NOT LISTED FOR SALE

404 Terning Way Howard Lake, MN 55349

Estimated Value: $310,000 - $328,000

3 Beds
2 Baths
1,900 Sq Ft
$168/Sq Ft Est. Value

Last Sold July 14, 2022

Last sale price $313,000 $165 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,109/month

9 Days on Market

Highlights

  • No HOA
  • Living Room
  • Forced Air Heating and Cooling System
  • 3 Car Attached Garage

About This Home

As of July 2022

404 Terning Way Howard Lake, MN 55349.

Howard Lake Rental Property 4969, 3BR-Open to a 9 or 12 month lease.

Tri-Level split home ready for move in! Built in 2019.

Convenient location to Howard and Dutch Lakes as well as some great restaurant options. Buffalo and Delano are within a 20–25-minute drive offering banking, shopping, restaurants and additional entertainment options.

Walk in and up some stairs: and you will find a nice open floor plan to include living room, dining room, and kitchen. Stainless appliances, center island, granite and more.

A few steps up from the living room: you will find all 3 bedrooms. The primary bedroom {13×13} has a full bath. The other 2 bedrooms are 11×11 and 11×9 and another full bath is also located on this level.

Walk in and down some stairs: Unfinished basement- perfect for storage, an office, or fitness room, and laundry is also located on this level.

Pets: Negotiable on a pet. Monthly pet rent $50. Pet deposit $500. No Aggressive breeds or dogs over 50 pounds.

Utilities: Tenant pays gas, electric, phone, water, trash, cable and internet. Tenant also to complete Lawn care and snow removal at the listed price of $1995.

Garage: 3 Car attached.

Nice Yard.

Location:

School district: 2687 Howard Lake-Waverly Winsted

Application fee $60 per adult $65 for out of state applicants. Applications completed from other sites are not accepted. Please contact me for the process of applying for one of our properties.

Your inquiry is important to me! I’ll respond same day if before 6pm or the following morning. Call, text, or email, whichever you prefer. Cherlyn {Cheri} Ludwig, Realtor with Complete Management Services .

Last Listed By

Fritz Soberay

Hale Properties, Inc Listed on: 05/19/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,922

Year Built

  • Built in 2019

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 102 x 166 x 76 x 140

Parking

  • 3 Car Attached Garage
  • Insulated Garage

Home Design

  • Split Level Home

Interior Spaces

  • 1,900 Sq Ft Home
  • Living Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Basement

  • Sump Pump
  • Drain
  • Basement Window Egress

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Terning Trails 2 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 109050003070

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,922

Year Built

Built in 2019

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Fee Frequency: N/A
  • Year Built: 2019
  • Above Grade Finished Sq Ft: 1900
  • Unit Levels: Four or More Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Sump Pump
  • Living Area: 1900
  • Fireplace: No
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3
  • SqFtTotal: 1900.00

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 3

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Insulated Garage
  • Garage Square Feet: 640

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Howard Lake-Waverly-Winsted
  • SchoolDistrictNumber: 2687
  • SchoolDistrictPhone: 320-543-3521

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 102 x 166 x 76 x 140
  • Lot Size Sq Ft: 11151.36
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2021
  • Assessor Parcel Number: 109050003070
  • Tax Annual Amount: 2922
  • TaxWithAssessments: 2922.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 19, 2022
Closed on
Jul 14, 2022
Sold by
Moorhouse Ethan and Moorhouse Alexa
Bought by
Tovsen Joshua and Stueven Tracey
Seller's Agent
Fritz Soberay
Hale Properties, Inc
Buyer's Agent
Victoria Rogosheske
Reliance Realty Advisers, LLC
List Price
$315,000
Sold Price
$313,000
Premium/Discount to List
-$2,000
-0.63%
Total Days on Market
9
Current Estimated Value
$319,102

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,102
Avg. Annual Appreciation
0.79%
Original Mortgage
$307,330
Outstanding Balance
$295,325
Interest Rate
5.09%
Mortgage Type
New Conventional
Estimated Equity
$24,682

Purchase Details

Closed on
Sep 26, 2019
Sold by
R Home Llc
Bought by
Moorhouse Ethan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$222,095
Interest Rate
3.5%
Mortgage Type
VA

Purchase Details

Closed on
Oct 15, 2018
Sold by
City Of Howard Lake
Bought by
R Home Llc

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tovsen Joshua $313,000 --
Moorhouse Ethan $215,000 Executive Title Taylor
R Home Llc -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tovsen Joshua $307,330
Previous Owner Moorhouse Ethan $222,095
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/04/2025 01/04/25 Off Market $1,995 -- --
10/17/2024 10/17/24 Price Changed $1,995 -9.1% $1 / Sq Ft
10/08/2024 10/08/24 Off Market $2,195 -- --
10/07/2024 10/07/24 Price Changed $2,095 -4.6% $1 / Sq Ft
09/29/2024 09/29/24 For Rent $2,195 0.0% --
09/14/2024 09/14/24 For Rent $2,195 0.0% --
07/14/2022 07/14/22 Sold $313,000 -0.6% $165 / Sq Ft
05/23/2022 05/23/22 Pending -- -- --
05/13/2022 05/13/22 For Sale $315,000 -- $166 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,076 $306,300 $51,300 $255,000
2023 $3,560 $308,100 $43,300 $264,800
2022 $2,916 $272,400 $40,100 $232,300
2021 $2,922 $204,000 $22,200 $181,800
2020 $194 $195,700 $16,000 $179,700
2019 $0 $9,500 $0 $0
2018 $0 $9,500 $0 $0
2017 $0 $3,600 $0 $0
2016 $320 $0 $0 $0
2015 $330 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: NorthstarMLS

MLS Number: 6195459

NorthstarMLS

APN: 109-050-003070