$521,000
SOLD JUL 9, 2025

405 Anchors Way Unit 85 Saint Joseph, MI 49085

4 Beds
3 Baths
2,066 Sq Ft
4,305 Sq Ft Lot

Recently Sold

$252 Per Sq Ft

3% Below List Price

19 Days on Market

Highlights

  • Water Access
  • Clubhouse
  • Recreation Room
  • Upton Middle School Rated A
  • Deck
  • Traditional Architecture

About This Home

As of July 2025

Waterfront Luxury Meets Downtown Convenience!
Welcome to Island Pointe Marina - a golf cart-friendly, gated waterfront community near the heart of Downtown St. Joseph! This turnkey, fully furnished designer home includes a coveted 30' BOAT SLIP, community HEATED POOL & SPA, park, walking trails, and beautiful green space making it the ultimate summer retreat or year-round residence.
This is one of the few properties in St. Joseph that is eligible for short-term/Airbnb rentals, making this a rare investment opportunity as well.
The thoughtfully updated floor plan was designed with entertaining in mind, featuring an open-concept great room, kitchen, and dining area filled with natural light. Double sliding doors open to an expansive covered deck, perfect for relaxing or hosting guests The spacious primary suite boasts a full bath and private covered balcony, while two additional bedrooms and a full bath are located upstairs. A main-level guest suite with a full bath adds flexibility as a private office or den.

Enjoy resort-style amenities including a clubhouse, heated pool/ spa, playground, gazebo, and scenic walking trails along the St. Joseph River, all within one mile of beaches, shops, and restaurants in downtown St. Joseph.

Don't miss your chance to own in one of St. Joe's most desirable communities!

Last Agent to Sell the Property

Ryan Green

Green Towne Coastal Realty License #6501325481 Listed on: 05/12/2025

Co-Listed By

Madyson Green

Green Towne Coastal Realty License #6501434233

Last Buyer's Agent

Erik Frederiksen

Peninsula Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,281

Year Built

  • Built in 2005

Lot Details

  • 4,305 Sq Ft Lot
  • Property fronts a private road
  • Shrub
  • Sprinkler System

HOA Fees

  • $262 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,066 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Low Emissivity Windows
  • Window Treatments
  • Living Room
  • Dining Area
  • Recreation Room
  • Ceramic Tile Flooring
  • Crawl Space

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry in Hall
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • No Wake Zone
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • Association fees include trash, snow removal, sewer, lawn/yard care
  • Built by Powell
  • Island Pointe Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,281

Year Built

Built in 2005

Lot Details

0

HOA Fees

$262 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2005
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: irregular
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2066.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 8281.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Windows:Low Emissivity Windows: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Location Property Info:Subdivision2: Island Pointe
  • Landscape:Underground Sprinkler: Yes
  • Substructure:Crawl Space: Yes
  • General Property Info:Condo Proj Name: Island Pointe
  • General Property Info:SqFt Above Grade: 2066.0
  • Location Property Info:Builder Name: Powell
  • Laundry Features Laundry Room: Yes
  • Laundry Features Upper Level: Yes
  • Laundry Features In Hall: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile
  • Interior Amenities: Ceiling Fan(s), Broadband, Garage Door Opener
  • Fireplace: No
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2066.0
  • Window Features: Low-Emissivity Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Builder Name: Powell
  • Construction Materials: Vinyl Siding
  • List Price: 539000.0
  • Patio and Porch Features: Deck
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Hall, Laundry Room, Upper Level
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Pets Allowed, Playground, Pool
  • Association Fee: 262.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Association Info:Approx Assoc Fee2: 262.0
  • Association Info:Assoc Fee Payable: Monthly
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:No Wake: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Playground: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes

Fee Information

  • Association Fee Includes: Trash, Snow Removal, Sewer, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.1
  • Lot Size Area: 0.1
  • Lot Dimensions: irregular
  • Lot Size Sq Ft: 4305.0

Tax Info

  • Tax Annual Amount: 8281.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 16, 2018
Sold by
Dowell-Wold Janis
Bought by
Dowell-Wold Janis and Janis Dowell-Wold Trust

Purchase Details

Listed on
Feb 14, 2017
Closed on
Jun 23, 2017
Sold by
Bullington Bert and Bullington Mary Jo
Bought by
Dowell Wold Janis
Seller's Agent
Kerry Wright
Wright Properties
Buyer's Agent
Mary Lynn Kormanik
@properties Christie's International R.E.
List Price
$349,900
Sold Price
$330,000
Premium/Discount to List
-$19,900
-5.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.70%

Purchase Details

Closed on
Aug 9, 2004
Sold by
Powell Construction Services Llc
Bought by
Bullington Bert and Bullington Mary Jo

Purchase Details

Closed on
Feb 19, 2004
Sold by
Island Pointe Marina Llc
Bought by
Powell Construction Services Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $330,000 Chicago Title Of Mi Inc
Warranty Deed $53,000 --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $140,300 Fannie Mae Freddie Mac
Previous Owner $128,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/09/2025 07/09/25 Sold $521,000 -3.3% $252 / Sq Ft
05/12/2025 05/12/25 For Sale $539,000 +63.3% $261 / Sq Ft
06/27/2017 06/27/17 Sold $330,000 -5.7% $160 / Sq Ft
06/26/2017 06/26/17 Pending -- -- --
02/14/2017 02/14/17 For Sale $349,900 -- $169 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,281 $273,000 $0 $0
2024 $8,033 $240,900 $0 $0
2023 $7,704 $214,900 $0 $0
2022 $7,354 $187,400 $0 $0
2021 $7,307 $186,500 $25,700 $160,800
2020 $7,208 $187,100 $0 $0
2019 $7,152 $170,100 $26,000 $144,100
2018 $6,990 $170,100 $0 $0
2017 $7,376 $168,200 $0 $0
2016 $7,376 $158,900 $0 $0
2015 $7,308 $162,200 $0 $0
2014 $7,038 $160,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25021079

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0059-00-5