$595,000
SOLD OCT 15, 2025

405 MacOy Ave Culpeper, VA 22701

4 Beds
3.5 Baths
2,592 Sq Ft
0.25 Acres

Recently Sold

$230 Per Sq Ft

2% Below List Price

39 Days on Market

Highlights

  • Colonial Architecture
  • Deck
  • Wood Flooring
  • Mountain View
  • Traditional Floor Plan
  • Attic

About This Home

As of October 2025

Old-house charm meets modern updates and conveniences! This beautiful, solidly built 1929 Colonial sits on a quiet street, while being steps from Yowell Meadow Park, Culpeper Baptist Church (location of Culpeper Downtown Farmers Market and the popular Culpeper Child Development Center), and all that Downtown Culpeper has to offer, including the Culpeper Amtrak station, breweries, shops, and a booming dining scene. Amtrak gives you quick access to Washington, DC, Charlottesville, and many other destinations, providing an affordable, small-town life with city access as you need it for work and/or leisure. This property boasts original hardwood floors throughout, original large windows, 4 large bedrooms (including third-level suite/finished attic), bonus office space (5th room without closet), south-facing sunroom, mudroom, large walk-in pantry, beautiful french doors and a salon door in the dining room to provide privacy, double-cell paper shades for insulation, plenty of natural light throughout, cozy radiator heat throughout for warm winters, spacious, fenced backyard for entertaining, and a large basement with bonus entertaining space. It is completely move-in ready with fresh paint (exterior - 2023, interior - 2022, basement - 2025), new gutters (2023), front storm door (2023), new kitchen appliances (microwave and dishwasher - 2023), metal roof maintenance (painted - 2023, chimney reflashed - 2025), side-yard fence (2023), new bathroom vanities (2022), and paper shades (2022; black-out shades in bedrooms). Bonus feature: from the attic suite, you can see the Blue Ridge Mountains. This home is already wired for Verizon Fios, so working and streaming from home is a breeze. Multiple conveyances to make moving in easy: California King bed frame, mattress, and mattress cover in upstairs suite; gym equipment in mudroom; piano in living room; and pool table in basement. Owner is listing agent.

Last Agent to Sell the Property

Cathy Huynh

(571) 216-0672 cathyhuynhrealty@gmail.com Coldwell Banker Realty License #0225211020 Listed on: 08/09/2025

Coldwell Banker Realty

Last Buyer's Agent

Maria Fay

(540) 229-2582 mariafayrealtor@gmail.com RE/MAX Gateway License #0225057655

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,521

Year Built

  • Built in 1929

Lot Details

  • 0.25 Acre Lot
  • West Facing Home
  • Level Lot
  • Back Yard Fenced and Front Yard
  • Property is zoned R1

Parking

  • 1 Car Detached Garage
  • 4 Driveway Spaces
  • Front Facing Garage
  • On-Street Parking

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Brick Foundation
  • Metal Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,592 Sq Ft Home
  • Property has 3 Levels
  • Traditional Floor Plan
  • Partially Furnished
  • Built-In Features
  • Crown Molding
  • High Ceiling
  • Recessed Lighting
  • Window Treatments
  • Wood Frame Window
  • French Doors
  • Six Panel Doors
  • Mud Room
  • Formal Dining Room
  • Wood Flooring
  • Mountain Views
  • Attic

Kitchen

  • Gas Oven or Range
  • Stove
  • Microwave
  • ENERGY STAR Qualified Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Soaking Tub
  • Bathtub with Shower

Laundry

  • Electric Front Loading Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Exterior Basement Entry
  • Workshop
  • Laundry in Basement

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Utility Building
  • Outbuilding

Location

  • Urban Location

Schools

  • Eastern View High School

Utilities

  • Central Air
  • Radiant Heating System
  • Vented Exhaust Fan
  • Hot Water Baseboard Heater
  • Above Ground Utilities
  • Water Dispenser
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • No Smoking Allowed
  • Assessor Parcel Number 41-A2-1-H-2

