$395,000

4040 Borneo St Bay Saint Louis, MS 39520

Estimated payment $2,243/month

Total Views 1,081
3 Beds
2 Baths
1,518 Sq Ft
$260 Price per Sq Ft

Highlights

  • RV or Boat Storage in Community
  • Built-In Refrigerator
  • Open Floorplan
  • Bay High School Rated A-
  • Waterfront
  • Deck

About This Home

Welcome to 4040 Borneo Street in beautiful Bay St. Louis! Built in 2018, this 3BD/2BA riverfront home blends modern design with coastal charm, offering the perfect retreat for full-time living, a weekend getaway, or a lucrative vacation rental investment.

Perched on the picturesque Jordan River, the home boasts expansive covered front and rear porches—ideal for soaking in stunning water views and Gulf Coast sunsets. Inside, you'll find an inviting open layout with contemporary finishes that highlight the home's fresh, modern appeal.

Additional features include an outdoor elevator for convenience, ample storage space with a shed under the home, and plenty of room for boats, kayaks, and all your waterfront toys. Best of all, the property is located in a USDA eligible area, opening the door to special financing options.

Whether you're looking for an income-producing short-term rental opportunity or your own personal slice of paradise, this property checks every box. Don't miss your chance to own a move-in-ready riverfront gem in Bay St. Louis!

Listing Agent

Nathan Houston

Expect Realty License #S60829 Listed on: 08/19/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,145

Year Built

  • Built in 2018

Lot Details

  • 10,019 Sq Ft Lot
  • Waterfront
  • Corner Lot
  • Cleared Lot
  • Front Yard

Home Design

  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 1,518 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Bar
  • Crown Molding
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Blinds
  • Double Door Entry
  • French Doors
  • Insulated Doors
  • Living Room with Fireplace
  • Combination Kitchen and Living
  • Storage
  • Water Views

Kitchen

  • Breakfast Bar
  • Built-In Gas Oven
  • Self-Cleaning Oven
  • Built-In Gas Range
  • Recirculated Exhaust Fan
  • Microwave
  • Built-In Refrigerator
  • Kitchen Island
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets
  • Farmhouse Sink
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Hydromassage or Jetted Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Attic

  • Attic Floors
  • Pull Down Stairs to Attic

Parking

  • 6 Car Direct Access Garage
  • 2 Attached Carport Spaces
  • Driveway
  • Paved Parking

Outdoor Features

  • Deck
  • Exterior Lighting
  • Shed
  • Front Porch

Schools

  • Bay St Louis High School

Utilities

  • Cooling System Powered By Gas
  • Central Heating and Cooling System
  • Tankless Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 135m-0-39-028.000

Community Details

Overview

  • No Home Owners Association
  • Shoreline Park Subdivision

Recreation

  • RV or Boat Storage in Community

Amenities

  • Elevator

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,145

Year Built

Built in 2018

Lot Details

0

Listing Details

  • Unit Levels: One
  • Parking Features Parking Total: 6.0
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2018
  • Lot Size Acres: 0.23
  • Subdivision Name: Shoreline Park
  • New Construction: No
  • Appliances Microwave: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • General Property Information:New Construction: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Built-In Gas Oven, Built-In Gas Range, Built-In Refrigerator, Disposal, Dryer, Exhaust Fan, Microwave, Self Cleaning Oven, Tankless Water Heater, Washer
  • AtticFeaturesAttic: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Dead Bolt Lock(s), Double Entry, French Doors, Metal Insulated
  • Fireplace Features: Living Room
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Bar, Breakfast Bar, Ceiling Fan(s), Crown Molding, Double Vanity, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Soaking Tub, Storage, Walk-In Closet(s)
  • Window Features: Blinds, Double Pane Windows
  • Fireplace: Yes
  • Interior Features:Granite Counters: Yes
  • Kitchen Features:Granite Counters2: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Community Features:Street Lights: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:High Speed Internet: Yes
  • Kitchen Features:Breakfast Bar2: Yes
  • Kitchen Features:KitchenFamily Room View: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Kitchen Features:Kitchen Island2: Yes
  • Kitchen Features:KitchenFamily Room Combo: Yes
  • Bathroom Features:Double Vanity2: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Fireplace Features:Living Room2: Yes
  • Appliances:Exhaust Fan3: Yes
  • Appliances:Self Cleaning Oven: Yes
  • Appliances:Tankless Water Heater: Yes
  • Bathroom Features:Walk-In Shower: Yes
  • Fireplace Features:Gas2: Yes
  • Attic Features:Pull Down Stair Unit: Yes
  • Interior Features:Soaking Tub: Yes
  • Kitchen Features:Custom Cabinets: Yes
  • Bathroom Features:Soaking Tub2: Yes
  • Attic Features:Attic Floored: Yes
  • Interior Features:Bar: Yes
  • Bathroom Features:Travertine Tile: Yes
  • Interior Features:Storage2: Yes
  • Appliances:Built-In Gas Range: Yes
  • Bathroom Features:Jetted Tub: Yes
  • Community Features:RVBoat Storage2: Yes
  • Kitchen Features:Farm Sink: Yes
  • Appliances:Built-In Refrigerator: Yes
  • Appliances:Built-In Gas Oven: Yes

