NOT LISTED FOR SALE

4044 Ramona Ln Saint Charles, MO 63304

Estimated Value: $302,000 - $433,000

3 Beds
2.5 Baths
1,284 Sq Ft
$270/Sq Ft Est. Value

Last Sold September 14, 2022

Current estimated payment $2,093/month

4 Days on Market

Highlights

  • Primary Bedroom Suite
  • Deck
  • Traditional Architecture
  • Central Elementary School Rated A-
  • Property is near public transit
  • Main Floor Primary Bedroom

About This Home

As of September 2022

Welcome home to this adorable split level home with tons of upgrades/ updates! From top to bottom and inside and out this home is adorable and ready for its new owner. A new architectural shingle roof is about to be installed, and the home also features a new composite deck with aluminum railings, newer flooring and more. On the main level enjoy entertaining in your very open concept kitchen, dinning and living room area. Off the dining room you can step out on to your large new deck. The large backyard is a fantastic oasis to enjoy your evenings, relax on your porch swing under the deck. The master bedroom has a full bathroom and walk in closet. 2 additional bedrooms and a full bath complete the main level. The mostly finished lower level has a wood burning fireplace is a walk and has an half bath, and a separate laundry room. New water heater 2022 as well! Move in and make it your own!

Last Agent to Sell the Property

Spencer Argueta

Elevate Realty, LLC License #2017032565 Listed on: 08/18/2022

Last Buyer's Agent

Timothy Koppel

Berkshire Hathaway HomeServices Select Properties License #2017018340

Berkshire Hathaway HomeServices Select Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,066

Year Built

  • Built in 1984

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 68' x 86' x86' x 123'

Parking

  • 2 Car Attached Garage
  • Basement Garage

Home Design

  • Traditional Architecture
  • Split Foyer
  • Brick Veneer
  • Vinyl Siding

Interior Spaces

  • 1,284 Sq Ft Home
  • Multi-Level Property
  • Wood Burning Fireplace
  • Insulated Windows
  • Family Room
  • Living Room
  • Formal Dining Room

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • Primary Bathroom is a Full Bathroom

Partially Finished Basement

  • Walk-Out Basement
  • Fireplace in Basement
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Patio

Location

  • Property is near public transit

Schools

  • Central Elem. Elementary School
  • Bryan Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3-0016-5774-00-0003.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,066

Year Built

Built in 1984

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Style: Multi-Level
  • Style Description: Split Foyer
  • Municipality Township: Unincorporated
  • Special Areas: Family Room, Living Room
  • Age: 38
  • Ownership: Private
  • Year Built: 1984
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom in LL, Partially Finished, Walk-Out
  • Bedroom Types: Main Floor Master, Master Bdr. Suite
  • Dining Room: Separate Dining
  • Fireplace Location: Basement
  • Fireplace Type: Woodburning Fireplce
  • Lower Half Bathrooms: 1
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 2
  • Master Bed.: Full Bath
  • Misc Features: Deck-Composite, Near Public Trans, Patio
  • Windows/Doors: Some Insulated Wndws
  • Bathrooms: 3.00
  • Bedrooms: 3.00
  • Square Footage: 1284
  • Total Full Baths: 2
  • Total Half Baths: 1
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Brick Veneer Decrtv, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Basement/Tuck-Under

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air

Schools

  • School District: Francis Howell R-III
  • Elementary School: Central Elem.
  • Middle School: Bryan Middle
  • High School: Francis Howell Central High
  • Elementary School: Central Elem.
  • Junior High School: Bryan Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell Central High

Lot Info

  • Lot Dimensions: 68' x 86' x86' x 123'
  • Lot Sq Ft: 7405
  • Acres: 0.1700

Tax Info

  • Taxes Paid: 2579
  • Taxes Paid Year: 2021
  • Assessor Parcel Number: 3-0016-5774-00-0003.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 18, 2022
Closed on
Sep 12, 2022
Sold by
Francesca Stubbins
Bought by
Klein Christopher and Klein Megan
Seller's Agent
Spencer Argueta
Elevate Realty, LLC
Buyer's Agent
Timothy Koppel
Berkshire Hathaway HomeServices Select Properties
List Price
$275,000
Views
27
Current Estimated Value
$346,442

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.83%
Original Mortgage
$270,000
Outstanding Balance
$257,782
Interest Rate
4.99%
Mortgage Type
New Conventional
Estimated Equity
$68,827

Purchase Details

Listed on
Jun 7, 2018
Closed on
Oct 31, 2018
Sold by
Estes David and Estes Meghan
Bought by
Stubbins Francesca
Seller's Agent
Jennifer Risley
Keller Williams Realty St. Louis
Buyer's Agent
Jeremy Schneider
SCHNEIDER Real Estate
List Price
$224,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.65%
Original Mortgage
$168,000
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 11, 2015
Sold by
Estes David and Estes Meghan
Bought by
Estes David and Estes Meghan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,390
Interest Rate
3.3%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 22, 2012
Sold by
Estes Jonathan A and Estes Ashley B
Bought by
Estes David and Estes Meghan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,283
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 24, 2007
Sold by
Hauck Warren Briggs
Bought by
Estes Jonathan A and Estes Ashley B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,500
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Klein Christopher -- Freedom Title
Stubbins Francesca $210,000 Investors Title Company
Estes David -- None Available
Estes David $150,000 Assured Title Company
Estes Jonathan A -- Inv
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Klein Christopher $270,000
Previous Owner Stubbins Francesca $168,000
Previous Owner Estes David $145,390
Previous Owner Estes David $147,283
Previous Owner Estes Jonathan A $157,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/14/2022 09/14/22 Sold -- -- --
08/23/2022 08/23/22 Pending -- -- --
08/18/2022 08/18/22 For Sale $275,000 +31.0% $214 / Sq Ft
10/31/2018 10/31/18 Sold -- -- --
09/10/2018 09/10/18 Pending -- -- --
08/28/2018 08/28/18 Price Changed $210,000 -6.3% $164 / Sq Ft
08/02/2018 08/02/18 For Sale $224,000 0.0% $174 / Sq Ft
08/02/2018 08/02/18 Off Market -- -- --
07/30/2018 07/30/18 Price Changed $224,000 -0.4% $174 / Sq Ft
07/08/2018 07/08/18 Price Changed $225,000 -3.8% $175 / Sq Ft
06/18/2018 06/18/18 Price Changed $234,000 -2.5% $182 / Sq Ft
06/07/2018 06/07/18 For Sale $239,900 -- $187 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,066 $54,089 -- --
2023 $3,065 $51,246 $0 $0
2022 $2,577 $39,965 $0 $0
2021 $2,579 $39,965 $0 $0
2020 $2,354 $35,280 $0 $0
2019 $2,344 $35,280 $0 $0
2018 $2,223 $31,979 $0 $0
2017 $2,205 $31,979 $0 $0
2016 $2,158 $30,137 $0 $0
2015 $2,126 $30,137 $0 $0
2014 -- $28,177 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS22053983

MARIS MLS

APN: 3-0016-5774-00-0003.0000000