404 N Library St Waterloo, IL 62298
Estimated payment $1,700/month
Highlights
- Family Room with Fireplace
- Ranch Style House
- No HOA
- Rogers Elementary School Rated A-
- Wood Flooring
- 2-minute walk to Koenigsmark Park
About This Home
Welcome home to this charming ranch nestled in the heart of Waterloo, just steps from Gibault High School. With 3 spacious bedrooms and 2 baths, this delightful home offers nearly 1,700 square feet of beautifully finished living space on the main floor, plus a partially finished basement ready for your personal touches. Step inside and you’ll immediately notice the gorgeous hardwood floors, neutral paint palette, and crisp white trim that create a welcoming and updated feel. The living room is bright and inviting, featuring a decorative fireplace and a large picture window—perfect for showcasing your seasonal décor. The living room is combined witht he dining area, flowing seamlessly from the kitchen, making it ideal for hosting family and friends. The eat-in kitchen is full of character and modern updates, including floating shelves, contemporary butcher block counters, subway tile backsplash, vintage metal cabinets, and stylish lighting and flooring. Just around the corner, you’ll find the massive den/family room, a true showstopper with its wood ceiling beams, rustic flooring, built-in storage, and fireplace. French doors open to the patio, and oversized windows fill the space with natural light—this room is sure to become the heart of the home. All three bedrooms feature hardwood floors and generously sized closets, a rare find in homes of this era. A built-in hall hutch adds charm and functionality, perfect for displaying keepsakes or organizing essentials. The main bath is a standout with its custom tile tub/shower surround, glass tile accent wall, and updated fixtures. A linen closet provides convenient storage. Downstairs, the basement includes a recently finished half bath and a head start on additional living space with stud walls and ceiling already in place. Tons of storage A dedicated office or hobby room with built-in cabinetry and a large closet has served as a non-conforming bedroom. Outside, the gorgeous yard spans over half an acre, backing to SPPS ball fields and the historic Peterstown House. Mature trees divide the space into two distinct areas—perfect for a garden, fire pit, shed, or even your own sports field. The detached 1-car garage with an attached carport offers flexible space for storage or outdoor entertaining. Multiple exits from the home make it easy to enjoy the large brick patio, ideal for relaxing or hosting gatherings. This home is full of surprises and thoughtful details—be sure to check the MLS listing for updates on the roof, HVAC, and water heater.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,193
Year Built
- Built in 1955
Lot Details
- 0.51 Acre Lot
- Level Lot
Parking
- 1 Car Garage
- 1 Carport Space
Home Design
- Ranch Style House
- Vinyl Siding
Interior Spaces
- Wood Burning Fireplace
- Family Room with Fireplace
- 2 Fireplaces
- Living Room with Fireplace
- Dining Room
- Den
- Storage Room
Kitchen
- Free-Standing Range
- Dishwasher
Flooring
- Wood
- Concrete
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Bedrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
- Laundry in Basement
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- No Utilities
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-24-449-003-000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,193 | $76,842 | $17,658 | $59,184 |
| 2023 | $0 | $63,770 | $16,200 | $47,570 |
| 2022 | $3,564 | $61,930 | $16,350 | $45,580 |
| 2021 | $3,350 | $62,430 | $13,910 | $48,520 |
| 2020 | $1,097 | $59,110 | $13,910 | $45,200 |
| 2019 | $1,095 | $58,470 | $13,910 | $44,560 |
| 2018 | $1,111 | $56,950 | $12,350 | $44,600 |
| 2017 | $1,110 | $58,005 | $12,572 | $45,433 |
| 2016 | $0 | $58,510 | $12,060 | $46,450 |
| 2015 | $1,111 | $58,670 | $13,540 | $45,130 |
| 2014 | $1,069 | $56,470 | $13,540 | $42,930 |
| 2012 | -- | $55,160 | $12,410 | $42,750 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/15/2025 10/15/25 | For Sale | $254,900 | +5.8% | $153 / Sq Ft | |
| 04/18/2025 04/18/25 | Sold | $241,000 | +2.6% | $148 / Sq Ft | View Prior Sale |
| 04/18/2025 04/18/25 | Pending | -- | -- | -- | |
| 03/12/2025 03/12/25 | For Sale | $235,000 | -2.5% | $145 / Sq Ft | |
| 03/11/2025 03/11/25 | Off Market | $241,000 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $241,000 | None Listed On Document | |
| Warranty Deed | $140,000 | Accent Title |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $228,950 | New Conventional | |
| Previous Owner | $110,000 | New Conventional |
Source: MARIS MLS
MLS Number: MIS25069669
APN: 07-24-449-003-000
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