$599,000
$51K PRICE DROP

4049 Cobia Dr Hernando Beach, FL 34607

Estimated payment $3,585/month

Total Views 8,481
3 Beds
2.5 Baths
2,444 Sq Ft
$245 Price per Sq Ft

Highlights

  • 75 Feet of Salt Water Canal Waterfront
  • Partial Gulf or Ocean Views
  • Deck
  • Open Dock
  • Coastal Architecture
  • Claw Foot Tub

About This Home

This Home features hurricane-impact windows, an alarm system, and a house generator hookup. Flood Insurance is transferable to the new owner. Nestled along the tranquil shores of a picturesque water canal, this stunning three-story residence offers an unparalleled blend of coastal charm and luxurious living. With direct access to the Gulf, indulge in the ultimate waterfront lifestyle where every day feels like a vacation.
The first floor crowns this coastal oasis with a versatile space ideal for an office, home theater room, or guest suite. Step outside to the terrace and behold panoramic vistas stretching across the canal and towards the Gulf horizon. Whether hosting gatherings under the stars or unwinding in solitude, this sanctuary promises moments of tranquility and inspiration.

Upon entering the second floor, you're greeted by an elegant foyer that sets the tone for the home's ambiance. It boasts expansive living areas seamlessly flowing from room to room, each adorned with tasteful finishes and panoramic views of the canal. A gourmet kitchen, complete with top-of-the-line appliances and custom cabinetry, serves as the heart of the home, perfect for culinary enthusiasts and entertaining alike. Two guest bedrooms, media space, and laundry room complete the home for a comfortable living lifestyle.

Ascend to the third floor where relaxation meets indulgence. Here, the primary suite awaits, featuring a private balcony overlooking the shimmering waters, a bathroom retreat, and ample closet space. It offers comfort and privacy, each thoughtfully designed to capture natural light and serene views.

Outside, the property is located on 75 Feet of spring-fed saltwater canal frontage creating a private haven for outdoor activities. A private dock awaits boating enthusiasts, providing easy access to the Gulf of Mexico for fishing, leisurely cruises, or exploring nearby coastal treasures.

Listing Agent

Monica Fehlberg

REAL BROKER, LLC Brokerage Phone: 855-450-0442 License #3475607 Listed on: 11/27/2024

REAL BROKER, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,663

Year Built

  • Built in 2002

Lot Details

  • 7,500 Sq Ft Lot
  • 75 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • South Facing Home
  • Wood Fence
  • Mature Landscaping
  • Irrigation Equipment

HOA Fees

  • $22 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Workshop in Garage
  • Ground Level Parking
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Coastal Architecture
  • Block Foundation
  • Shingle Roof
  • Concrete Siding
  • Vinyl Siding
  • Pile Dwellings
  • Stucco

Interior Spaces

  • 2,444 Sq Ft Home
  • 3-Story Property
  • Chair Railings
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • French Doors
  • Great Room
  • Formal Dining Room
  • Home Office
  • Bonus Room
  • Partial Bay or Harbor Views

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Tile
  • Slate Flooring
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • Pedestal Sink
  • Claw Foot Tub
  • Bathtub With Separate Shower Stall
  • Rain Shower Head

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Home Security

  • Hurricane or Storm Shutters
  • Storm Windows

Outdoor Features

  • Access to Saltwater Canal
  • Seawall
  • No Wake Zone
  • Open Dock
  • Balcony
  • Deck
  • Covered Patio or Porch

Location

  • Flood Insurance May Be Required

Schools

  • Westside Elementary-Hn School
  • Fox Chapel Middle School
  • Weeki Wachee High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Water Softener
  • Phone Available
  • Cable TV Available

Community Details

  • Coastal HOA Management Services Maryann Association, Phone Number (727) 859-9734
  • Visit Association Website
  • Hernando Beach South Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,663

