$557,000
SOLD APR 14, 2025

4034 Cobia Dr Hernando Beach, FL 34607

3 Beds
2 Baths
1,940 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$287 Per Sq Ft

90% Below List Price

33 Days on Market

Highlights

  • Docks
  • Open Floorplan
  • Contemporary Architecture
  • Solar Heated In Ground Pool
  • Home fronts a canal
  • Vaulted Ceiling

About This Home

As of April 2025

Beautifully maintained 3 bedroom 2 bathroom POOL home with panoramic water views! This home is not just a place to live, but a lifestyle to embrace. Offering a spacious open concept living area, updated kitchen and stunning sunset views inside this lovely home you will find a large master suite complete with separate shower and jetted tub. The guest rooms are generously sized and positioned in the split floorplan layout. There is even a dedicated office space! Additional features include: oversized 3 car garage (18x36), solar pool heater, huge downstairs entertaining space, floating dock, and a fully fenced dog run. Whether you are boating, kayaking, or simply enjoying the tranquility of waterfront living, this property offers it all!

Last Agent to Sell the Property

Emily Barr

Florida Cracker Properties License #3395218 Listed on: 02/06/2025

Last Buyer's Agent

Jacob Kwami

Homan Realty Group Inc License #3396598

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,465

Year Built

  • Built in 2003 | Remodeled

Lot Details

  • 8,712 Sq Ft Lot
  • Home fronts a canal
  • Vinyl Fence
  • Back Yard Fenced
  • Property is zoned PDP, PUD

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Contemporary Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,940 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Screened Porch
  • Water Views

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Marble
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Double Vanity
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Solar Heated In Ground Pool
  • Docks

Schools

  • Westside Elementary School
  • Fox Chapel Middle School
  • Weeki Wachee High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Community Details

  • Hernando Beach Unit 13 B Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

  • Legal Lot and Block 040 / 0135
  • Assessor Parcel Number R24 223 16 2370 0135 0400

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,465

Year Built

Built in 2003 | Remodeled

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Directions: Shoal Line Blvd. To West On Jewfish Dr. To Right On Sea Bass To Left On Cobia Dr.
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Subdivision Name: Hernando Beach Unit 13-B
  • Unit Levels: Two
  • Year Built: 2003
  • Building Stories: 2
  • Current Use: Residential, Single Family
  • Reso Fencing: Back Yard, Vinyl
  • ResoLaundryFeatures: Sink
  • ResoLotFeatures: Cleared, Dead End Street, Other
  • Lot Size Acres: 0.2
  • Road Surface Type: Paved
  • View Type:Pond View: Canal, Water
  • NAV29_Unit_1_Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Co List Office Phone: 352-345-8151
  • MLS Status: Closed
  • Architectural Style: Contemporary, Other
  • Carport Y N: No
  • New Construction: No
  • ResoPropertyCondition: Updated/Remodeled
  • Master Plan Zoning: PDP
  • Location Tax and Legal Elementary School: Westside
  • Location Tax and Legal High School: Weeki Wachee
  • General Property Information Building Area Total3: 3872.0
  • General Property Information Lot Size Acres: 0.2
  • General Property Information Lot Size Square Feet2: 8712.0
  • General Property Information Carport YN2: No
  • General Property Information Waterfront YN: Yes
  • General Property Information Senior Community YN: No
  • General Property Information:Pool Private YN: Yes
  • Appliances Dryer: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Cooling:Central Air: Yes
  • Pool Features In Ground: Yes
  • Road Surface Type:Paved: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Location Tax and Legal Parcel Number2: R24 223 16 2370 0135 0400
  • Location Tax and Legal:Tax Annual Amount: 7465.02
  • Location Tax and Legal Zoning Description2: PUD
  • General Property Information Accessibility Features YN2: No
  • Location Tax and Legal Tax Year2: 2024
  • Location Tax and Legal Tax Lot2: 040
  • General Property Information New Construction YN: No
  • General Property Information Water Frontage Feet: 75
  • Utilities:Cable Available: Yes
  • General Property Information CDD Fee YN: No
  • General Property Information Stories2: 2
  • Utilities Water Connected: Yes
  • General Property Information:Land Lease YN2: No
  • General Property Information Entry Level2: 2.0
  • Fencing Back Yard: Yes
  • Flooring:Carpet: Yes
  • Utilities:Electricity Connected: Yes
  • Fencing Vinyl2: Yes
  • Roof:Shingle: Yes
  • View Water3: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Laundry Features:Sink: Yes
  • Pool Features Solar Heat: Yes
  • Architectural Style:Contemporary: Yes
  • Community Restrictions Deed Restrictions: Yes
  • Flooring:Tile: Yes
  • Interior Features Breakfast Nook: Yes
  • Levels:Two: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Utilities Sewer Connected: Yes
  • Pool Features:Heated: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: Upper
  • Lot Features Dead End Street: Yes
  • ViewCanal: Yes
  • Room Types Bedroom 2 Level: Upper
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: Upper
  • Room Types Primary Bedroom Level: Upper
  • Room Types Bedroom 3 Level: Upper
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: Upper
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Carpet, Tile
  • Interior Amenities: Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Double Vanity, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s)
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • ResoLivingAreaSource: PublicRecords
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fans: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Appliances:Electric Range: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:Split Bedrooms: Yes

