NOT LISTED FOR SALE

406 Clay St Culpeper, VA 22701

Estimated Value: $369,746 - $381,000

3 Beds
2 Baths
2,002 Sq Ft
$187/Sq Ft Est. Value

Last Sold June 13, 2024

Last sale price $375,000 $187 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,191/month

2 Days on Market

Highlights

  • Gourmet Galley Kitchen
  • Cape Cod Architecture
  • Wood Flooring
  • Curved or Spiral Staircase
  • Traditional Floor Plan
  • 4-minute walk to Wine Street Park

About This Home

As of June 2024

Home sweet home! Located in charming Culpeper, within walking distance of Main Streets’ quaint shops and restaurants and easy access to Rt. 29. This home has been lovingly maintained and updated. Featuring 3 bedrooms and 2 full baths this home is so charming! Upon entry you are welcomed into a comfortable and relaxing family room with wood burning fireplace, refinished hardwood floors and neutral paint. The dining room is spacious enough to fit it a large table, boasts refinished hardwood floors and modern chandelier. The kitchen was remodeled in 2017, features sleek white cabinetry with antique bronze hardware, stainless steel appliances, and upgraded granite counters. Two spacious bedrooms with hardwood flooring, large closets and updated lighting are also found on the main level. The main level further boasts an exquisite spa like bathroom fit for relaxing! This bathroom was remodeled in 2019 and has a delightful claw foot soaking tub and shower combination, new vanity, new flooring and new toilet. The upper level is accessed by a spiral staircase and leads to the sun filled master bedroom suite featuring built in closets, newer carpet, upgraded lighting and separate sitting room. The sitting room could easily double as office space or a sweet nursery. The basement was partially finished in 2020 and features a large laundry area with wet sink, office area, storage space and the second full bath. The basement bathroom offers a walk in shower, new tile flooring, vanity and toilet. The fully fenced back yard off the kitchen allows ample space for the kids and pets, BBQ’s or entertaining, complete with patio area!

Last Agent to Sell the Property

Julia Foard-Lynch

(540) 270-4274 jflrealtor@outlook.com Samson Properties License #WVS230302945 Listed on: 05/17/2024

Samson Properties

Co-Listed By

Amanda Mitchell

(540) 422-6511 amanda.mitchell@c21nm.com Samson Properties

Last Buyer's Agent

Kelly Duckett-Corbin

(540) 219-1358 kelly@duckettcorbinteam.com RE/MAX Gateway License #0225091776

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,194

Year Built

  • Built in 1944 | Remodeled in 2017

Lot Details

  • 5,227 Sq Ft Lot
  • Property is zoned R2

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Poured Concrete
  • Architectural Shingle Roof
  • Wood Siding

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Curved or Spiral Staircase
  • Built-In Features
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace Mantel
  • Brick Fireplace
  • Double Pane Windows
  • Window Treatments
  • French Doors
  • Six Panel Doors
  • Family Room
  • Dining Room
  • Home Office
  • Storage Room

Kitchen

  • Gourmet Galley Kitchen
  • Gas Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Concrete

Bedrooms and Bathrooms

  • Soaking Tub

Laundry

  • Laundry Room
  • Electric Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Exterior Basement Entry
  • Laundry in Basement

Parking

  • Driveway
  • On-Street Parking

Outdoor Features

  • Shed

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 41-A2-1-X1-11

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,194

Year Built

Built in 1944 | Remodeled in 2017

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1944
  • Year Renovated: 2017
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Exhaust Fan, Oven/Range - Gas, Refrigerator, Icemaker, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Hardwood, Carpet, Concrete
  • Interior Amenities: Built-Ins, Carpet, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Galley, Kitchen - Gourmet, Bathroom - Soaking Tub, Spiral Staircase, Upgraded Countertops, Window Treatments, Wood Floors
  • Window Features: Double Pane
  • Fireplace Features: Mantel(s), Wood, Brick
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Six Panel, French
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Bedroom 3, Kitchen, Family Room, Laundry, Office, Storage Room, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Full, Connecting Stairway, Improved, Outside Entrance, Partially Finished, Poured Concrete
  • Basement Finished Percent: 70.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Basement
  • Total Sq Ft: 2272
  • Living Area Sq Ft: 2002
  • Price Per Sq Ft: 273.25
  • Above Grade Finished Sq Ft: 1372
  • Below Grade Finished Sq Ft: 630
  • Below Grade Sq Ft: 270
  • Total Below Grade Sq Ft: 900
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Wood Siding
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway, On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s), Programmable Thermostat
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Natural Gas Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.12
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5227.00
  • Zoning: R2
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1194.00
  • Assessor Parcel Number: 41-A2-1-X1-11
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020

