bought by
The Bank Of Holland
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $405,000 Chicago Title Of Michigan
Warranty Deed $405,000 Chicago Title Of Michigan
Warranty Deed -- None Listed On Document
Warranty Deed -- First American Title
Warranty Deed -- First American Title
Warranty Deed $218,500 Chicago Title Of Michigan
Sheriffs Deed $200,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $148,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/31/2023 08/31/23 Sold $405,000 +1.3% $322 / Sq Ft
08/05/2023 08/05/23 Pending -- -- --
08/01/2023 08/01/23 For Sale $399,900 +25.0% $318 / Sq Ft
08/31/2020 08/31/20 Sold $320,000 -3.0% $254 / Sq Ft
08/31/2020 08/31/20 Pending -- -- --
07/29/2020 07/29/20 For Sale $330,000 -- $262 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,845 $250,000 $0 $0
2024 $12,588 $212,200 $0 $0
2023 $9,457 $187,200 $0 $0
2022 $9,020 $155,100 $0 $0
2021 $8,885 $146,300 $13,200 $133,100
2020 $4,871 $141,300 $0 $0
2019 $4,831 $116,300 $6,700 $109,600
2018 $4,751 $116,300 $0 $0
2017 $4,365 $115,400 $0 $0
2016 $4,275 $106,400 $0 $0
2015 $4,281 $108,000 $0 $0
2014 $4,086 $105,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20029113

Southwestern Michigan Association of REALTORS®

APN: 11-76-2850-0005-00-9