Exterior Features

  • Exterior Features: Dock, Other
  • Waterfront: Yes
  • Roof: Shingle
  • Pool Features: Heated, In Ground, Solar Heat
  • Pool Private: Yes
  • Waterfront Features: Canal Front, Indirect Gulf Access
  • Construction Type: Frame, Vinyl Siding, Other
  • Patio And Porch Features: Covered, Porch, Rear Porch, Screened
  • Construction Materials:Vinyl Siding: Yes
  • Waterfront Features:Canal Front: Yes
  • Construction Materials:Other7: Yes
  • Construction Materials:Frame: Yes
  • Exterior Features:Dock: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Screened: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Patio And Porch Features:Covered2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Circular Driveway, Garage, Garage Door Opener
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • Parking Features:Circular Driveway: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Attached: Yes

Utilities

  • Cooling: Central Air, Electric
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public
  • HeatingCooling:Electric: Yes
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 300.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Fee: 300.0
  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee Frequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Westside
  • High School: Weeki Wachee
  • Middle Or Junior School: Fox Chapel

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 8712.0
  • ResoLotSizeUnits: Acres
  • Parcel Number: R24 223 16 2370 0135 0400
  • Zoning Description: PUD
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 7465.02
  • Tax Block: 0135
  • Tax Lot: 040

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 6, 2025
Closed on
Apr 14, 2025
Sold by
Genrich Amy J and Genrich Raymond
Bought by
Fry Brenda A and Fry Frank R
Seller's Agent
Emily Barr
Florida Cracker Properties
Buyer's Agent
Jacob Kwami
Homan Realty Group Inc
List Price
$5,749,000
Sold Price
$557,000
Premium/Discount to List
-$5,192,000
-90.31%
Views
38
Current Estimated Value
$558,107

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,107
Avg. Annual Appreciation
1.70%
Original Mortgage
$445,600
Outstanding Balance
$445,600
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$114,227

Purchase Details

Listed on
Nov 26, 2019
Closed on
May 6, 2020
Sold by
Finnican Mark H and Finnican Diane F
Bought by
Genrich Amy J and Genrich Raymond
Seller's Agent
Patricia Richard
Success Property Management In
Buyer's Agent
Peggy Tatem
Coastal Properties Group International LLC
List Price
$414,900
Sold Price
$389,500
Premium/Discount to List
-$25,400
-6.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.51%
Original Mortgage
$333,000
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 21, 2007
Sold by
Finnican Diane and Finnican Mark
Bought by
Finnican Mark H and Finnican Diane F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
6.05%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 21, 2002
Sold by
Sanchez Jesse and Sanchez Patricia
Bought by
Frische Henry J

Purchase Details

Closed on
Apr 17, 1997
Sold by
Dangelo Nicholas
Bought by
Hernando Bch Inc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $557,000 Gulf Coast Title
Warranty Deed $389,500 Chelsea Ttl Of Nature Coast
Interfamily Deed Transfer $92,200 Alday Donalson Title Agencie
Warranty Deed $41,000 --
Warranty Deed $32,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $445,600 New Conventional
Previous Owner $333,000 New Conventional
Previous Owner $305,500 New Conventional
Previous Owner $320,000 Purchase Money Mortgage
Previous Owner $60,000 Unknown
Previous Owner $198,100 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/14/2025 04/14/25 Sold $557,000 -3.1% $287 / Sq Ft
03/11/2025 03/11/25 Pending -- -- --
02/06/2025 02/06/25 Price Changed $574,900 -90.0% $296 / Sq Ft
02/06/2025 02/06/25 For Sale $5,749,000 +1376.0% $2,963 / Sq Ft
05/06/2020 05/06/20 Sold $389,500 -6.1% $202 / Sq Ft
04/01/2020 04/01/20 Pending -- -- --
11/23/2019 11/23/19 For Sale $414,900 -- $215 / Sq Ft
Source: Hernando County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,725 $424,987 -- --
2023 $6,725 $386,352 $0 $0
2022 $6,603 $351,229 $0 $0
2021 $5,762 $319,299 $31,500 $287,799
2020 $3,440 $228,464 $0 $0
2019 $3,454 $223,327 $0 $0
2018 $2,751 $219,163 $0 $0
2017 $3,180 $214,655 $0 $0
2016 $3,012 $210,240 $0 $0
2015 $3,102 $208,779 $0 $0
2014 $2,892 $207,122 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hernando County Association of REALTORS®

MLS Number: 2251345

Hernando County Association of REALTORS®

APN: R24-223-16-2370-0135-0400