NOT LISTED FOR SALE

405 Island Pointe Dr Unit 135 Saint Joseph, MI 49085

Estimated Value: $634,035 - $748,000

4 Beds
3 Baths
2,616 Sq Ft
$262/Sq Ft Est. Value

Last Sold October 07, 2013

Last sale price $370,000 $141 Per Sq Ft

Est. 85% increase in value since last sale

Current estimated payment $4,721/month

172 Days on Market

Highlights

  • Deeded Boat Dock
  • Waterfront
  • Wood Flooring
  • Upton Middle School Rated A
  • Clubhouse
  • Attached Garage

About This Home

As of October 2013

Welcome home to your island retreat where everyday is like you're on vacation. This 4 bedroom, 3 full bath home features an open floor plan with great room, dining and kitchen views of the water. The master suite features a walk-in closet, spacious bath with tub & shower and sliding door to second floor balcony. Relax on one of the two story covered decks overlooking the St. Joseph River and your own 40' boat slip. You can leave you lawn mower and snow blower behind because the lawn is mowed and snow removed from your driveway giving you more time to enjoy life on an island. Island Pointe Marina offers a clubhouse, pool and spa, waterfront gazebo, playground area and several picnic areas. Call today to schedule your showing.

Last Listed By

Chris Marzke

@properties Christie's International R.E. License #6506044266 Listed on: 04/18/2013

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,837

Year Built

  • Built in 2004

Lot Details

  • 4,562 Sq Ft Lot
  • Waterfront

HOA Fees

  • $183 Monthly HOA Fees

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,616 Sq Ft Home
  • Ceiling Fan
  • Gas Log Fireplace
  • Living Room
  • Dining Area
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Parking

  • Attached Garage
  • Garage Door Opener

Accessible Home Design

  • Halls are 36 inches wide or more
  • Doors are 36 inches wide or more

Outdoor Features

  • No Wake Zone
  • Deeded Boat Dock

Utilities

  • Natural Gas Connected
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • Association fees include electricity, water, snow removal, lawn/yard care

Amenities

  • Clubhouse
  • Meeting Room

Recreation

  • Waterfront Owned by Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,837

Year Built

Built in 2004

Lot Details

0

HOA Fees

$183 per month

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • Year Built: 2004
  • ResoPropertyType: Residential
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Disposal, Dishwasher, Microwave, Range, Refrigerator
  • Accessibility Features: 36 Inch Entrance Door, 36' or + Hallway, Accessible Mn Flr Full Bath, Covered Entrance
  • Interior Amenities: Ceiling Fans, Ceramic Floor, Garage Door Opener, Wood Floor
  • Fireplace Features: Gas Log
  • Fireplace: Yes
  • Total Bedrooms: 4
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2616.0

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 387600.0
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: Assoc Access, Deeded Boat Lot, No Wake
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage: Yes

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Telephone Line, Public Water, Public Sewer, Cable Connected, Broadband

Condo/Co-op/Association

  • Association Amenities: Pets Allowed, Club House, Meeting Room
  • Association Fee: 183.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Electricity, Water, Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.1
  • Lot Size Area: 0.1
  • Lot Size Sq Ft: 4562.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 18, 2013
Closed on
Oct 7, 2013
Sold by
Farley David and Farley Janet
Bought by
Kusiak James L and Kusiak Dianna L
Seller's Agent
Chris Marzke
@properties Christie's International R.E.
Buyer's Agent
Joy Schwarting
Century 21 Affiliated
List Price
$397,600
Sold Price
$370,000
Premium/Discount to List
-$27,600
-6.94%
Total Days on Market
172
Current Estimated Value
$685,759

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$315,759
Avg. Annual Appreciation
5.46%

Purchase Details

Closed on
May 27, 2009
Sold by
Victor Joy Lee and Joy Lee Victor Trust
Bought by
Farley David and Farley Janet

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,000
Interest Rate
4.83%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 14, 2008
Sold by
Victor Joy Lee
Bought by
Victor Joy Lee and Joy Lee Victor Trust

Purchase Details

Closed on
Feb 6, 2004
Sold by
Island Pointe Marina Llc
Bought by
Victor Joy Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,000
Interest Rate
5.12%
Mortgage Type
Purchase Money Mortgage

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kusiak James L $370,000 Multiple
Farley David -- Metropolitan Title Company
Victor Joy Lee -- None Available
Victor Joy Lee $89,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Farley David $292,000
Previous Owner Farley David $36,135
Previous Owner Victor Joy Lee $252,000
Previous Owner Victor Joy Lee $260,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/07/2013 10/07/13 Sold $370,000 -6.9% $141 / Sq Ft
10/07/2013 10/07/13 Pending -- -- --
04/18/2013 04/18/13 For Sale $397,600 -- $152 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,837 $277,800 $0 $0
2023 $8,723 $246,600 $0 $0
2022 $8,330 $216,700 $0 $0
2021 $8,038 $224,000 $47,700 $176,300
2020 $7,929 $223,200 $0 $0
2019 $7,868 $194,500 $41,000 $153,500
2018 $7,735 $194,500 $0 $0
2017 $6,939 $192,500 $0 $0
2016 $6,939 $182,500 $0 $0
2015 $6,854 $181,100 $0 $0
2014 $9,807 $178,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 13020368

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0036-00-5