MLS Schools

  • School District Name: CULPEPER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 17, 2024
Closed on
Jun 12, 2024
Sold by
Martinez Roberto M and Martinez Tessa
Bought by
Sandknop Erin K
Seller's Agent
Julia Foard-Lynch
Samson Properties
Buyer's Agent
Kelly Duckett-Corbin
RE/MAX Gateway
List Price
$374,900
Sold Price
$375,000
Premium/Discount to List
$100
0.03%
Views
53
Current Estimated Value
$394,799

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,799
Avg. Annual Appreciation
-0.27%
Original Mortgage
$15,000
Outstanding Balance
$7,103
Interest Rate
2.2%
Mortgage Type
New Conventional
Estimated Equity
$366,334

Purchase Details

Listed on
Apr 17, 2021
Closed on
Jun 9, 2021
Sold by
Oneill Ryan P and Oneill Claudia L
Bought by
Martinez Roberto M and Martinez Tessa N
Seller's Agent
Karen Crowe
Coldwell Banker Realty
Buyer's Agent
Amber Fleck
Homegrown Real Estate
List Price
$325,000
Sold Price
$311,500
Premium/Discount to List
-$13,500
-4.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.36%
Original Mortgage
$302,155
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 30, 2017
Closed on
Dec 19, 2017
Sold by
Virginia Home Buyers Llc A Virginia Limi
Bought by
O'Neill Ryan P and Schreiber Claudia L
Seller's Agent
Conway Reid
Ascendancy Realty LLC
Buyer's Agent
Karen Crowe
Coldwell Banker Realty
List Price
$159,900
Sold Price
$159,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.19%
Original Mortgage
$161,515
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 1, 2017
Sold by
Us Bank National Association As Indentur
Bought by
Virginia Home Buyers Llc

Purchase Details

Closed on
Feb 7, 2017
Sold by
Alg Trustee Llc A Substitute Trustee A V
Bought by
Us Bank National Association As Indentut
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Sandknop Erin K $375,000 Chicago Title
Martinez Roberto M $311,500 First American Mortgage Soluti
Martinez Roberto M $311,500 Blue Ridge Title & Stlmnt
O'Neill Ryan P $159,900 Rgs Title
Virginia Home Buyers Llc $68,250 Rgs Title Llc
Us Bank National Association As Indentut $91,388 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sandknop Erin K $15,000
Open Sandknop Erin K $300,000
Previous Owner Martinez Roberto M $302,155
Previous Owner O'Neill Ryan P $161,515
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/13/2024 06/13/24 Sold $375,000 0.0% $187 / Sq Ft
05/17/2024 05/17/24 For Sale $374,900 +20.4% $187 / Sq Ft
06/09/2021 06/09/21 Sold $311,500 -1.1% $156 / Sq Ft View Prior Sale
05/03/2021 05/03/21 Pending -- -- --
04/27/2021 04/27/21 Price Changed $315,000 -3.1% $157 / Sq Ft
04/17/2021 04/17/21 For Sale $325,000 +103.3% $162 / Sq Ft
12/19/2017 12/19/17 Sold $159,900 0.0% $111 / Sq Ft View Prior Sale
11/02/2017 11/02/17 Pending -- -- --
10/30/2017 10/30/17 For Sale $159,900 -- $111 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,764 $362,600 $74,600 $288,000
2024 $1,764 $310,500 $56,100 $254,400
2023 $1,633 $310,500 $56,100 $254,400
2022 $1,362 $247,600 $51,500 $196,100
2021 $1,251 $197,900 $51,500 $146,400
2020 $1,042 $168,000 $40,100 $127,900
2019 $1,042 $168,000 $40,100 $127,900
2018 $808 $154,800 $35,900 $118,900
2017 $808 $154,800 $35,900 $118,900
2016 $945 $129,400 $33,100 $96,300
2015 $2,625 $129,400 $33,100 $96,300
2014 $972 $101,200 $33,000 $68,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VACU2007880

Bright MLS

APN: 41-A2-1-X1-11