NOT LISTED FOR SALE

404 Elder Ct NW Saint Michael, MN 55376

Estimated Value: $394,438 - $412,000

4 Beds
2 Baths
1,795 Sq Ft
$224/Sq Ft Est. Value

Last Sold March 18, 2025

Last sale price $394,000 $219 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,253/month

9 Days on Market

Highlights

  • Deck
  • No HOA
  • 2 Car Attached Garage
  • Fieldstone Elementary School Rated A
  • Cul-De-Sac
  • Living Room

About This Home

As of March 2025

Welcome home to this custom move in ready modified two story. This well maintained home sits on a quiet cul-de-sac and is close to parks, shopping, and restaurants. Enjoy the bright and spacious main level open floor plan including kitchen, dining room and living room. Home includes, 4 bedrooms 2 baths - 3 bedrooms on upper level, main level guest bedroom or in home office. Updated kitchen includes granite oversized 18x20 maintenance-free deck overlooking large park like .44 acre lot. Bonus of storage shed for all your toys. Home is located highly in the sought-after St. Michael-Albertville School District. Easy access to 94 - a must see!
Professional Photos coming soon.

Last Agent to Sell the Property

Lisa Rathbun

Coldwell Banker Realty Brokerage Phone: 612-803-8720 Listed on: 01/29/2025

Coldwell Banker Realty

Last Buyer's Agent

Jodine Williams

Keller Williams Realty Integrity Lakes

Keller Williams Realty Integrity Lakes

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,660

Year Built

  • Built in 1995

Lot Details

  • 0.3 Acre Lot
  • Cul-De-Sac
  • Many Trees

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Garage Door Opener

Home Design

  • Flex
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Sump Pump
  • Drain
  • Block Basement Construction
  • Basement Window Egress

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Water Softener is Owned
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Association fees include cable TV, controlled access

Listing and Financial Details

  • Assessor Parcel Number 114067001040

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,660

Year Built

Built in 1995

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1995
  • Above Grade Finished Sq Ft: 1247
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable
  • Attribution Contact: 612-803-8720
  • Attribution Contact: 612-803-8720
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Drain Tiled, Egress Window(s), Finished, Sump Pump
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Living Area: 1795
  • Fireplace: No
  • Below Grade Finished Sq Ft: 548
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Family Room, Flex Room, Laundry, Deck

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less
  • PoolFeatures: None
  • Fencing: None
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Block,Frame
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener, Heated Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: 200+ Amp Service
  • Fuel: Natural Gas
  • Power Company: Xcel Energy

Condo/Co-op/Association

  • HOA Fee Includes: Cable TV, Controlled Access
  • Association: No
  • Amenities Unit: Cable,Ceiling Fan(s),Deck,Washer/Dryer Hookup

Schools

  • Junior High Dist: St. Michael-Albertville
  • SchoolDistrictPhone: 763-497-3180

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: .44
  • Lot Size Sq Ft: 13068
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Fiber Board, Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 114067001040
  • Tax Annual Amount: 3660
  • TaxWithAssessments: 3660.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 29, 2025
Closed on
Mar 18, 2025
Sold by
Koep Michael and Koep Kristan
Bought by
Larson Katelyn Mills and Larson Jack Wesley
Seller's Agent
Lisa Rathbun
Coldwell Banker Realty
Buyer's Agent
Jodine Williams
Keller Williams Realty Integrity Lakes
List Price
$379,900
Sold Price
$394,000
Premium/Discount to List
$14,100
3.71%
Views
76
Current Estimated Value
$401,360

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,360
Avg. Annual Appreciation
2.37%
Original Mortgage
$340,000
Outstanding Balance
$338,260
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$63,100

Purchase Details

Closed on
Jun 12, 1998
Sold by
Daly Jennifer M
Bought by
Koep Michael and Koep Kristan
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Larson Katelyn Mills $394,000 Ancona Title
Koep Michael $134,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Larson Katelyn Mills $340,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/18/2025 03/18/25 Sold $394,000 +3.7% $219 / Sq Ft
02/16/2025 02/16/25 Pending -- -- --
02/07/2025 02/07/25 For Sale $379,900 -- $212 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,888 $361,300 $115,000 $246,300
2024 $3,660 $342,000 $110,000 $232,000
2023 $3,790 $350,500 $113,400 $237,100
2022 $3,588 $337,200 $105,000 $232,200
2021 $3,482 $276,600 $75,000 $201,600
2020 $3,412 $261,300 $70,000 $191,300
2019 $3,314 $250,900 $0 $0
2018 $3,038 $225,700 $0 $0
2017 $2,910 $212,300 $0 $0
2016 $2,788 $0 $0 $0
2015 $2,722 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6654604

NorthstarMLS

APN: 114-067-001040