$595,000
$15K PRICE DROP

4032 Bank St Bay Saint Louis, MS 39520

Estimated payment $3,492/month

Total Views 5,302
3 Beds
3 Baths
1,490 Sq Ft
$399 Price per Sq Ft

Highlights

  • Private Dock
  • Boating
  • Fishing
  • Bay High School Rated A-
  • Boat Slip
  • RV Access or Parking

About This Home

Experience the ultimate in coastal living with this beautifully designed 3-bedroom, 3-bath waterfront home, perfectly situated on two spacious lots in the sought-after Riverview community of Bay St. Louis.

Set on a quiet cul-de-sac with breathtaking sunsets and panoramic water views, this serene escape offers the ideal blend of luxury, comfort, and outdoor enjoyment. Boasting a newly constructed 32-foot boat house with a 10,000-pound lift, Trex-decked bulkhead and dock that spans the entire water frontage, and direct access to the Jordan River, this is a dream for boaters and sunseekers alike.

Inside, you'll find a modern, split-floor plan with soaring ceilings, an open-concept layout, and custom touches throughout—from hardwood floors and designer tile to a stylish bar area perfect for entertaining. Two bedrooms feature private ensuite baths, while a third full bath adds even more convenience for guests.

Additional highlights include a limestone parking pad, a cargo lift, a 100-gallon propane tank fueling the gas range, and custom shelving in the garage for all your storage needs. Outside, enjoy generous porches, beautifully maintained grounds, and inviting outdoor spaces perfect for relaxing, grilling, or hosting gatherings.

Whether you're seeking a weekend retreat or a full-time residence, you'll be just minutes from the vibrant shops, dining, and entertainment of Old Town Bay St. Louis—while enjoying peace and privacy at home.

This is more than a home—it's a coastal lifestyle. Don't miss your chance to own a true slice of the Mississippi Gulf Coast.

Listing Agent

Benji McLain

Expect Realty License #S59126 Listed on: 07/01/2025

Co-Listing Agent

Zandar Meeks

Expect Realty License #S60652

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,996

Year Built

  • Built in 2018

Lot Details

  • 10,019 Sq Ft Lot
  • Home fronts a canal

Home Design

  • Metal Roof
  • Siding

Interior Spaces

  • 1,490 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Ceiling Fan
  • Blinds
  • Double Door Entry
  • Water Views

Kitchen

  • Gas Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal
  • Pot Filler

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Hydromassage or Jetted Bathtub

Laundry

  • Laundry on main level
  • Washer and Dryer

Parking

  • 3 Parking Spaces
  • 2 Carport Spaces
  • RV Access or Parking
  • Golf Cart Garage

Outdoor Features

  • Bulkhead
  • Boat Slip
  • Private Dock
  • Docks
  • Balcony
  • Deck
  • Outdoor Storage
  • Front Porch

Utilities

  • Central Heating and Cooling System
  • Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 135m-0-39-329.000

Community Details

Overview

  • No Home Owners Association
  • Shoreline Park Subdivision

Recreation

  • Boating
  • Fishing

Amenities

  • Elevator

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,996

Year Built

Built in 2018

Lot Details

0

Listing Details

  • Unit Levels: One
  • Parking Features Parking Total: 3.0
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2018
  • Lot Size Acres: 0.23
  • Co List Office Mls Id: mgc.ofc1464
  • Co List Office Phone: 228-215-1861
  • Subdivision Name: Shoreline Park
  • New Construction: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • General Property Information:New Construction: No
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Washer/Dryer, Water Heater
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: Double Entry
  • Flooring: Hardwood, Tile
  • Interior Amenities: Ceiling Fan(s), Crown Molding, Double Vanity, Kitchen Island, Pantry, Walk-In Closet(s)
  • Window Features: Blinds
  • Fireplace: No
  • Community Features:Boating: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Community Features:Fishing: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Kitchen Features:Kitchen Island2: Yes
  • Kitchen Features:Pot Filler: Yes
  • Appliances:Range Hood: Yes
  • Bathroom Features:Jetted Tub: Yes
  • Appliances:WasherDryer: Yes
  • Appliances:Gas - Range: Yes

Exterior Features

  • Exterior Features: Balcony, Boat Slip, Dock, Elevator, See Remarks
  • Foundation Details: Pilings/Steel/Wood
  • Roof: Metal, Other
  • Other Structures: Storage
  • Patio And Porch Features: Deck, Front Porch
  • Waterfront Features: Boat Dock, Bulkhead, Canal Front, View, Waterfront
  • WaterfrontFeaturesWaterfront: Yes
  • Pool Private: No
  • Waterfront: Yes
  • Construction Type: Siding
  • General Property Information:Accessibility Features: No
  • Patio And Porch Features:Patio - Covered: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:See Remarks20: Yes
  • Waterfront Features:View: Yes
  • Window Features:Blinds: Yes
  • Door Features:Double Entry: Yes
  • Exterior Features:Balcony: Yes
  • Patio And Porch Features:Deck2: Yes
  • Waterfront Features:Waterfront2: Yes
  • Exterior Features:Elevator: Yes
  • Waterfront Features:Bulkhead: Yes
  • Waterfront Features:Canal Front: Yes
  • Waterfront Features:Boat Dock: Yes
  • Waterfront Features:Boat Slip: Yes
  • Exterior Features:Dock: Yes

Garage/Parking

  • Carport Spaces: 2.0
  • Parking Features: Carport, Golf Cart Garage, RV Access/Parking
  • Attached Garage: No
  • Total Parking Spaces: 3.0
  • Parking Features:Carport: Yes
  • Parking Features:RV AccessParking: Yes
  • Parking Features:Golf Cart Garage: Yes

Utilities

  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Closet, Main Level
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Propane Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Water Heater: Yes
  • Heating:Electric2: Yes

Condo/Co-op/Association

  • Community Features: Boating, Fishing

Association/Amenities

  • Tax and Financial Information:Association: No

Lot Info

  • Parcel #: 135m-0-39-329.000
  • Lot Size Sq Ft: 10018.8

Tax Info

  • Tax Annual Amount: 2996.0
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,167 $27,533 $5,500 $22,033
2023 $3,036 $26,401 $5,500 $20,901
2022 $2,736 $26,401 $5,500 $20,901
2021 $4,321 $37,968 $6,750 $31,218
2020 $4,012 $31,804 $4,500 $27,304
2019 $3,790 $30,257 $4,500 $25,757
2018 $564 $4,500 $4,500 $0
2017 $277 $2,250 $2,250 $0
2016 $272 $2,250 $2,250 $0
2015 $264 $2,250 $2,250 $0
2014 $263 $2,250 $2,250 $0
2013 $245 $2,250 $2,250 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/18/2025 08/18/25 Price Changed $595,000 -2.5% $399 / Sq Ft
07/01/2025 07/01/25 For Sale $610,000 +10.9% $409 / Sq Ft
11/12/2021 11/12/21 Sold -- -- --
09/20/2021 09/20/21 Pending -- -- --
07/29/2021 07/29/21 For Sale $550,000 +69.2% $311 / Sq Ft
12/05/2018 12/05/18 Sold -- -- --
11/02/2018 11/02/18 Pending -- -- --
06/21/2018 06/21/18 For Sale $325,000 -- $219 / Sq Ft
Source: MLS United

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed -- Pilger David B
Warranty Deed -- --
Source: Public Records

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Source: MLS United

MLS Number: 4117936

MLS United

APN: 135M-0-39-329.000