NOT LISTED FOR SALE

404 High Bank Rd White Stone, VA 22578

Estimated Value: $630,705 - $810,000

3 Beds
6 Baths
2,208 Sq Ft
$289/mo HOA Fee

Last Sold January 29, 2021

Last sale price $458,500 $208 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $4,190/month

53 Days on Market

Highlights

  • Boat Dock
  • River Access
  • Wood Flooring
  • Beach
  • In Ground Pool
  • Main Floor Bedroom

About This Home

As of January 2021

This unit offers stunning sunset views of the Rappahannock River, great elevation with a stroll down to the waterfront. 2202 sf with either a first floor bedroom and bath or a dining room, great room with a kitchen/living room, sunroom, half bath on the first floor, second floor has master bedroom on the waterside and bath with a balcony overlooking the Rappahannock River, guest room on the land side and bath, laundry room, granite countertops throughout. The sandy beach, dock and pool offers great outdoor fun.

Last Agent to Sell the Property

Ann Meekins

Ann Meekins, Realtors License #0225129936 Listed on: 11/06/2020

Last Buyer's Agent

Lisa Stone

Long & Foster REALTORS License #0225044882

Long & Foster REALTORS

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,202

Year Built

  • Built in 2005

Lot Details

  • 9,060

HOA Fees

  • $289 Monthly HOA Fees

Home Design

  • Frame Construction
  • Composition Roof
  • Hardboard

Interior Spaces

  • 2,208 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Separate Formal Living Room
  • Home Security System
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Double Vanity

Parking

  • Driveway
  • Unpaved Parking

Pool

  • In Ground Pool
  • Fence Around Pool

Outdoor Features

  • River Access
  • Walking Distance to Water
  • Balcony

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Zoned Heating and Cooling
  • Shared Well
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 9A
  • Assessor Parcel Number 34L-1-9

Community Details

Overview

  • Highbanks Subdivision

Amenities

  • Community Deck or Porch
  • Common Area

Recreation

  • Boat Dock
  • Beach
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,202

Year Built

Built in 2005

Lot Details

0

HOA Fees

$289 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 2005
  • Property Attached Yn: No
  • Lot Size Acres: 0.208
  • Ownership: Individuals
  • Subdivision Name: Highbanks
  • Architectural Style: Two Story
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Condominium,Detached
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Carpet, Ceramic Tile, Wood
  • Appliances: Electric Water Heater
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, Fireplace, Granite Counters, Pantry, Recessed Lighting, Walk-In Closet(s)
  • Living Area: 2208.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Pool Features: Fenced, In Ground, Pool, Community
  • Waterfront Features: River Access, Walk to Water
  • Waterfront: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Drywall, Frame, Hardboard
  • Exterior Features: Unpaved Driveway
  • Patio And Porch Features: Balcony
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Unpaved

Utilities

  • Heating: None, Zoned
  • Cooling: Zoned
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Security System
  • Cooling Y N: Yes
  • Heating Yn: No

Condo/Co-op/Association

  • Community Features: Beach, Common Grounds/Area, Deck/Porch, Dock, Pool
  • Association Fee: 289.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Pool(s), Water Access

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 34L-1-9
  • Zoning Description: R2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 2202.0
  • Tax Lot: 9A

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 6, 2020
Closed on
Apr 13, 2021
Sold by
Hughes Kimberly H
Bought by
Hughes Kimberly H and Parker William
Seller's Agent
R. Ann Meekins
Ann Meekins Realtors
Buyer's Agent
Outside R.e. Agent last name
Other Real Estate Firms
List Price
$458,500
Sold Price
$458,500
Current Estimated Value
$662,060

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$203,560
Avg. Annual Appreciation
9.55%

Purchase Details

Listed on
Nov 6, 2020
Closed on
Jan 28, 2021
Sold by
Walker Alan F
Bought by
Hughes Kimberly H
Seller's Agent
Ann Meekins
Ann Meekins, Realtors
Buyer's Agent
Lisa Stone
Long & Foster REALTORS
List Price
$452,500
Sold Price
$458,500
Premium/Discount to List
$6,000
1.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.00%
Original Mortgage
$450,194
Outstanding Balance
$406,113
Interest Rate
2.67%
Mortgage Type
FHA
Estimated Equity
$284,389
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hughes Kimberly H -- None Available
Hughes Kimberly H $458,500 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hughes Kimberly H $450,194
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/29/2021 01/29/21 Sold $458,500 +1.3% $208 / Sq Ft
12/30/2020 12/30/20 Pending -- -- --
11/06/2020 11/06/20 For Sale $452,500 -- $205 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,312 $602,200 $85,000 $517,200
2023 $2,202 $349,500 $80,000 $269,500
2022 $2,202 $349,500 $80,000 $269,500
2021 $2,202 $349,500 $80,000 $269,500
2020 $2,202 $349,500 $80,000 $269,500
2019 $2,202 $349,500 $80,000 $269,500
2018 $1,998 $338,600 $84,000 $254,600
2017 $1,998 $338,600 $84,000 $254,600
2016 -- $338,600 $84,000 $254,600
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2021

    Ann Meekins

    Ann Meekins, Realtors

    (804) 438-9303

    66 Total Sales

    Section Image
  • Lisa Stone

    Buyer's Agent in 2021

    Lisa Stone

    Long & Foster

    (804) 938-2327

    126 Total Sales

    Section Image
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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2033985

Chesapeake Bay & Rivers Association of REALTORS®

APN: 34L-1-9

Virginia Lancaster County White Stone 22578

404 High Bank Rd, White Stone, VA

This home is located at 404 High Bank Rd, White Stone, VA 22578 since 06 November 2020 and is currently estimated at $685,176, approximately $310 per square foot. This property was built in 2005. 404 High Bank Rd is a home located in Lancaster County with nearby schools including Lancaster Primary School, Lancaster Middle School, and Lancaster High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Chesapeake Bay & Rivers Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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