4058 Centavo Ct Hernando Beach, FL 34607
Estimated payment $3,564/month
Total Views
17,094
4
Beds
3
Baths
1,923
Sq Ft
$322
Price per Sq Ft
Highlights
- 50 Feet of Salt Water Canal Waterfront
- Water access To Gulf or Ocean
- Fish Cleaning Station
- Dock has access to electricity and water
- Boat Lift
- Open Floorplan
About This Home
Many of your NEIGHBORS will be JEALOUS.. BUY this Direct Access WATERFRONT 4/3 HOME to get the BEST INSURANCE RATES. ASSUMABLE FLOOD INSURANCE which is just 810 per YEAR for the current owners + an Estimate of 1,992 per YEAR for Homeowner's & Wind Insurance is a fantastic perk that is very affordable plus adds peace of mind to this Coastal Paradise. Your Neighbors keep asking about these AFFORDABLE Amounts.. thinking it has to do with the Insurance Agent but it has to do with the Wind Mitigation Home Report & the Capped Assumable Flood Insurance on THIS HOME... The Current Owners will PAY for your First Year of Insurance for Primary Homeowners, Wind AND Flood because it is SO AFFORDABLE! Moving to the GULF COAST? Looking for a CHANGE OF LIFESTYLE & the Perfect Place for Your New Boat? Look No Further.. Direct Access (No Fixed Bridges - No Loch) Tucked in Yet Only Boating Minutes to the OPEN GULF. There is a Great Vibe in this Part of the Coastal Community of Hernando Beach.. Located around the corner from the Marina, Tropical Tiki Grille + Station to Fuel up for a Day out on the Water. Your Boat will have a 2018 10k Boat Lift with Composite Deck & Dock. Enjoy your own Fish Cleaning Station, complete with Shore Water & Power, Making Your Days on the Water Seamless & Enjoyable. Three Story KEY WEST STYLE Coastal Waterfront Home Features 3 Bedrooms 2 Bathrooms PLUS an Additional 1 Bedroom 1 Bathroom Guest Quarters. Perfect for your Family Full Time or as a Vacation Home. For INVESTORS, this neighborhood also allows SHORT-TERM RENTALS, offering a Wonderful Opportunity to capitalize on the thriving tourism in the area. Impressive Open Floor Plan with Soaring 17' Vaulted Ceilings that Create a Sense of Spaciousness & Light. The Remodeled Kitchen (2017) boasts Traditional Warmth & Contemporary Cabinets with Tubular Handles, Soft Close Drawers, Granite Countertops, Stainless Steel Appliances & Nice Sized Pantry. The Expansive Great Room features a Wall of Windows Allowing Natural Light to come Indoors. The home is not only Beautifully Designed but Meticulously Maintained. Recent updates include a 2008 metal roof with over 30 years of remaining life (per the 2024 Four Point Inspection), a 2018 HVAC system with a 10-year home warranty, a 2019 electrical panel box, and a 2021 water heater. Downstairs has Storage plus a Carport & Level 2 EV Charger. Your Waterfront has Open & Covered Area Designed to for Memorable Barbecues & Family Gatherings. Whether You Are Hosting Friends or Enjoying Quiet Evenings Watching the Sunset, This Outdoor Space invites Relaxation and Fun. Located in the Charming Coastal Community of Hernando Beach, you'll have access to delightful restaurants, marinas, and cozy coffee shops. Enjoy nearby recreational activities, including the 16 Lake Preserve, which features biking and walking trails, as well as easy access to the famous Weeki Wachee River. Don't miss your chance to own this Remarkable Waterfront Home where every day feels like a vacation. Adorned by Banana Trees, Avocado, Mango, Barbados Cherry, Pomegranate and Passion Fruit Vines.. The current owners have Cherished Every Moment in this Beautiful Home but are ready to pass it on to someone who will Love it just as much. Contact us Today to schedule your private tour and Embrace the Lifestyle you've Always Dreamed of.
Listing Agent
RE/MAX ALLIANCE GROUP Brokerage Phone: 727-845-4321 License #671962 Listed on: 03/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,679
Year Built
- Built in 1986
Lot Details
- 4,233 Sq Ft Lot
- 50 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- North Facing Home
- Property is zoned R1B
Parking
- 2 Carport Spaces
Home Design
- Tri-Level Property
- Frame Construction
- Metal Roof
- Block Exterior
- Vinyl Siding
- Pile Dwellings
- Stucco
Interior Spaces
- 1,923 Sq Ft Home
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Combination Dining and Living Room
- Canal Views
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
Flooring
- Parquet
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Water access To Gulf or Ocean
- River Access
- Access to Saltwater Canal
- Seawall
- Boat Lift
- Dock has access to electricity and water
- Dock made with Composite Material
- Covered patio or porch
Additional Homes
- 315 SF Accessory Dwelling Unit
Schools
- Westside Elementary-Hn School
- Fox Chapel Middle School
- Weeki Wachee High School
Utilities
- Central Heating and Cooling System
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 22 / 95
- Assessor Parcel Number R13-223-16-2320-0950-0220
Community Details
Overview
- No Home Owners Association
- Hernando Beach Subdivision
Recreation
- Fish Cleaning Station
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,603 | $121,108 | -- | -- |
| 2023 | $1,603 | $117,581 | $0 | $0 |
| 2022 | $1,510 | $114,156 | $0 | $0 |
| 2021 | $1,168 | $110,831 | $0 | $0 |
| 2020 | $1,401 | $109,301 | $0 | $0 |
| 2019 | $1,392 | $106,467 | $0 | $0 |
| 2018 | $996 | $104,482 | $0 | $0 |
| 2017 | $1,259 | $102,333 | $0 | $0 |
| 2016 | $2,695 | $159,662 | $0 | $0 |
| 2015 | $2,414 | $138,835 | $0 | $0 |
| 2014 | $2,351 | $133,770 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/02/2025 06/02/25 | Price Changed | $619,900 | -3.1% | $322 / Sq Ft |
| 05/15/2025 05/15/25 | Price Changed | $639,900 | -3.0% | $333 / Sq Ft |
| 04/13/2025 04/13/25 | Price Changed | $659,900 | -4.3% | $343 / Sq Ft |
| 03/17/2025 03/17/25 | For Sale | $689,900 | +160.3% | $359 / Sq Ft |
| 08/27/2015 08/27/15 | Sold | $265,000 | -5.0% | $165 / Sq Ft |
| 08/11/2015 08/11/15 | Pending | -- | -- | -- |
| 03/16/2015 03/16/15 | For Sale | $279,000 | -- | $174 / Sq Ft |
Source: Stellar MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $265,000 | Attorney | |
| Warranty Deed | $265,000 | Attorney | |
| Warranty Deed | $159,000 | -- | |
| Warranty Deed | $159,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $154,000 | New Conventional | |
| Closed | $15,000 | Credit Line Revolving | |
| Closed | $150,000 | New Conventional | |
| Previous Owner | $153,000 | Unknown | |
| Previous Owner | $151,000 | No Value Available |
Source: Public Records
About the Listing Agent
It is about you, the customer. How can we help you during this exciting but stressful time of your life? Moving and selling or buying are life-changing events…it's one we hope to be a part of.
The Oakland Team is a matchmaker. We not only want to market your home but find the perfect match to purchase it. Always up to date on cutting-edge marketing tools with aerial drone videos, professional photo tours, targeted social media marketing, international exposure through the Luxury Group
Sharie's Other Listings
Source: Stellar MLS
MLS Number: W7873887
APN: R13-223-16-2320-0950-0220
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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