Vicki White
Comey & Shepherd
(513) 952-8893
95 Total Sales
1 in Independence
$295,000 Price
4054 Richardson Rd Independence, KY 41051
Independence AreaEstimated Value: $260,280
3
Beds
2
Baths
978
Sq Ft
$266/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Traditional Architecture
- Wood Flooring
- Deck
- Cathedral Ceiling
- No HOA
About This Home
As of December 2024100 percent financing is available through USDA/Rural Housing. This stunning home boasts an open floor plan that welcomes ample natural light, complemented by neutral decor and beautiful hardwood floors. The kitchen, equipped with included appliances, is perfect for all your cooking adventures. High vaulted ceilings create an airy atmosphere in the living area. Enjoy the additional space of a finished walkout basement, ideal for entertaining or storage, and an oversized garage that accommodates all your needs. Step outside to a multi-tiered deck that overlooks a flat backyard, perfect for relaxation or outdoor activities. Situated on a low-traffic street, this property offers a peaceful retreat while remaining conveniently close to local amenities. Don't miss out on this incredible opportunity—schedule your showing today!
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Home Details
Home Type
- Single Family
Year Built
- Built in 2004
Lot Details
- 10,346 Sq Ft Lot
- Cleared Lot
Parking
- 2 Car Garage
- Oversized Parking
- Front Facing Garage
- Driveway
- On-Street Parking
- Off-Street Parking
Home Design
- Traditional Architecture
- Bi-Level Home
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- Open Floorplan
- Cathedral Ceiling
- Ceiling Fan
- Chandelier
- Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Panel Doors
- Entryway
- Family Room with Outdoor Entry
- Family Room
- Living Room
- Dining Room
- Storage
Kitchen
- Eat-In Galley Kitchen
- Electric Range
- Microwave
- Dishwasher
- Laminate Countertops
- Solid Wood Cabinet
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on lower level
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
- Stubbed For A Bathroom
- Basement Storage
Outdoor Features
- Deck
Schools
- Summit View Elementary School
- Summit View Middle School
- Simon Kenton High School
Utilities
- Forced Air Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 017-20-00-193.07
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 10, 2024
Closed on
Dec 9, 2024
Sold by
Dorsey Jama Britt and Pollock Jama Britt
Bought by
Seller's Agent
The Treas Team
Huff Realty - Florence
Buyer's Agent
Rebecca Orth
Sibcy Cline, REALTORS-CC
List Price
$259,900
Sold Price
$245,000
Premium/Discount to List
-$14,900
-5.73%
Views
300
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,280
Avg. Annual Appreciation
3.48%
Original Mortgage
$225,000
Outstanding Balance
$221,105
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$39,175
Purchase Details
Closed on
May 18, 2011
Sold by
Mathews Joel and Mathews Kristy M
Bought by
Dorsey Jama Britt
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,000
Interest Rate
4.85%
Mortgage Type
USDA
Purchase Details
Closed on
Jan 11, 2005
Sold by
Rickey Mike and Rickey Sheila
Bought by
Mathews Joel I and Mathews Kristy M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,900
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 19, 2004
Sold by
Potter House Builders Inc
Bought by
Rickey Mike and Rickey Sheila
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Independence, KY
-
Vicki White
-
Edmund Ferrall
Edmund Ferrall
Comey & Shepherd
(513) 952-8798
199 Total Sales
1 in Independence
$272,400 Price
-
Kathy Wolfe
Kathy Wolfe
Keller Williams Realty Service
(859) 888-1955
50 Total Sales
4 in Independence
$257K - $365K Price Range
-
Brett Buelterman
Brett Buelterman
Huff Realty
(513) 847-2931
28 Total Sales
2 in Independence
$205K - $258K Price Range
-
Tasha Klaber-Flood
Tasha Klaber-Flood
Sibcy Cline, REALTORS-Florence
(513) 599-0879
96 Total Sales
3 in Independence
$320K - $550K Price Range
-
Nicholas Groh
Nicholas Groh
Horan Rosenhagen Real Estate
(513) 657-4561
94 Total Sales
5 in Independence
$233K - $459K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $245,000 | None Listed On Document | ||
| Dorsey Jama Britt | $121,000 | None Available | |
| Mathews Joel I | $129,900 | Advanced Land Title Agency | |
| Rickey Mike | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $225,000 | ||
| Previous Owner | Dorsey Jama Britt | $121,000 | |
| Previous Owner | Mathews Joel I | $129,900 | |
| Previous Owner | Rickey Mike | $104,000 | |
| Previous Owner | Rickey Mike | $104,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/09/2024 12/09/24 | Sold | $245,000 | 0.0% | $251 / Sq Ft |
| 11/15/2024 11/15/24 | Pending | -- | -- | -- |
| 11/13/2024 11/13/24 | Price Changed | $244,900 | -2.0% | $250 / Sq Ft |
| 10/17/2024 10/17/24 | Price Changed | $249,900 | -3.8% | $256 / Sq Ft |
| 10/10/2024 10/10/24 | For Sale | $259,900 | -- | $266 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,849 | $245,000 | $35,000 | $210,000 |
| 2024 | $1,813 | $148,000 | $30,000 | $118,000 |
| 2023 | $1,868 | $148,000 | $30,000 | $118,000 |
| 2022 | $1,932 | $148,000 | $30,000 | $118,000 |
| 2021 | $1,960 | $148,000 | $30,000 | $118,000 |
| 2020 | $1,649 | $121,000 | $25,000 | $96,000 |
| 2019 | $1,654 | $121,000 | $25,000 | $96,000 |
| 2018 | $1,662 | $121,000 | $25,000 | $96,000 |
| 2017 | $1,618 | $121,000 | $25,000 | $96,000 |
| 2015 | $1,567 | $121,000 | $26,500 | $94,500 |
| 2014 | $1,545 | $121,000 | $26,500 | $94,500 |
Source: Public Records
Agents Affiliated with this Home
-
The Treas Team
TT
Seller's Agent in 2024
The Treas Team
Huff Realty - Florence
(859) 525-5788
562 Total Sales
-
Rebecca Orth
Buyer's Agent in 2024
Rebecca Orth
Sibcy Cline
(859) 743-0582
162 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 627178
APN: 017-20-00-193.07
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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