NOT LISTED FOR SALE

405 Valley Spring Dr O Fallon, MO 63366

Estimated Value: $453,000 - $515,000

4 Beds
3 Baths
4,319 Sq Ft
$113/Sq Ft Est. Value

Last Sold November 26, 2024

Current estimated payment $2,951/month

66 Days on Market

Highlights

  • Open Floorplan
  • Contemporary Architecture
  • Cathedral Ceiling
  • Forest Park Elementary School Rated A-
  • Recreation Room
  • Breakfast Room

About This Home

As of November 2024

This Beautiful spacious 4-bedroom, 3-bath ranch in Whispering Woods offers incredible value at just $126.19 per finished sq. ft.—well below the market average of $225! The open floor plan boasts vaulted ceilings, large windows, and natural light throughout. The luxurious master suite offers a private retreat, while the kitchen features new quartz countertops, a new electric cooktop, refrigerator and dishwasher. A main-floor laundry and pantry add convenience. The finished basement includes an additional bedroom, full bath, and a non-conforming room perfect for an office or media space. Recent updates: new flooring, A/C, hot water heater, roof, fence, new quartz countertops throughout, and a top-tier security system. Plenty of space for hosting or multiple home offices! Don’t miss this rare opportunity in a highly sought-after neighborhood. Buyer to verify taxes, HOA, square footage, and school boundaries.

Last Agent to Sell the Property

Gary Calvert

Calvert's Express Real Estate Co. License #2016016671 Listed on: 08/30/2024

Last Buyer's Agent

Julie Sacco-Smith

Keller Williams Realty West License #2020013680

Keller Williams Realty West

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,427

Year Built

  • Built in 2006

Lot Details

  • 9,148 Sq Ft Lot
  • Fenced

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Contemporary Architecture
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Wet Bar
  • Bookcases
  • Cathedral Ceiling
  • Ceiling Fan
  • Fireplace With Gas Starter
  • Electric Fireplace
  • Insulated Windows
  • Tilt-In Windows
  • Sliding Doors
  • Panel Doors
  • Living Room
  • Breakfast Room
  • Dining Room
  • Recreation Room
  • Bonus Room
  • Storage Room
  • Laundry Room
  • Storm Doors

Kitchen

  • Built-In Oven
  • Electric Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Concrete
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Bedroom in Basement
  • Finished Basement Bathroom
  • Basement Window Egress

Schools

  • Joseph L. Mudd Elem. Elementary School
  • Ft. Zumwalt South Middle School
  • Ft. Zumwalt South High School

Utilities

  • Cooling Available
  • Forced Air Heating System

Additional Features

  • Doors are 32 inches wide or more
  • Energy-Efficient Appliances

Listing and Financial Details

  • Assessor Parcel Number 2-0119-9586-00-0051.0000000

Community Details

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,427

Year Built

Built in 2006

Lot Details

0

HOA Fees

$29 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Cross Street: Sonderen St
  • Year Built: 2006
  • Property Sub-Type: Residential
  • ResoLotFeatures: Fencing
  • Lot Size Acres: 0.21
  • Co List Office Phone: 6319995
  • Subdivision Name: Whispering Woods #2
  • Above Grade Finished Sq Ft: 2219
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Reso Fireplace Features: Electric, Gas Starter
  • Unit Levels: One
  • Reso Window Features: Interior Doors - 32 Inch Minimum, Panel Door(s), Sliding Glass Doors, Some Insulated Wndws, Some Storm Doors, Some Tilt-In Windows
  • Age: 18
  • Special Areas: Bonus Room,Den/Office,Family Room,Game Room,Great Room,Living Room,Main Floor Laundry,Media Room
  • Style Description: Ranch
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Luxury Vinyl Plank
  • MAR_RoomFloorCovering: Luxury Vinyl Plank
  • MAR_RoomFloorCovering: Luxury Vinyl Plank
  • MAR_RoomFloorCovering: Luxury Vinyl Plank
  • MAR_RoomFloorCovering: Luxury Vinyl Plank
  • MAR_RoomFloorCovering: Luxury Vinyl Plank
  • MAR_RoomFloorCovering: Luxury Vinyl Plank
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Concrete
  • MAR_RoomFloorCovering: Concrete
  • MAR_RoomFloorCovering: Ceramic Tile
  • MAR_RoomFloorCovering: Luxury Vinyl Plank
  • MAR_RoomFloorCovering: Luxury Vinyl Plank
  • MAR_RoomFloorCovering: Luxury Vinyl Plank
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom in LL, Egress Window(s), Full, Daylight/Lookout Windows, Rec/Family Area, Sleeping Area, Sump Pump, Walk-Out Access
  • Interior Amenities: Bookcases, Cathedral Ceiling(s), Open Floorplan, Carpets, Vaulted Ceiling, Walk-in Closet(s), Wet Bar, Some Wood Floors
  • Appliances: Dishwasher, Disposal, Cooktop, Electric Cooktop, Energy Star Applianc, Ice Maker, Microwave, Refrigerator, Wall Oven
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 2100
  • Fireplaces: 1
  • Fireplace: Yes
  • Main Level Bathrooms: 1
  • Fireplace Location: Living Room

