405 3rd St Troy, NY 12180
South Troy Neighborhood
4
Beds
3
Baths
3,366
Sq Ft
3,049
Sq Ft Lot
Highlights
- River View
- No HOA
- Walk-In Closet
- Mud Room
- Home Office
- 3-minute walk to Hope Park
About This Home
As of March 2025Fully restored historic troy 2-family w/ parking! Plumbing, electric, insulation updated in 1990s. Owners unit 2 fls, 3 beds, 2 full baths plus office, open living / dining room, pantry, rear mudroom. Primary bath, walkin shower, double sinks, guest bath w/ restored clawfoot tub. Spacious 1st flr apt w/ longterm tenant - mo/mo, below market rent $1050/mo. Separate electric / gas. Washers & dryers in both units. HW tanks '20, NG boilers. Brick exterior w/ vinyl replacement double pane windows. Large private fenced yard, stone patio, garden beds, rear double gate for 2+ vehicles. Steps to DeFazio's, Stewarts, South Troy Pool, & park. Walk to River St & downtown. Check out the Matterport 3D tour for full layout and details. Taxes only $5300/yr. Total income potential $44,000/yr+.
Last Agent to Sell the Property
Monticello License #10491202360 Listed on: 02/03/2025
Last Buyer's Agent
Jillian Breck
Coldwell Banker Prime Properties
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,231
Year Built
- Built in 1884
Lot Details
- 3,049 Sq Ft Lot
- Privacy Fence
- Back Yard Fenced
- Landscaped
- Level Lot
- Garden
- Property is zoned Single Residence
Property Views
- River
- Mountain
Home Design
- Flat Roof Shape
- Brick Exterior Construction
- Rubber Roof
Interior Spaces
- 4-Story Property
- Self Contained Fireplace Unit Or Insert
- Mud Room
- Entryway
- Family Room
- Living Room
- Dining Room
- Home Office
Kitchen
- Oven
- Range
- Dishwasher
- Disposal
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary bedroom located on third floor
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- 2 Parking Spaces
- Driveway
- Off-Street Parking
Outdoor Features
- Patio
Utilities
- No Cooling
- Zoned Heating
- Heating System Uses Natural Gas
- Baseboard Heating
- Hot Water Heating System
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 10.000 / 8
- Assessor Parcel Number 381700 111.36-8-10
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 3, 2025
Closed on
Mar 14, 2025
Sold by
Conroy Charles A
Bought by
Hitzig Cindy K
Seller's Agent
Alexander Monticello
Monticello
Buyer's Agent
Jillian Breck
Coldwell Banker Prime Properties
List Price
$400,000
Sold Price
$402,000
Premium/Discount to List
$2,000
0.5%
Views
61
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$10,978
Avg. Annual Appreciation
-22.30%
Original Mortgage
$301,500
Outstanding Balance
$301,250
Interest Rate
6.95%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$63,078
Purchase Details
Listed on
May 2, 2017
Closed on
Jun 27, 2017
Sold by
Despain Pleasant
Bought by
Conroy Charles
Seller's Agent
Barbara Higbee
Barbara Higbee Realty LLC
Buyer's Agent
Shirley Schultz
McNeary Realty, Inc.
List Price
$279,900
Sold Price
$279,000
Premium/Discount to List
-$900
-0.32%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.84%
Original Mortgage
$223,200
Interest Rate
3.94%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 7, 2002
Sold by
Improvement Program Inc
Bought by
Despian Pleasant
Purchase Details
Closed on
Jun 15, 2001
Sold by
Sabatelli Robert A
Bought by
Troy Rehabilitation
Similar Homes in Troy, NY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $402,000 | Chicago Title | |
| Warranty Deed | $402,000 | Chicago Title | |
| Deed | $279,000 | -- | |
| Deed | $279,000 | -- | |
| Deed | $69,000 | -- | |
| Deed | $69,000 | -- | |
| Deed | $33,000 | Peter B. Jones | |
| Deed | $33,000 | Peter B. Jones |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $301,500 | Purchase Money Mortgage | |
| Closed | $301,500 | Purchase Money Mortgage | |
| Previous Owner | $90,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $223,200 | Purchase Money Mortgage | |
| Previous Owner | $45,000 | Credit Line Revolving | |
| Previous Owner | $2,991 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/14/2025 03/14/25 | Sold | $402,000 | +0.5% | $119 / Sq Ft |
| 02/11/2025 02/11/25 | Pending | -- | -- | -- |
| 02/03/2025 02/03/25 | For Sale | $400,000 | +43.4% | $119 / Sq Ft |
| 06/27/2017 06/27/17 | Sold | $279,000 | -0.3% | $83 / Sq Ft |
| 05/06/2017 05/06/17 | Pending | -- | -- | -- |
| 05/02/2017 05/02/17 | For Sale | $279,900 | -- | $83 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,170 | $112,000 | $8,800 | $103,200 |
| 2023 | $5,172 | $112,000 | $8,800 | $103,200 |
| 2022 | $5,101 | $112,000 | $8,800 | $103,200 |
| 2021 | $1,302 | $112,000 | $8,800 | $103,200 |
| 2020 | $2,579 | $112,000 | $8,800 | $103,200 |
| 2019 | $3,663 | $112,000 | $8,800 | $103,200 |
| 2018 | $3,663 | $112,000 | $8,800 | $103,200 |
| 2017 | $2,402 | $112,000 | $8,800 | $103,200 |
| 2016 | $3,599 | $112,000 | $8,800 | $103,200 |
| 2015 | $12 | $112,000 | $8,800 | $103,200 |
| 2014 | $12 | $112,000 | $8,800 | $103,200 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Alexander Monticello
Monticello
(518) 227-0718
3 in this area
151 Total Sales
-
J
Buyer's Agent in 2025
Jillian Breck
Coldwell Banker Prime Properties
-
B
Seller's Agent in 2017
Barbara Higbee
Barbara Higbee Realty LLC
-
S
Buyer's Agent in 2017
Shirley Schultz
McNeary Realty, Inc.
-
J
Buyer's Agent in 2017
James Conroy
Berkshire Hathaway Blake
Map
Source: Global MLS
MLS Number: 202511505
APN: 1700-111.36-8-10
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