Seller's Agent in 2025
Melissa Walsh
Coldwell Banker Real Estate Group
(630) 272-7263
12 in this area
311 Total Sales
405 Cotoneaster Ct Oswego, IL 60543
South Oswego NeighborhoodEstimated Value: $484,000 - $513,837
4
Beds
2.5
Baths
3,054
Sq Ft
$164/Sq Ft
Est. Value
Highlights
- Deck
- Wood Flooring
- Stainless Steel Appliances
- Contemporary Architecture
- Formal Dining Room
- Cul-De-Sac
About This Home
As of March 2025Located in the highly sought-after Ashcroft Place neighborhood, this beautiful 4 bedroom, 2.5 bathroom home sits on a peaceful cul-de-sac, offering privacy and charm. Step inside to be greeted by a grand two-story living room, filling the space with and abundance of windows and natural light, while the separate, oversized dining area is perfect for entertaining. The chef's kitchen boasts 42" cabinets, brand new stainless steel appliances, and ample counter space. A dual staircase ensures privacy and convenience, leading to massive bedrooms, including a luxurious primary suite with a spa-like ensuite complete with dual vanities, a jetted tub, and a separate shower. The full unfinished basement offers endless possibilities, with rough-in plumbing ready for an additional bedroom and bathroom. The huge fenced in backyard is perfect for any size gatherings. Located just minutes from shopping, restaurants, major highways, and within walking distance to the schools, this home is the perfect blend of convenience, elegance, and space.
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475171350 Listed on: 02/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,463
Year Built
- Built in 2006
Lot Details
- 14,810 Sq Ft Lot
- Lot Dimensions are 17x63x29x132x90x132
- Cul-De-Sac
- Paved or Partially Paved Lot
HOA Fees
- $39 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,054 Sq Ft Home
- 2-Story Property
- Fireplace With Gas Starter
- Family Room with Fireplace
- Living Room
- Formal Dining Room
Kitchen
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Stubbed For A Bathroom
Outdoor Features
- Deck
Schools
- Prairie Point Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
Community Details
- Association fees include insurance
- Manager Association, Phone Number (815) 886-9070
- Ashcroft Place Subdivision, Laurel Floorplan
- Property managed by Foster Premier
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 11, 2025
Closed on
Mar 4, 2025
Sold by
Bought by
Seller's Agent
Melissa Walsh
Coldwell Banker Real Estate Group
Buyer's Agent
Chris McGary
eXp Realty
List Price
$450,000
Sold Price
$470,000
Premium/Discount to List
$20,000
4.44%
Views
5
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,209
Avg. Annual Appreciation
4.72%
Original Mortgage
$423,000
Interest Rate
0.0699%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 9, 2009
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,200
Interest Rate
0.0522%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 19, 2008
Sold by
Bought by
Purchase Details
Closed on
Sep 26, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,050
Interest Rate
0.0649%
Mortgage Type
Stand Alone Second
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $470,000 | First American Title | ||
| $258,000 | Attorneys Title Guaranty Fun | ||
| -- | None Available | ||
| $370,500 | Ctic Dupage |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $423,000 | ||
| Previous Owner | $165,000 | ||
| Previous Owner | $40,084 | ||
| Previous Owner | $62,000 | ||
| Previous Owner | $23,770 | ||
| Previous Owner | $231,821 | ||
| Previous Owner | $244,200 | ||
| Previous Owner | $74,050 | ||
| Previous Owner | $74,050 | ||
| Previous Owner | $296,250 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/07/2025 03/07/25 | Sold | $470,000 | +4.4% | $154 / Sq Ft |
| 02/14/2025 02/14/25 | For Sale | $450,000 | -- | $147 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,725 | $142,054 | $32,711 | $109,343 |
| 2024 | $10,725 | $139,269 | $32,070 | $107,199 |
| 2023 | $9,758 | $125,468 | $28,892 | $96,576 |
| 2022 | $9,758 | $114,061 | $26,265 | $87,796 |
| 2021 | $9,413 | $106,599 | $24,547 | $82,052 |
| 2020 | $9,026 | $101,523 | $23,378 | $78,145 |
| 2019 | $9,095 | $100,749 | $23,378 | $77,371 |
| 2018 | $8,828 | $97,051 | $22,520 | $74,531 |
| 2017 | $8,555 | $89,448 | $20,756 | $68,692 |
| 2016 | $8,194 | $84,785 | $19,674 | $65,111 |
| 2015 | $8,196 | $81,134 | $18,827 | $62,307 |
| 2014 | -- | $76,541 | $17,761 | $58,780 |
| 2013 | -- | $77,314 | $17,940 | $59,374 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Walsh
-
Chris McGary
Buyer's Agent in 2025
Chris McGary
eXp Realty
(815) 970-4873
3 in this area
292 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12285256
APN: 03-21-376-022
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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