$270,000
SOLD NOV 10, 2025

404 Flora St Cincinnati, OH 45215

2 Beds
2 Baths
1,300 Sq Ft
0.96 Acres

Recently Sold

$208 Per Sq Ft

5% Below List Price

8 Days on Market

Highlights

  • 0.96 Acre Lot
  • No HOA
  • 2 Car Attached Garage
  • Ranch Style House
  • Porch
  • Bathtub with Shower

About This Home

As of November 2025

Private setting- Ranch- Located in .962 Acre Lot. Being sold as is! - Located next to city park. Just needs your personal touch to make great home site.

Last Agent to Sell the Property

Wayne Loudermilk

Sibcy Cline, Inc. License #0000264343 Listed on: 09/29/2025

Sibcy Cline, Inc.

Last Buyer's Agent

Amanda Pertuset

Coldwell Banker Realty License #2017001634

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,434

Year Built

  • Built in 1979

Lot Details

  • 0.96 Acre Lot

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Ranch Style House
  • Poured Concrete
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,300 Sq Ft Home
  • Ceiling Fan
  • Storage In Attic

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Rough-In Basement Bathroom

Outdoor Features

  • Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,434

Year Built

Built in 1979

Lot Details

0

Parking

2

Listing Details

  • Suburb: Reading
  • Cross Street: Benson St.
  • Buildings: Shed
  • Land Description: 1 to 4.9 Acres
  • Access: City Street
  • Broker Approved: Yes
  • Miscellaneous: Attic Storage, Ceiling Fan
  • Census Tract Realist: 232.22
  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Lot Area Realist: 41905.00
  • Suburb S I C: Reading
  • Price Per Acre: 280665.28
  • Zoning: Residential
  • Accessibility Features: No
  • Basement Features: Bath Rough-In, Concrete Floor, Unfinished, Walkout
  • Level 1 Bathroom Type: Full
  • Level 1 Bathroom: Yes
  • Level 1 Bedroom: Yes
  • Dining Room Feat: Walkout, WW Carpet
  • Entry Foyer: Tile Floor
  • Living Great Rm Dim: 20 x 13
  • Living Room Feat: Walkout, Wall-to-Wall Carpet
  • Single Family Desc: Single Family
  • Study Lib Den Dim: 0 x 0
  • Water Heating: Gas
  • Year Built: 1979
  • Architecture: Ranch
  • Full Bathrooms: 2
  • Bedrooms: 2
  • Directions: Ridge Rd to Benson St- R. on 4th St-R. onto Flora
  • Lot Measurement: Acres
  • Status: Sold
  • Property Subtype 1: Single Family Residence
  • Occupancy: At Closing
  • ADU Y/N: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedroom 2: 16x13 Level: 1
  • Dining Room: 15x13 Level: 1
  • Living Room: 20x13 Level: 1
  • Property Type: Residential
  • Reciprocal Listing: No
  • Semi Annual Taxes: $2717
  • Appliances: Dishwasher, Microwave, Oven/Range, Refrigerator
  • Kitchen Features: Tile Floor
  • Basement: Full
  • Entry: 6x8 Level: 1
  • Bathrooms: 2.00
  • Kitchen Dim: 15 x 13
  • Levels: One
  • Zero Selling Price: No
  • Bathroom 1: Full
  • Bathroom 2: Full
  • Bathroom 2 Level: 1
  • Laundryroom Dim: 0 x 0
  • Recreation Room Dim: 0 x 0
  • Available for Lease: No
  • Bldg Sq Ft (Realist): 1300.00
  • Windows: Aluminum
  • PrimaryBedroomDim: 14 x 12
  • Primary Bathrooms: Tile Floor, Tub w/Shower
  • PrimaryBedFeat: Bath Adjoins, Wall-to-Wall Carpet
  • P R I M A R Y B E D R O O M: 14x12 Level: 1

Exterior Features

  • Roof: Shingle
  • Construction: Wood Siding
  • Outside Features: Porch
  • Foundation: Poured
  • Listing Price: 285000.00
  • Acres: 0.9620
  • New Construction: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage Carport: Front, Garage Attached
  • Parking: Driveway

Utilities

  • Gas: Natural
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Yes/No: No
  • Association: Cincinnati Area Multiple Listing Service

Schools

  • District: Reading Community Ci

Lot Info

  • Lot Size Sq Ft: 41905.00
  • Total Assessed Value: of record

Rental Info

  • Sub Lease: No

Tax Info

  • Tax Abatement: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 29, 2025
Closed on
Nov 10, 2025
Sold by
Mckenzie Kenneth T
Bought by
Murry Tyrone and Murry Trisha
Seller's Agent
Wayne Loudermilk
Sibcy Cline, Inc.
Buyer's Agent
Amanda Pertuset
Coldwell Banker Realty
List Price
$285,000
Sold Price
$270,000
Premium/Discount to List
-$15,000
-5.26%
Views
49

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.61%
Original Mortgage
$229,500
Outstanding Balance
$229,286
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$37,960

Purchase Details

Closed on
Jul 1, 1992
Sold by
Gann Howard R
Bought by
Mckenzie Kenneth T
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $270,000 Absolute Title
Deed $48,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $229,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/10/2025 11/10/25 Sold $270,000 -5.3% $208 / Sq Ft
10/07/2025 10/07/25 Pending -- -- --
09/29/2025 09/29/25 For Sale $285,000 -- $219 / Sq Ft
Source: MLS of Greater Cincinnati (CincyMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,447 $66,567 $23,107 $43,460
2023 $3,499 $66,567 $23,107 $43,460
2022 $4,081 $60,180 $24,770 $35,410
2021 $3,407 $60,180 $24,770 $35,410
2020 $3,443 $60,180 $24,770 $35,410
2019 $3,337 $53,257 $21,921 $31,336
2018 $3,341 $53,257 $21,921 $31,336
2017 $3,149 $53,257 $21,921 $31,336
2016 $3,198 $54,251 $23,230 $31,021
2015 $3,226 $54,251 $23,230 $31,021
2014 $2,822 $54,251 $23,230 $31,021
2013 $2,860 $55,356 $23,702 $31,654
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS of Greater Cincinnati (CincyMLS)

MLS Number: 1856754

MLS of Greater Cincinnati (CincyMLS)

APN: 671-0008-0020