Year Built

Built in 2002

Lot Details

0

HOA Fees

$22 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Coastal
  • Construction Materials: Concrete, Stucco, Vinyl Siding
  • Fireplace: No
  • Living Area: 2444
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 2002
  • Building Area Total: 3898
  • Lot Size Sq Ft: 7500
  • Directions to Property: From US19 and Spring Hill Dr turn left on Osowaw Blvd, turn right on Shoal Line Blvd, turn left on Bluefish Dr, turn left on Sea Bass Dr, turn right on Cobia Dr. The house will be on the right.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Millenia Blvd
  • Escrow Street Number: 4700
  • List Office Head Office Key Nume: 198057009
  • Minimum Lease: 3 Months
  • RATIO Current Price By Calculate: 245.09
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Open,Floating Dock
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Water Access
  • Attribution Contact: 855-450-0442
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Hardwood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Chair Rail, Crown Molding, Eat-in Kitchen, High Ceilings, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
  • Foundation Details: Block, Stilt/On Piling
  • Total Bedrooms: 3
  • Levels: Three Or More
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 3
  • Window Features: Storm Window(s)
  • Street Number Modifier: 4049
  • Additional Rooms: Den/Library/Office,Formal Dining Room Separate
  • Living Area Meters: 227.05
  • Room Count: 11

Exterior Features

  • Direction Faces: South
  • Exterior Features: Balcony, French Doors, Hurricane Shutters
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Front Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Canal - Saltwater
  • Water Extras: No Wake Zone,Seawall - Concrete
  • Water Extras YN: 1
  • Water Frontage Feet Canal Salt: 75
  • Water View: Gulf/Ocean - Partial
  • Water View YN: 1
  • Waterfront Feet Total: 75

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Garage Door Opener, Ground Level, Garage, Workshop in Garage

Utilities

  • Utilities: Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions
  • Association Fee: 264
  • Association Fee Frequency: Annually
  • Association Name: Coastal HOA Management Services-Maryann
  • Phone: 727-859-9734
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: coastalhoamgtinc@gmail.com
  • Association URL: coastalhoamgt.net

Fee Information

  • Total Annual Fees: 264.00
  • Total Monthly Fees: 22.00
  • Monthly HOA Amount: 22.00

Schools

  • Elementary School: Westside Elementary-HN
  • High School: Weeki Wachee High School
  • Middle Or Junior School: Fox Chapel Middle School

Lot Info

  • Zoning: RESI
  • Parcel Number: R24-223-16-2370-0135-0030
  • Additional Parcels: No
  • Fencing: Fenced, Wood
  • Lot Features: Flood Insurance Required
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 697

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See Community Guidelines

Tax Info

  • Tax Annual Amount: 3663.43
  • Tax Block: 135
  • Tax Book Number: 17-70
  • Tax Lot: 3

Multi Family

  • Waterfront Features: Canal - Saltwater
  • Approval Process: See Community HOA Guidelines

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,573 $249,665 -- --
2023 $3,573 $242,393 $0 $0
2022 $3,501 $235,333 $0 $0
2021 $3,099 $228,479 $0 $0
2020 $3,399 $225,324 $0 $0
2019 $3,395 $219,132 $0 $0
2018 $2,695 $215,046 $0 $0
2017 $3,123 $210,623 $0 $0
2016 $2,958 $206,291 $0 $0
2015 $3,047 $204,857 $0 $0
2014 $2,847 $203,231 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/25/2025 04/25/25 Price Changed $599,000 -2.6% $245 / Sq Ft
02/28/2025 02/28/25 Price Changed $615,000 -5.4% $252 / Sq Ft
11/27/2024 11/27/24 For Sale $650,000 -- $266 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $247,400 --
Warranty Deed $13,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $50,000 Credit Line Revolving
Closed $245,000 Unknown
Closed $148,440 No Value Available
Source: Public Records

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Source: Stellar MLS

MLS Number: O6260216

Stellar MLS

APN: R24-223-16-2370-0135-0030