NOT LISTED FOR SALE

406 7th Ave NW Winchester, TN 37398

Estimated Value: $158,000 - $218,000

3 Beds
1 Bath
1,200 Sq Ft
$153/Sq Ft Est. Value

Last Sold April 16, 2024

Last sale price $209,900 $175 Per Sq Ft

Est. 12% decrease in value since last sale

Current estimated payment $1,002/month

23 Days on Market

Highlights

  • No HOA
  • Cooling Available
  • Level Lot
  • Cottage
  • Central Heating
  • Vinyl Flooring

About This Home

As of April 2024

Welcome to your charming cottage retreat in Winchester! Live near the lake without the high price! This newly remodeled home is just off the square and close to shopping, dining, and Tims Ford Lake. The new Twin Creeks Marina is located just steps away! With three large bedrooms, and a fenced, private backyard, this home is perfect for relaxation and play. New kitchen with stainless steel appliances, large utility room, new appliances, new HWH, New HVAC, new plumbing & electrical, new flooring & trim, new windows, and new landscaping with pergola and concrete drive. All the work is done, so it's perfect for a short-term rental or first-time home buyer. Come and see this cozy haven just waiting for you to make new memories by the lake! Seller offering to pay up to $10,000 in Buyers closing expenses if close with Access Title and use his preferred lender. Call agent for more details.

Last Agent to Sell the Property

Stephanie Dowdy

Harton Realty Company Brokerage Phone: 6155666405 License #288222 Listed on: 02/14/2024

Last Buyer's Agent

Ashley Lynch

Lynch Rigsby Realty & Auction, LLC License # 321199

Lynch Rigsby Realty & Auction, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $430

Year Built

  • Built in 1953

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 70x70
  • Level Lot

Home Design

  • Cottage
  • Combination Foundation
  • Frame Construction
  • Metal Roof

Interior Spaces

  • 1,200 Sq Ft Home
  • Property has 1 Level
  • Vinyl Flooring

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Schools

  • North Lake Elementary School
  • North Middle School
  • Franklin Co High School

Utilities

  • Cooling Available
  • Central Heating

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 065J A 00700 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$430

Year Built

Built in 1953

Lot Details

0

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cottage
  • Year Built: 1953
  • Unit Levels: One
  • Building Stories: 1
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Owner
  • Attribution Contact: 6155666405
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave
  • Fireplace: No
  • Flooring: Vinyl
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 1
  • Has Basement: Combination
  • Above Grade Finished Sq Ft: 1200
  • Building Area Units: Square Feet
  • Living Area: 1200
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Owner

Exterior Features

  • Construction Type: Frame
  • Pool Private: No
  • Roof: Metal
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Level
  • Lot Size Acres: 0.11
  • Lot Size: 70X70
  • Lot Size Units: Acres
  • Parcel #: 065J A 00700 000
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 430

MLS Schools

  • Elementary School: North Lake Elementary
  • High School: Franklin Co High School
  • Middle Or Junior School: North Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 14, 2024
Closed on
Apr 16, 2024
Sold by
South Ridge Properties Llc
Bought by
Pennino Sarah M
Seller's Agent
Stephanie Dowdy
Harton Realty Company
Buyer's Agent
Ashley Lynch
Lynch Rigsby Realty & Auction, LLC
List Price
$209,900
Sold Price
$209,900
Views
77
Current Estimated Value
$184,056

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$25,844
Avg. Annual Appreciation
-9.15%
Original Mortgage
$188,910
Outstanding Balance
$186,434
Interest Rate
6.88%
Mortgage Type
Credit Line Revolving
Estimated Equity
-$2,378

Purchase Details

Listed on
Feb 14, 2024
Closed on
Apr 10, 2024
Sold by
Pennino Daniel Franklin
Bought by
Pennino Sarah Mae
Seller's Agent
Stephanie Dowdy
Harton Realty Company
Buyer's Agent
Ashley Lynch
Lynch Rigsby Realty & Auction, LLC
List Price
$209,900
Sold Price
$209,900
Views
77

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,910
Outstanding Balance
$186,434
Interest Rate
6.88%
Mortgage Type
Credit Line Revolving
Estimated Equity
-$2,378

Purchase Details

Listed on
Oct 14, 2022
Closed on
Oct 31, 2022
Sold by
Smith Dillon
Bought by
Southridge Properties
Seller's Agent
Melissa Stewart
Swaffords Property Shop
Buyer's Agent
Melissa Stewart
Swaffords Property Shop
List Price
$90,000
Sold Price
$70,000
Premium/Discount to List
-$20,000
-22.22%
Views
13

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
112.16%
Original Mortgage
$56,000
Interest Rate
6.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 5, 2021
Sold by
Lee Joy and Lee Pamela Joy
Bought by
Smith Dillon L and Dejesus Jose

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,948
Interest Rate
2.8%
Mortgage Type
Commercial

Purchase Details

Closed on
Aug 29, 2014
Sold by
Northcutt Leland A
Bought by
Lee Joy

Purchase Details

Closed on
Sep 27, 2004
Sold by
Northcutt Mark
Bought by
Northcutt Leland A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$24,607
Interest Rate
5.65%

Purchase Details

Closed on
Sep 29, 1999
Sold by
Tipps Rhonda Kay
Bought by
Northcutt Mark and Northcutt Donna

Purchase Details

Closed on
Sep 4, 1990
Bought by
Tipps Rhonda Kay

Purchase Details

Closed on
Jul 16, 1951
Bought by
Amacher Guy
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pennino Sarah M $209,900 Access Title & Escrow
Pennino Sarah M $209,900 Access Title & Escrow
Pennino Sarah Mae -- None Listed On Document
Southridge Properties $70,000 Access Title & Escrow
Smith Dillon L $13,000 Southern Tennessee T&E Llc
Lee Joy $26,000 --
Northcutt Leland A $22,000 --
Northcutt Mark $23,000 --
Tipps Rhonda Kay -- --
Amacher Guy -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pennino Sarah M $188,910
Closed Pennino Sarah M $188,910
Previous Owner Southridge Properties $387,600
Previous Owner Southridge Properties $335,100
Previous Owner Southridge Properties $56,000
Previous Owner Smith Dillon L $30,948
Previous Owner Northcutt Leland A $24,607
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/16/2024 04/16/24 Sold $209,900 0.0% $175 / Sq Ft
03/09/2024 03/09/24 Pending -- -- --
02/14/2024 02/14/24 For Sale $209,900 +199.9% $175 / Sq Ft
10/31/2022 10/31/22 Sold $70,000 -22.2% $76 / Sq Ft
10/20/2022 10/20/22 Pending -- -- --
10/14/2022 10/14/22 For Sale $90,000 -- $98 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $0 $26,700 $1,375 $25,325
2023 $438 $17,050 $1,375 $15,675
2022 $429 $17,050 $1,375 $15,675
2021 $201 $17,050 $1,375 $15,675
2020 $277 $7,850 $1,100 $6,750
2019 $277 $7,850 $1,100 $6,750
2018 $261 $7,850 $1,100 $6,750
2017 $261 $7,850 $1,100 $6,750
2016 $220 $6,625 $1,100 $5,525
2015 $217 $6,625 $1,100 $5,525
2014 $216 $6,612 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2617961

Realtracs

APN: 065J-A-007.00