Exterior Features

  • Disclosures: None
  • Exterior Features: Elevator, Lighting
  • Foundation Details: Pilings/Steel/Wood
  • Lot Features: Cleared, Corner Lot, Front Yard, Level, Views
  • Roof: Metal
  • Other Structures: Shed(s), Storage
  • Patio And Porch Features: Deck, Front Porch, Rear Porch
  • Waterfront Features: View
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • Waterfront: Yes
  • Construction Type: HardiPlank Type
  • Lot Features:Cleared: Yes
  • General Property Information:Accessibility Features: No
  • Patio And Porch Features:Patio - Covered: Yes
  • Driveway Features:Concrete Drive: Yes
  • Door Features:Dead Bolt Lock(s): Yes
  • Patio And Porch Features:Front Porch: Yes
  • Waterfront Features:View: Yes
  • Lot Features:Views: Yes
  • Lot Features:Front Yard: Yes
  • Window Features:Blinds: Yes
  • Door Features:Double Entry: Yes
  • Window Features:Double Pane Windows: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Level: Yes
  • Driveway Features:Paved Drive: Yes
  • Patio And Porch Features:Deck2: Yes
  • Door Features:French Doors: Yes
  • Lot Features:Corner Lot: Yes
  • Door Features:Metal Insulated: Yes
  • Exterior Features:Elevator: Yes
  • Driveway Features:Front Entrance: Yes

Garage/Parking

  • Carport Spaces: 2.0
  • Parking Features: Attached Carport, Covered, Driveway, Storage, Direct Access, Concrete, Paved
  • Attached Garage: No
  • Total Parking Spaces: 6.0
  • Parking Features:Driveway: Yes
  • Parking Features:Covered: Yes
  • Parking Features:Attached Carport: Yes

Utilities

  • Cooling: Central Air, Electric, Gas
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room, Main Level
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Electric2: Yes

Condo/Co-op/Association

  • Community Features: RV/Boat Storage, Street Lights

Association/Amenities

  • HorseAmenitiesHorseAmenities: No
  • Tax and Financial Information:Association: No

Schools

  • High School: Bay St Louis

Lot Info

  • Parcel #: 135m-0-39-028.000
  • Lot Size Sq Ft: 10018.8

Tax Info

  • Tax Annual Amount: 1145.17
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,963 $17,067 $800 $16,267
2023 $1,963 $17,067 $800 $16,267
2022 $1,663 $17,067 $800 $16,267
2021 $1,667 $17,282 $200 $17,082
2020 $1,583 $14,926 $200 $14,726
2019 $1,570 $14,926 $200 $14,726
2018 $75 $600 $600 $0
2017 $37 $300 $300 $0
2016 $36 $300 $300 $0
2015 $35 $300 $300 $0
2014 $35 $300 $300 $0
2013 $33 $300 $300 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2025 08/19/25 For Sale $395,000 +12.9% $260 / Sq Ft
07/26/2022 07/26/22 Sold -- -- --
07/26/2022 07/26/22 Off Market -- -- --
06/14/2022 06/14/22 Pending -- -- --
06/02/2022 06/02/22 For Sale $350,000 -- $231 / Sq Ft
Source: MLS United

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $193,837 VA
Source: Public Records

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See All Homes in Bay Saint Louis

Source: MLS United

MLS Number: 4122982

MLS United

APN: 135M-0-39-028.000

Mississippi Hancock County Bay Saint Louis 39520

4040 Borneo St, Bay Saint Louis, MS

This home is located at 4040 Borneo St, Bay Saint Louis, MS 39520 and is currently priced at $395,000, approximately $260 per square foot. This property was built in 2018. 4040 Borneo St is a home located in Hancock County with nearby schools including Waveland Elementary School, North Bay Elementary School, and Bay Waveland Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.

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