$374,900
$10K PRICE DROP

403 State St Unit 6 Saint Joseph, MI 49085

Estimated payment $2,938/month

Total Views 8,078
2 Beds
2 Baths
1,125 Sq Ft
$333 Price per Sq Ft

Highlights

  • Water Access
  • 24-Hour Security
  • Vaulted Ceiling
  • Upton Middle School Rated A
  • Gated Community
  • 2-minute walk to Lake Bluff Park

About This Home

Discover the best of downtown St. Joseph living in this highly desirable condo just steps from Silver Beach, boutique shopping, and top-rated restaurants. Enjoy the vibrant energy of the city and the natural beauty of Lake Michigan's changing seasons right outside your door. Spend your weekends on the lake bluff at lively farmers markets, art fairs, and local beer and wine festivals. Close to the marinas and the world-famous Harbor Shores Golf Course, designed by Jack Nicklaus. Elevator access to the condo and you'll find an open-concept layout featuring stunning hardwood floors, soaring ceilings, and large skylights that flood the space with natural light. The chef's kitchen is perfect for entertaining or enjoying a quiet night in. Perfect for year-round living or as a 2nd home.

Listing Agent

Ryan Arnt

Keller Williams Realty Swm License #6502138757 Listed on: 06/24/2025

Keller Williams Realty Swm

Property Details

Home Type

  • Condominium

Year Built

  • Built in 2009

HOA Fees

  • $87 Monthly HOA Fees

Parking

  • Parking Permit Required

Home Design

  • Brick Exterior Construction
  • Rubber Roof
  • Metal Roof
  • Concrete Siding

Interior Spaces

  • 1,125 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Insulated Windows
  • Living Room
  • Dining Area
  • Partial Basement

Kitchen

  • Oven
  • Range
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Home Security

Accessible Home Design

  • Low Threshold Shower
  • Accessible Bedroom
  • Halls are 36 inches wide or more
  • Accessible Electrical and Environmental Controls

Schools

  • Upton Middle School
  • St. Joseph High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Additional Features

  • Water Access
  • Historic Home
  • Interior Unit

Community Details

Overview

  • Association fees include trash, lawn/yard care
  • Great Lakes Condos
  • State Street Condominiums Subdivision

Amenities

  • Elevator
  • Community Storage Space

Pet Policy

  • Pets Allowed

Building Details

  • Security

Security

  • 24-Hour Security
  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Year Built

Built in 2009

Lot Details

0

HOA Fees

$87 per month

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Historic
  • Stories: 2
  • Year Built: 2009
  • Location Property Info:Property Sub-Type: Condominium
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: Condominiums
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1125.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 9591.0
  • Tax Info:Zoning3: Residential
  • Waterfront Options:Water Access YN: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Substructure:Partial: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Corner Lot: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: No
  • Accessibility Feat:Low Threshold Shower: Yes
  • Additional Items:Ceiling Fans: Yes
  • Location Property Info:Subdivision2: State Street Condominiums
  • Roofing:Metal: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Windows:Skylight(s): Yes
  • General Property Info:Condo Proj Name: Great Lakes Condos
  • General Property Info:Entry Type: Common
  • General Property Info:Pets YN: Yes
  • Roofing:Rubber: Yes
  • Additional Items:Elevator: Yes
  • Accessibility Feat:Accessible Electric Controls: Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 1125.0
  • Additional Items:Vaulted Ceilings: Yes
  • Laundry Features Main Level: Yes
  • Laundry Features Laundry Closet: Yes
  • General Property Info High School: St. Joseph High School
  • General Property Info Middle School2: Upton Middle School
  • General Property Info Garage YN: No
  • Accessibility Feat 36' or Hallway: Yes
  • Accessibility Feat 42 in or Hallway: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Tile Floor: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architectural Style Historic: Yes
  • Security Features 24 Hour Security: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Oven, Range, Refrigerator, Washer
  • Accessibility Features: 36' or + Hallway, 42 in or + Hallway, Accessible Electric Controls, Accessible Mn Flr Bedroom, Covered Entrance, Low Threshold Shower
  • Flooring: Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Elevator
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Partial
  • LivingArea: 1125.0
  • Window Features: Skylight(s), Insulated Windows
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 150.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Accessibility Feat:Accessible Mn Flr Bedroom: Yes
  • Laundry Features:In Unit: Yes
  • Security Features:Gated Community: Yes

