Seller's Agent in 2025
Jessica Groover
Southern Land & Homes
(850) 464-1303
55 in this area
134 Total Sales
405 NW Whispering Pines Loop Madison, FL 32340
3
Beds
2
Baths
1,849
Sq Ft
0.43
Acres
Highlights
- Deck
- Screened Porch
- Tile Flooring
- Traditional Architecture
- Fireplace
- Central Heating and Cooling System
About This Home
As of September 2025Delightful Brick Home in Sought-After Whispering Pines Subdivision Welcome to this beautifully maintained 3-bedroom, 2-bathroom brick home located in the well kept neighborhood, Whispering Pines subdivision—where homes rarely hit the market! Boasting 1,800 square feet of comfortable living space, this property combines classic charm with thoughtful updates and functional features. Step inside to find laminate flooring throughout and a welcoming layout that includes a formal dining room with a cozy fireplace—perfect for hosting family gatherings. The kitchen offers ample cabinet space, granite countertops, updated appliances, and a custom pantry area for added convenience. Enjoy morning coffee from the screened front porch or unwind on the wood deck overlooking the fully fenced backyard. The home also features a metal roof, a paved driveway, and city water hookup. The spacious 2-car garage includes an additional temperature-controlled storage room (not included in square footage), ideal for hobbies, a workshop, or extra storage. Located just minutes from town and close to local schools, this home offers both privacy and convenience with no HOA. Additional Highlights: • 3 Bedrooms / 2 Bathrooms • Established, quiet neighborhood • Fenced-in backyard with wood deck • Screened front porch • Storage shed • Granite countertops & custom pantry • Recently replaced appliances • 2-car garage + climate-controlled storage room Don’t miss your chance to own in one of the area’s most established neighborhoods
Last Agent to Sell the Property
Southern Land & Homes License #3394299 Listed on: 07/13/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1979
Lot Details
- 0.43 Acre Lot
- Lot Dimensions are 150x125x150x125
- Property is Fully Fenced
Parking
- 2 Car Garage
Home Design
- Traditional Architecture
- Brick Exterior Construction
Interior Spaces
- 1,849 Sq Ft Home
- 1-Story Property
- Fireplace
- Screened Porch
- Utility Room
- Washer
- Crawl Space
Kitchen
- Oven
- Cooktop
- Ice Maker
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Deck
- Screened Patio
Schools
- Madison County Central Elementary School
- Madison County Middle School
- Madison County High School
Utilities
- Central Heating and Cooling System
Community Details
- Whispering Pines Subdivision
Listing and Financial Details
- Tax Lot 23
- Assessor Parcel Number 12079-00-00-00-3599-017-00B
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 13, 2025
Closed on
Sep 5, 2025
Sold by
Gardner Patrick J and Gardner Stacye A
Bought by
Browning Daulton and Browning Jessica
Seller's Agent
Jessica Groover
Southern Land & Homes
Buyer's Agent
Jessica Groover
Southern Land & Homes
List Price
$319,900
Sold Price
$285,000
Premium/Discount to List
-$34,900
-10.91%
Views
21
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,327
Avg. Annual Appreciation
19.58%
Original Mortgage
$270,750
Outstanding Balance
$270,516
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$31,811
Purchase Details
Closed on
May 2, 2025
Sold by
Gardner Patrick J
Bought by
Gardner Patrick J
Purchase Details
Listed on
Mar 20, 2020
Closed on
May 8, 2020
Sold by
Havard Charles Daniel and Havard Allyce R
Bought by
Gardner Patrick J and Gardner Harriet J
Seller's Agent
Jessica Groover
Southern Land & Homes
Buyer's Agent
Ann Sapp
Madison Realty Group, LLC
List Price
$189,000
Sold Price
$181,000
Premium/Discount to List
-$8,000
-4.23%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.47%
Original Mortgage
$181,000
Interest Rate
3.5%
Mortgage Type
VA
Purchase Details
Listed on
Jun 27, 2013
Closed on
Jul 25, 2013
Sold by
Barclay Cleveland D
Bought by
Havard Charles Daniel
Seller's Agent
Ben Jones
Southern Land & Homes
Buyer's Agent
Ben Jones
Southern Land & Homes
List Price
$173,000
Sold Price
$170,000
Premium/Discount to List
-$3,000
-1.73%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.93%
Original Mortgage
$136,000
Interest Rate
4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 1, 2005
Sold by
Gordon Michael D and Gordon Carol A
Bought by
Barclay Cleveland D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,200
Interest Rate
5.64%
Mortgage Type
Fannie Mae Freddie Mac
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $285,000 | Smith Abstract & Title | |
| Deed | $100 | None Listed On Document | |
| Warranty Deed | $181,000 | None Available | |
| Warranty Deed | $181,000 | Davis Schnitker Reeves & Brown | |
| Warranty Deed | $170,000 | Smith Abstract & Title Co | |
| Warranty Deed | $156,000 | Smith Abstract & Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $270,750 | New Conventional | |
| Previous Owner | $181,000 | VA | |
| Previous Owner | $136,000 | New Conventional | |
| Previous Owner | $148,200 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/05/2025 09/05/25 | Sold | $285,000 | -10.9% | $154 / Sq Ft | |
| 07/13/2025 07/13/25 | For Sale | $319,900 | +76.7% | $173 / Sq Ft | |
| 05/08/2020 05/08/20 | Sold | $181,000 | -4.2% | $98 / Sq Ft | View Prior Sale |
| 03/19/2020 03/19/20 | For Sale | $189,000 | +11.2% | $102 / Sq Ft | |
| 07/25/2013 07/25/13 | Sold | $170,000 | -1.7% | $92 / Sq Ft | View Prior Sale |
| 06/28/2013 06/28/13 | Pending | -- | -- | -- | |
| 06/27/2013 06/27/13 | For Sale | $173,000 | -- | $94 / Sq Ft |
Source: Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,667 | $141,602 | -- | -- |
| 2024 | $1,705 | $137,611 | -- | -- |
| 2023 | $1,569 | $133,603 | $0 | $0 |
| 2022 | $1,591 | $129,712 | $0 | $0 |
| 2021 | $1,585 | $125,934 | $0 | $0 |
| 2020 | $1,473 | $112,550 | $0 | $0 |
| 2019 | $1,444 | $110,241 | $8,000 | $102,241 |
| 2018 | $1,435 | $108,266 | $0 | $0 |
| 2017 | $1,415 | $106,039 | $6,620 | $99,419 |
| 2016 | $1,409 | $108,687 | $6,620 | $102,067 |
| 2015 | $1,429 | $107,982 | $6,620 | $101,362 |
| 2014 | $1,429 | $108,118 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jessica Groover
-
William Gamalero
Seller Co-Listing Agent in 2020
William Gamalero
Southern Land & Homes
(850) 509-0283
8 in this area
34 Total Sales
-
A
Buyer's Agent in 2020
Ann Sapp
Madison Realty Group, LLC
-
Ben Jones
Seller's Agent in 2013
Ben Jones
Southern Land & Homes
(850) 673-7888
13 in this area
145 Total Sales
Map
Source: Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)
MLS Number: 388596
APN: 00-00-00-3599-017-00B
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