$679,000
PENDING

40536 Ryans Bay Rd Zumbro Falls, MN 55991

Estimated payment $4,226/month

Total Views 1,839
2 Beds
3 Baths
1,332 Sq Ft
$510 Price per Sq Ft

Highlights

  • 159 Feet of Waterfront
  • Beach Access
  • 2 Fireplaces
  • Plainview-Elgin-Millville Elementary School (PK-3) Rated A-
  • Lake View
  • No HOA

About This Home

Welcome to your Lake Zumbro retreat with a million-dollar view! This beautifully remodeled 2-bedrooom, 2-bath home offers an open concept design with a walk-out lower level, perfect for lakeside living. Enjoy your private sandy beach, thoughtfully landscaped yard, and a spacious, low-maintenance deck ideal for entertaining or relaxing while taking in the stunning scenery. The property includes a 2-car garage, a workshop for your hobbies or storage, and an extra lot-perfect for outdoor games, gatherings, or simply soaking in the peaceful surroundings. A rare opportunity for lakefront living at its finest!

Listing Agent

Vicki Nelson

Elcor Realty of Rochester Inc. Listed on: 06/12/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,714

Year Built

  • Built in 1940

Lot Details

  • 0.36 Acre Lot
  • 159 Feet of Waterfront
  • Lake Front

Parking

  • 3 Car Garage
  • Garage Door Opener

Interior Spaces

  • 1-Story Property
  • 2 Fireplaces
  • Free Standing Fireplace
  • Electric Fireplace
  • Living Room
  • Lake Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Beach Access

Utilities

  • Forced Air Heating and Cooling System
  • Propane
  • Water Filtration System
  • Well
  • Shared Septic

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number R170033200

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,714

Year Built

Built in 1940

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: Well
  • Year Built: 1940
  • Above Grade Finished Sq Ft: 1032
  • Water Body Name: Zumbro
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Fiber Optic
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Full, Walkout
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Electric Log, Free Standing, Gas
  • Living Area: 1332
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 300
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bathroom

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • Other Structures: Workshop
  • ConstructionMaterialsDesc: Block,Frame
  • PatioPorchType: Composite Decking,Deck
  • Lake Acres: 714
  • LakeChain: N
  • Waterfront Frontage: 159

Garage/Parking

  • Parking Features: Detached, Garage Door Opener, Parking Lot
  • Garage Square Feet: 756

Utilities

  • Heating: Forced Air
  • Sewer: Shared Septic
  • Electric: Circuit Breakers
  • Fuel: Propane

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Kitchen Center Island,Washer/Dryer Hookup

Schools

  • Junior High Dist: Zumbrota-Mazeppa
  • SchoolDistrictNumber: 2805
  • SchoolDistrictPhone: 507-843-4080

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: Irregular
  • Lot Size Sq Ft: 15681.6
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: R170033200
  • Tax Annual Amount: 5714
  • TaxWithAssessments: 7012.0000

Multi Family

  • WaterfrontFeatures: Dock, Lake Front, Lake View

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,713 $603,800 $383,500 $220,300
2024 $7,012 $544,600 $340,900 $203,700
2023 $6,574 $533,600 $340,900 $192,700
2022 $7,166 $511,800 $340,900 $170,900
2021 $5,938 $512,300 $340,900 $171,400
2020 $5,658 $393,300 $227,200 $166,100
2019 $5,206 $368,300 $227,200 $141,100
2018 $3,442 $359,100 $227,200 $131,900
2017 $2,920 $282,600 $150,000 $132,600
2016 $1,842 $0 $0 $0
2015 $1,821 $0 $0 $0
2012 $1,668 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/07/2025 07/07/25 Pending -- -- --
07/01/2025 07/01/25 Price Changed $679,000 -2.9% $510 / Sq Ft
06/12/2025 06/12/25 For Sale $699,000 -- $525 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Deed $320,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $256,000 No Value Available
Previous Owner $133,300 New Conventional
Previous Owner $113,900 New Conventional
Source: Public Records

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Source: NorthstarMLS

MLS Number: 6737286

NorthstarMLS

APN: R-17.00332.00