NOT LISTED FOR SALE

404 Terning Way Howard Lake, MN 55349

Estimated Value: $311,000 - $332,163

3 Beds
2 Baths
2,100 Sq Ft
$154/Sq Ft Est. Value

About This Home

404 Terning Way Howard Lake, MN 55349.

Howard Lake Rental Property 4969, 3BR-Open to a 9 or 12 month lease.

Tri-Level split home ready for move in! Built in 2019.

Convenient location to Howard and Dutch Lakes as well as some great restaurant options. Buffalo and Delano are within a 20–25-minute drive offering banking, shopping, restaurants and additional entertainment options.

Walk in and up some stairs: and you will find a nice open floor plan to include living room, dining room, and kitchen. Stainless appliances, center island, granite and more.

A few steps up from the living room: you will find all 3 bedrooms. The primary bedroom {13×13} has a full bath. The other 2 bedrooms are 11×11 and 11×9 and another full bath is also located on this level.

Walk in and down some stairs: Unfinished basement- perfect for storage, an office, or fitness room, and laundry is also located on this level.

Pets: Negotiable on a pet. Monthly pet rent $50. Pet deposit $500. No Aggressive breeds or dogs over 50 pounds.

Utilities: Tenant pays gas, electric, phone, water, trash, cable and internet. Tenant also to complete Lawn care and snow removal at the listed price of $1995.

Garage: 3 Car attached.

Nice Yard.

Location:

School district: 2687 Howard Lake-Waverly Winsted

Application fee $60 per adult $65 for out of state applicants. Applications completed from other sites are not accepted. Please contact me for the process of applying for one of our properties.

Your inquiry is important to me! I’ll respond same day if before 6pm or the following morning. Call, text, or email, whichever you prefer. Cherlyn {Cheri} Ludwig, Realtor with Complete Management Services .

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 14, 2022
Sold by
Moorhouse Ethan and Moorhouse Alexa
Bought by
Tovsen Joshua and Stueven Tracey
Current Estimated Value
$323,041

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$307,330
Outstanding Balance
$293,237
Interest Rate
5.09%
Mortgage Type
New Conventional
Estimated Equity
$32,800

Purchase Details

Closed on
Sep 26, 2019
Sold by
R Home Llc
Bought by
Moorhouse Ethan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$222,095
Interest Rate
3.5%
Mortgage Type
VA

Purchase Details

Closed on
Oct 15, 2018
Sold by
City Of Howard Lake
Bought by
R Home Llc
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tovsen Joshua $313,000 --
Moorhouse Ethan $215,000 Executive Title Taylor
R Home Llc -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tovsen Joshua $307,330
Previous Owner Moorhouse Ethan $222,095
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/04/2025 01/04/25 Off Market $1,995 -- --
10/17/2024 10/17/24 Price Changed $1,995 -9.1% $1 / Sq Ft
10/08/2024 10/08/24 Off Market $2,195 -- --
10/07/2024 10/07/24 Price Changed $2,095 -4.6% $1 / Sq Ft
09/29/2024 09/29/24 For Rent $2,195 0.0% --
09/14/2024 09/14/24 For Rent $2,195 -- --

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,682 $303,800 $54,100 $249,700
2024 $4,076 $306,300 $51,300 $255,000
2023 $3,560 $308,100 $43,300 $264,800
2022 $2,916 $272,400 $40,100 $232,300
2021 $2,922 $204,000 $22,200 $181,800
2020 $194 $195,700 $16,000 $179,700
2019 $0 $9,500 $0 $0
2018 $0 $9,500 $0 $0
2017 $0 $3,600 $0 $0
2016 $320 $0 $0 $0
2015 $330 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

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