Seller's Agent in 2025
Vicki Nelson
Elcor Realty of Rochester Inc.
(507) 254-9756
88 Total Sales
40536 Ryans Bay Rd Zumbro Falls, MN 55991
2
Beds
3
Baths
1,332
Sq Ft
0.36
Acres
Highlights
- 159 Feet of Waterfront
- Beach Access
- 2 Fireplaces
- Plainview-Elgin-Millville Elementary School (PK-3) Rated A-
- Lake View
- No HOA
About This Home
As of August 2025Welcome to your Lake Zumbro retreat with a million-dollar view! This beautifully remodeled 2-bedrooom, 2-bath home offers an open concept design with a walk-out lower level, perfect for lakeside living. Enjoy your private sandy beach, thoughtfully landscaped yard, and a spacious, low-maintenance deck ideal for entertaining or relaxing while taking in the stunning scenery. The property includes a 2-car garage, a workshop for your hobbies or storage, and an extra lot-perfect for outdoor games, gatherings, or simply soaking in the peaceful surroundings. A rare opportunity for lakefront living at its finest!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,714
Year Built
- Built in 1940
Lot Details
- 0.36 Acre Lot
- 159 Feet of Waterfront
- Lake Front
Parking
- 3 Car Garage
- Garage Door Opener
Interior Spaces
- 1-Story Property
- 2 Fireplaces
- Free Standing Fireplace
- Electric Fireplace
- Living Room
- Lake Views
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 2 Bedrooms
Laundry
- Dryer
- Washer
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Outdoor Features
- Beach Access
Utilities
- Forced Air Heating and Cooling System
- Propane
- Water Filtration System
- Well
- Shared Septic
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number R170033200
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 12, 2025
Closed on
Aug 6, 2025
Sold by
Powers Cris M and Powers Roxanne R
Bought by
Elliott Christopher Konrad and Elliott Kristi Fay
Seller's Agent
Vicki Nelson
Elcor Realty of Rochester Inc.
Buyer's Agent
Tyler Sutherland
Counselor Realty of Rochester
List Price
$699,000
Sold Price
$650,000
Premium/Discount to List
-$49,000
-7.01%
Views
41
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
69.64%
Original Mortgage
$520,000
Outstanding Balance
$520,000
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$165,277
Purchase Details
Closed on
Aug 14, 2015
Sold by
Swenke Thomas Thomas
Bought by
Powers Cris Cris
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,000
Interest Rate
3.94%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $650,000 | Rochester Title | |
| Deed | $320,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $520,000 | New Conventional | |
| Previous Owner | $256,000 | No Value Available | |
| Previous Owner | $133,300 | New Conventional | |
| Previous Owner | $113,900 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/07/2025 08/07/25 | Sold | $650,000 | -4.3% | $488 / Sq Ft |
| 07/07/2025 07/07/25 | Pending | -- | -- | -- |
| 07/01/2025 07/01/25 | Price Changed | $679,000 | -2.9% | $510 / Sq Ft |
| 06/12/2025 06/12/25 | For Sale | $699,000 | -- | $525 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,713 | $603,800 | $383,500 | $220,300 |
| 2024 | $7,012 | $544,600 | $340,900 | $203,700 |
| 2023 | $6,574 | $533,600 | $340,900 | $192,700 |
| 2022 | $7,166 | $511,800 | $340,900 | $170,900 |
| 2021 | $5,938 | $512,300 | $340,900 | $171,400 |
| 2020 | $5,658 | $393,300 | $227,200 | $166,100 |
| 2019 | $5,206 | $368,300 | $227,200 | $141,100 |
| 2018 | $3,442 | $359,100 | $227,200 | $131,900 |
| 2017 | $2,920 | $282,600 | $150,000 | $132,600 |
| 2016 | $1,842 | $0 | $0 | $0 |
| 2015 | $1,821 | $0 | $0 | $0 |
| 2012 | $1,668 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Vicki Nelson
-
Tyler Sutherland
Buyer's Agent in 2025
Tyler Sutherland
Counselor Realty of Rochester
(507) 398-5431
65 Total Sales
-
Taryn Sutherland
T
Buyer Co-Listing Agent in 2025
Taryn Sutherland
Counselor Realty of Rochester
(507) 272-6436
29 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6737286
APN: R-17.00332.00
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