Beds/Baths

  • Bedroom Description: Possible Extra Bdr,In-Law Quarters,Maids Quarters

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: Unknown, Agent Owned, Sellers Discl. Avail
  • Construction Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Attached Garage: Yes
  • Parking Features: Attached Garage, Garage Door Opener, Off Street
  • Driveway: Concrete

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Electric
  • Heating: Forced Air
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 350
  • Association Fee Frequency: Annually

Schools

  • Elementary School: Joseph L. Mudd Elem.
  • Junior High Dist: Ft. Zumwalt R-II
  • High School: Ft. Zumwalt South High
  • Middle Or Junior School: Ft. Zumwalt South Middle

Lot Info

  • Lot Dimensions: 9147
  • Lot Size Sq Ft: 9148
  • Parcel Number: 2-0119-9586-00-0051.0000000

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 4427
  • Prop Asses Cty Tx: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 30, 2024
Closed on
Nov 26, 2024
Sold by
Calvert Gary C and Calvert Lisa G
Bought by
Gibson Eric W and Cosper Linda C
Seller's Agent
Gary Calvert
Calvert's Express Real Estate Co.
Buyer's Agent
Julie Sacco-Smith
Keller Williams Realty West
List Price
$552,000
Views
95
Current Estimated Value
$488,158

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.49%
Original Mortgage
$310,000
Outstanding Balance
$307,442
Interest Rate
6.54%
Mortgage Type
New Conventional
Estimated Equity
$180,716

Purchase Details

Closed on
Nov 12, 2010
Sold by
Fannie Mae
Bought by
Calvert Gary C and Calvert Lisa G

Purchase Details

Closed on
Mar 26, 2010
Sold by
Dickerson Judith A and Dickerson Kenneth A
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jul 21, 2006
Sold by
Mayer Manors Inc
Bought by
Dickerson Kenneth A and Dickerson Judith A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$276,345
Interest Rate
6.6%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gibson Eric W -- Freedom Title
Gibson Eric W -- Freedom Title
Calvert Gary C $189,000 None Available
Federal National Mortgage Association $234,684 None Available
Dickerson Kenneth A -- Sec
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gibson Eric W $310,000
Closed Gibson Eric W $310,000
Previous Owner Dickerson Kenneth A $276,345
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/26/2024 11/26/24 Sold -- -- --
11/05/2024 11/05/24 Pending -- -- --
10/23/2024 10/23/24 Price Changed $519,999 -3.7% $120 / Sq Ft
09/29/2024 09/29/24 Price Changed $539,999 -0.9% $125 / Sq Ft
09/09/2024 09/09/24 Price Changed $545,000 -1.3% $126 / Sq Ft
08/30/2024 08/30/24 For Sale $552,000 -- $128 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,426 $78,151 -- --
2023 $4,427 $66,985 $0 $0
2022 $3,997 $56,249 $0 $0
2021 $4,001 $56,249 $0 $0
2020 $3,847 $52,374 $0 $0
2019 $3,856 $52,374 $0 $0
2018 $3,710 $48,113 $0 $0
2017 $3,667 $48,113 $0 $0
2016 $3,701 $48,382 $0 $0
2015 $3,441 $48,382 $0 $0
2014 $3,509 $48,513 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS24054776

MARIS MLS

APN: 2-0119-9586-00-0051.0000000