NOT LISTED FOR SALE

404 Ferncliff Dr Signal Mountain, TN 37377

Estimated Value: $654,000 - $717,000

4 Beds
2.5 Baths
2,688 Sq Ft
$258/Sq Ft Est. Value

Last Sold August 09, 2021

Last sale price $500,000 $186 Per Sq Ft

Est. 39% increase in value since last sale

Current estimated payment $4,051/month

4 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • No HOA
  • Thrasher Elementary School Rated A-
  • Bonus Room
  • Covered patio or porch

About This Home

As of August 2021

****SHOWINGS TO BEGIN JUNE 25TH 1PM****



**Welcome to 404 Ferncliff Drive**



This 4 bedroom, 2.5 bathroom house sits in a cul-de-sac atop Signal Mountain, and is zoned for award winning schools. Walking into the home you will be greeted by the large foyer area with slate flooring. The main level features hardwood floors throughout. The first floor offers a main living room area, family room, formal dining room, kitchen, laundry room, sunroom, and half bath. The stunning sun room offers plenty of natural light and is the perfect place to wind down! The half bath on the main level is perfect for guest and quick access. Upstairs one will find all four bedrooms and two full bathrooms. The master bedroom features a walk-in closet and en-suite bathroom. Downstairs one will find a finished basement with a spacious bonus room that is perfect for entertainment or storage space. The home features a 2-car attached garage with plenty of extra utility space. The outside deck area is perfect for those wanting to overlook their private backyard that cannot be built on. The home features an extensive amount of upgrades, including a new roof, 3 year-old sunroom roof, 2010 Pella windows, newly sealed driveway, new roof booting, new gutter guards, and a sealed deck with a 25 year transferrable warranty.

Last Agent to Sell the Property

John Foreman

Keller Williams Realty License #309451 Listed on: 06/25/2021

Keller Williams Realty

Co-Listed By

Louellen Smith

Keller Williams Realty License #326198

Last Buyer's Agent

Desiree Tombul

Real Estate Partners Chattanooga LLC License #319013

Real Estate Partners Chattanooga LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,520

Year Built

  • Built in 1979

Lot Details

  • 0.89 Acre Lot
  • Lot Dimensions are 135x286.7
  • Cul-De-Sac
  • Gentle Sloping Lot

Parking

  • 2 Car Attached Garage
  • Side Facing Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,688 Sq Ft Home
  • 3-Story Property
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Den with Fireplace
  • Bonus Room
  • Finished Basement

Kitchen

  • Free-Standing Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Slate Flooring

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Deck
  • Covered patio or porch

Schools

  • Thrasher Elementary School
  • Signal Mountain Middle School
  • Signal Mtn High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Birham Wood Subdivision

Listing and Financial Details

  • Assessor Parcel Number 097m D 002

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,520

Year Built

Built in 1979

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.89
  • Lot Size: 135X286.7
  • Co List Office Mls Id: 10708
  • Co List Office Phone: 423-664-1900
  • Subdivision Name: Birham Wood
  • Directions: From downtown, merge onto US-27 N, Take Signal Mtn Exit, Take Sharp Left Turn onto Signal Mountain Blvd, Take slight left onto Timberlinks, Turn R on Hathaway Dr, Turn R on Windy Way, Turn Left on FernCliff.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • Living Area: 2688.0
  • New Construction: No
  • Year Built: 1979
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 097m D 002
  • Location Tax and Legal Elementary School: Thrasher Elementary
  • Location Tax and Legal Middle Or Junior School2: Signal Mountain Middle
  • Location Tax and Legal High School: Signal Mtn
  • Location Tax and Legal:Tax Annual Amount: 3520.25
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.89
  • General Property Information Lot Size Square Feet2: 38768.4
  • General Property Information Lot Size Dimensions: 135X286.7
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Levels Three Or More: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Flooring:Slate: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Free-Standing Electric Range, Dishwasher
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Den, Family Room, Gas Log
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Slate
  • Interior Amenities: En Suite, Entrance Foyer, Separate Dining Room, Separate Shower, Walk-In Closet(s)
  • Window Features: Vinyl Frames
  • ResoLivingAreaSource: Owner
  • Appliances Dishwasher: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Entrance Foyer: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Gentle Sloping
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered
  • Roof: Shingle
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Cul-De-Sac: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Faces Side
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Thrasher Elementary
  • High School: Signal Mtn
  • Middle Or Junior School: Signal Mountain Middle

Lot Info

  • Lot Size Sq Ft: 38768.4
  • Additional Parcels: No
  • Parcel #: 097m D 002
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3520.25

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 25, 2021
Closed on
Aug 9, 2021
Sold by
Morris John P and Morris Judith B
Bought by
Weller Helen Oshea
Seller's Agent
John Foreman
Keller Williams Realty
Buyer's Agent
Desiree Tombul
Real Estate Partners Chattanooga LLC
List Price
$499,000
Sold Price
$500,000
Premium/Discount to List
$1,000
0.2%
Total Days on Market
4
Current Estimated Value
$693,121

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$193,121
Avg. Annual Appreciation
8.85%
Original Mortgage
$445,500
Outstanding Balance
$354,328
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$338,793
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Weller Helen Oshea $500,000 Chattanooga Title Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Weller Helen Oshea $445,500
Previous Owner Morris John P $96,000
Previous Owner Morris John P $112,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/09/2021 08/09/21 Sold $500,000 +0.2% $186 / Sq Ft
06/29/2021 06/29/21 Pending -- -- --
06/25/2021 06/25/21 For Sale $499,000 -- $186 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,133 $95,350 $0 $0
2023 $2,133 $95,350 $0 $0
2022 $2,133 $95,350 $0 $0
2021 $2,133 $95,350 $0 $0
2020 $2,093 $75,675 $0 $0
2019 $2,093 $75,675 $0 $0
2018 $2,093 $75,675 $0 $0
2017 $2,093 $75,675 $0 $0
2016 $1,799 $0 $0 $0
2015 $1,799 $65,075 $0 $0
2014 $1,799 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1338299

Greater Chattanooga REALTORS®

APN: 097M-D-002