NOT LISTED FOR SALE

404 Millrace Dr Cold Spring, KY 41076

Cold Spring Area

Estimated Value: $327,472 - $340,000

3 Beds
2 Baths
1,389 Sq Ft
$240/Sq Ft Est. Value

Sale Details

Date Sold: February 20, 2026

Last sale price $334,800 $241 Per Sq Ft

Current estimated payment $2,024 / mo

1 Day on Market

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • Solid Surface Countertops
  • Donald E. Cline Elementary School Rated A
  • Ranch Style House
  • No HOA

About This Home

As of February 2026

Welcome home to this beautifully maintained three bedroom, two bath ranch in a highly desirable location, just minutes from shopping, dining, and everyday conveniences. This home features a brand new roof, luxury vinyl plank flooring, and an open, airy floor plan designed for both everyday living and entertaining. The stylish eat-in kitchen showcases quartz countertops, a farmhouse sink, and stainless steel appliances, creating a space that is both functional and inviting. The living area offers a warm and welcoming atmosphere with a gas fireplace and soaring 12-foot vaulted ceilings. The spacious primary suite provides a private retreat with an en-suite bathroom featuring a double vanity, soaking tub, and walk-in closet. Thoughtfully designed with modern updates and comfortable living spaces throughout

Last Agent to Sell the Property

The Cindy Shetterly Team

Keller Williams Realty Service Listed on: 01/20/2026

Keller Williams Realty Service

Last Buyer's Agent

Kyle Sticklen

Sibcy Cline, REALTORS-Florence License #290543

Sibcy Cline, REALTORS-Florence

Home Details

Home Type

  • Single Family

Lot Details

  • 0.33

Parking

  • Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 1,389 Sq Ft Home
  • Open Floorplan
  • Vaulted Ceiling
  • Recessed Lighting
  • Chandelier
  • Wood Burning Fireplace
  • Vinyl Clad Windows
  • Entryway
  • Family Room
  • Living Room
  • Formal Dining Room
  • Storage
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops
  • Farmhouse Sink

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Bathtub with Shower
  • Shower

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Laundry in Basement

Schools

  • Donald E.Cline Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Cable TV Available

Additional Features

  • Patio
  • 14,549 Sq Ft Lot

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Lot Details

0.33 Acres

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.334
  • Lot Size: Of Record
  • Ownership: Consumer
  • Directions: Alexandria Pike/US-27. Right on Sturbridge Dr. Right on Cobblers Dr. Right on Millrace Dr. Property is on the right side.
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • Property Ownership:Property Ownership: Consumer
  • Special Features: None

Interior Features

  • Interior Amenities: Recessed Lighting, Vaulted Ceiling(s), Chandelier, Double Vanity, Eat-in Kitchen, Open Floorplan, Pantry, Soaking Tub, Storage, Walk-In Closet(s)
  • Basement: Full, Unfinished
  • Heating: Natural Gas
  • Levels: One
  • Property Type: Residential
  • Appliances: Dishwasher, Microwave, Refrigerator, Convection Oven, Stainless Steel Appliance(s), Electric Range
  • Other Equipment: Sump Pump
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1389.0
  • Window Features: Insulated Windows, Vinyl Frames

Exterior Features

  • Roof: Shingle
  • Construction Type: Brick
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage Faces Front, Garage Door Opener, Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Donald E.Cline Elem
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Lot Info

  • Lot Size Sq Ft: 14549.0
  • Zoning Description: Residential

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 20, 2026
Closed on
Feb 20, 2026
Sold by
Bought by
Seller's Agent
The Cindy Shetterly Team
Keller Williams Realty Service
Buyer's Agent
Kyle Sticklen
Sibcy Cline, REALTORS-Florence
List Price
$334,800
Sold Price
$334,800
Views
38
Current Estimated Value
$333,618

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,182
Avg. Annual Appreciation
-0.82%

Purchase Details

Listed on
Aug 1, 2021
Closed on
Jul 27, 2021
Sold by
Bought by
Seller's Agent
Outside Agent
Outside Sales
Buyer's Agent
The Cindy Shetterly Team
Keller Williams Realty Service
List Price
$250,000
Sold Price
$250,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.63%
Original Mortgage
$237,500
Interest Rate
0.0293%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 22, 1997
Sold by
Bought by

Purchase Details

Closed on
Jun 30, 1994
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$334,525 None Listed On Document
$250,000 360 American Title Svcs Llc
$140,000 --
$138,555 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $237,500
Previous Owner $50,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/20/2026 02/20/26 Sold $334,800 0.0% $241 / Sq Ft
01/21/2026 01/21/26 Pending -- -- --
01/20/2026 01/20/26 For Sale $334,800 +33.9% $241 / Sq Ft
08/04/2021 08/04/21 Sold $250,000 0.0% $180 / Sq Ft View Prior Sale
08/02/2021 08/02/21 Pending -- -- --
08/01/2021 08/01/21 For Sale $250,000 -- $180 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,030 $250,000 $50,000 $200,000
2024 $3,070 $250,000 $50,000 $200,000
2023 $3,000 $250,000 $50,000 $200,000
2022 $3,133 $250,000 $25,000 $225,000
2021 $1,778 $179,900 $25,000 $154,900
2020 $1,811 $179,900 $25,000 $154,900
2019 $1,780 $179,900 $25,000 $154,900
2018 $1,813 $179,900 $25,000 $154,900
2017 $1,789 $179,900 $25,000 $154,900
2016 $1,750 $179,900 $0 $0
2015 $1,778 $179,900 $0 $0
2014 $1,744 $179,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2026

    The Cindy Shetterly Team

    Keller Williams Realty Service

    (859) 240-0727

    1,431 Total Sales

    The Cindy Shetterly Team
    Section Image
  • Kyle Sticklen

    Buyer's Agent in 2026

    Kyle Sticklen

    Sibcy Cline

    (513) 646-9187

    60 Total Sales

    Kyle Sticklen
    Section Image

  • O

    Seller's Agent in 2021

    Outside Agent

    Outside Sales

See All Agents

Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 639368

Northern Kentucky Multiple Listing Service

APN: 999-99-18-157.04

Kentucky Campbell County Cold Spring 41076

404 Millrace Dr, Cold Spring, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.