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,521

Year Built

Built in 1929

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Habitable Residence: No
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Federal Flood Zone: No
  • Year Built: 1929
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Buildout Allowance: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Refrigerator, Water Heater, Stainless Steel Appliances, Oven/Range - Gas, Microwave, Dryer - Front Loading, Dryer - Electric, Energy Star Dishwasher, Exhaust Fan, Stove, Washer, Water Dispenser
  • Flooring Type: Hardwood
  • Interior Amenities: Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Island, Recessed Lighting, Window Treatments, Wood Floors, Upgraded Countertops, Primary Bath(s), Pantry, Dining Area, Crown Moldings, Built-Ins, Bathroom - Soaking Tub, Bathroom - Tub Shower, Attic
  • Window Features: Wood Frame
  • Fireplace: No
  • Door Features: French, Six Panel, Storm
  • Wall Ceiling Types: High
  • Foundation Details: Brick/Mortar, Concrete Perimeter
  • Levels Count: 3
  • Room List: Bedroom 2, Bedroom 3, Bedroom 1, Bathroom 1, Half Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Outside Entrance, Partially Finished, Workshop
  • Laundry Type: Hookup, Lower Floor, Washer In Unit, Dryer In Unit, Basement
  • Total Sq Ft: 2592
  • Living Area Sq Ft: 2592
  • Price Per Sq Ft: 229.55
  • Above Grade Finished Sq Ft: 2592
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Utility Building
  • Construction Materials: Brick
  • Access To Pool: No
  • Exterior Features: Sidewalks, Exterior Lighting, Outbuilding(s)
  • Pool Private: No
  • Roof: Metal
  • Spa: No
  • View: Mountain
  • View: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No
  • Fencing: No

Garage/Parking

  • Garage Spaces: 1.00
  • Attached Garage: No
  • Garage: Yes
  • Open Parking: No
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Detached Garage, Driveway, On Street
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Cooling: No
  • Electricity On Property: No
  • Heating Fuel: Natural Gas
  • Heating Type: Baseboard - Hot Water, Radiant
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Above Ground, Cable Tv
  • Water Source: Public
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • High School Source: Listing Agent
  • School District Source: Listing Agent
  • High School: EASTERN VIEW

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Crops Included: No
  • Farm Credit Service Incl: No
  • Fencing: Rear
  • Irrigation Water Rights: No
  • Land Lease: No
  • Lot Features: Front Yard, Level, Rear Yard
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Outdoor Living Structures: Deck(s), Brick, Enclosed, Roof
  • Property Attached Yn: No
  • Zoning: R1
  • Farmland Preservation: No
  • In City Limits: Yes

Green Features

  • Green Verification: No

Rental Info

  • Furnished: Partially
  • Ground Rent Exists: No
  • Lease Considered: No
  • Lease In Effect: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Rent Control: No
  • Smoking Allowed Yn: No
  • Vacation Rental: No
  • Property Manager: No
  • Rent Spree Online Application: No

Tax Info

  • Tax Annual Amount: 2521.00
  • Assessor Parcel Number: 41-A2-1-H-2
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024
  • Tax Opportunity Zone: No

MLS Schools

  • School District Name: CULPEPER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 9, 2025
Closed on
Oct 15, 2025
Sold by
Huynh Cathy
Bought by
Green-Lowe Evan and Ludwig Elizabeth
Seller's Agent
Cathy Huynh
Coldwell Banker Realty
Buyer's Agent
Maria Fay
RE/MAX Gateway
List Price
$605,000
Sold Price
$595,000
Premium/Discount to List
-$10,000
-1.65%
Views
87

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.34%
Original Mortgage
$327,250
Outstanding Balance
$327,250
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$275,225

Purchase Details

Closed on
Dec 30, 2020
Sold by
Charapich Jimmie R and Charapich Katherine S
Bought by
Huynh Cathy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$303,200
Interest Rate
2.7%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Deed $595,000 None Listed On Document
Deed $379,000 Universal Title
Warranty Deed $379,000 Universal Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $327,250 New Conventional
Previous Owner $303,200 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/15/2025 10/15/25 Sold $595,000 0.0% $230 / Sq Ft
09/17/2025 09/17/25 Pending -- -- --
09/05/2025 09/05/25 Price Changed $595,000 -1.7% $230 / Sq Ft
08/09/2025 08/09/25 For Sale $605,000 -- $233 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,521 $488,600 $90,600 $398,000
2024 $2,521 $470,400 $71,900 $398,500
2023 $2,474 $470,400 $71,900 $398,500
2022 $2,039 $370,800 $70,900 $299,900
2021 $2,343 $370,800 $70,900 $299,900
2020 $1,679 $270,800 $57,700 $213,100
2019 $1,679 $270,800 $57,700 $213,100
2018 $1,777 $265,200 $57,700 $207,500
2017 $1,777 $265,200 $57,700 $207,500
2016 $1,877 $253,900 $57,700 $196,200
2015 $1,877 $257,100 $57,700 $199,400
2014 $2,437 $253,900 $63,000 $190,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VACU2011252

Bright MLS

APN: 41-A2-1-H-2