Exterior Features

  • Construction Materials: Brick, Concrete
  • List Price: 374900.0
  • Lot Features: Corner Lot, Sidewalk
  • Road Surface Type: Paved
  • Roof: Metal, Rubber
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake, River
  • Waterfront: No
  • Access Feat:Accessibility Features2: Yes
  • Exterior Material:Brick: Yes
  • Exterior Material:Concrete: Yes

Garage/Parking

  • Attached Garage: No
  • Garage: No
  • Parking Features: Permit Required
  • Parking Features:Permit Required: Yes

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Unit, Laundry Closet, Main Level
  • Security Features: 24 Hour Security, Gated Community, Smoke Detector(s)
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Interior Unit, Pets Allowed, Security, Storage
  • Association Fee: 87.0
  • Association Fee Frequency: Monthly
  • Association Phone: Use Email
  • Association: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 87.0
  • Association Info:Assoc Buy in Fee: None Known
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • General Property Info:Association Contact: Chris
  • Assoc Amenities:Pets Allowed2: Yes
  • Assoc Amenities:Security: Yes
  • Assoc Amenities:Storage: Yes
  • Association Info:Association Phone: Use Email
  • Assoc Amenities:Interior Unit: Yes

Fee Information

  • Association Fee Includes: Other, Trash, Lawn/Yard Care

Schools

  • High School: St. Joseph High School
  • Middle/Junior School: Upton Middle School

Lot Info

  • Lot Dimensions: Condominiums
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 9591.0
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,591 $201,500 $0 $0
2024 $9,399 $171,000 $0 $0
2023 $8,993 $150,900 $0 $0
2022 $5,988 $138,700 $0 $0
2021 $5,898 $130,900 $11,300 $119,600
2020 $5,820 $126,400 $0 $0
2019 $5,754 $97,400 $5,700 $91,700
2018 $5,644 $97,400 $0 $0
2017 $5,199 $96,600 $0 $0
2016 $5,199 $89,100 $0 $0
2015 $5,221 $90,400 $0 $0
2014 $5,032 $88,600 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2025 08/06/25 Price Changed $374,900 -2.6% $333 / Sq Ft
06/24/2025 06/24/25 For Sale $384,900 +8.4% $342 / Sq Ft
01/31/2024 01/31/24 Sold $355,000 0.0% $303 / Sq Ft
01/03/2024 01/03/24 Pending -- -- --
12/06/2023 12/06/23 Price Changed $355,000 -1.4% $303 / Sq Ft
11/10/2023 11/10/23 For Sale $360,000 +14.3% $307 / Sq Ft
08/12/2022 08/12/22 Sold $315,000 0.0% $269 / Sq Ft
07/03/2022 07/03/22 Price Changed $315,000 -3.1% $269 / Sq Ft
06/02/2022 06/02/22 For Sale $325,000 -- $277 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed $355,000 Chicago Title Of Michigan
Warranty Deed $315,000 None Listed On Document
Warranty Deed $315,000 Bittner Jennings Attorneys
Warranty Deed $210,000 Multiple
Warranty Deed $104,000 Chicago Title Of Michigan
Sheriffs Deed $145,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $175,000 New Conventional
Previous Owner $283,500 New Conventional
Previous Owner $168,000 Balloon
Previous Owner $168,000 New Conventional
Previous Owner $62,000 Purchase Money Mortgage
Source: Public Records

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See All Homes in Saint Joseph

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25030472

Southwestern Michigan Association of REALTORS®

APN: 11-76-2850-0006-00-5

Michigan Berrien County Saint Joseph 49085

403 State St Unit 6, Saint Joseph, MI

This home is located at 403 State St Unit 6, Saint Joseph, MI 49085 and is currently priced at $374,900, approximately $333 per square foot. This property was built in 2009. 403 State St Unit 6 is a home located in Berrien County with nearby schools including Upton Middle School, St. Joseph High School, and Benton Harbor Charter School Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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Ryan Arnt
Listing Agent
Ryan Arnt
Section Image
Keller Williams Realty Swm
(269) 470-6666