$165,000

406 Davidson St Cumberland, MD 21502

Estimated payment $1,043/month

Total Views 1,067
3 Beds
2 Baths
1,452 Sq Ft
$114 Price per Sq Ft

Highlights

  • Hot Property
  • Wood Flooring
  • Entry Slope Less Than 1 Foot
  • Colonial Architecture
  • No HOA
  • Property is in excellent condition

About This Home

Charming Updated Home in Historic Cumberland. This beautifully updated home combines historic charm with modern convenience. Featuring hardwood floors throughout, efficient radiant natural gas heat, and stunning exposed brick accents, it offers a cozy and inviting atmosphere. The home boasts three spacious bedrooms and two full baths, along with panoramic city views that you’ll love. Located near a hiking trailhead, outdoor enthusiasts will appreciate the easy access to nature. The home has seen recent updates, including newer bathrooms, heating system, and roof—providing peace of mind for years to come. Best of all, it remains affordable, making it a great opportunity to own in a vibrant historic area.

Listing Agent

Stephen MacGray

Charis Realty Group License #652984 Listed on: 08/22/2025

Charis Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,722

Year Built

  • Built in 1938

Lot Details

  • 4,087 Sq Ft Lot
  • Property is in excellent condition

Parking

  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Brick Foundation
  • Permanent Foundation
  • Architectural Shingle Roof
  • Aluminum Siding

Interior Spaces

  • Property has 3 Levels

Flooring

  • Wood
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

Finished Basement

  • Heated Basement
  • Connecting Stairway

Accessible Home Design

  • Entry Slope Less Than 1 Foot

Utilities

  • Hot Water Baseboard Heater
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0123010356

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,722

Year Built

Built in 1938

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Accessibility Features: Entry Slope <1'
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1938
  • Remarks Public: Charming Updated Home in Historic Cumberland. This beautifully updated home combines historic charm with modern convenience. Featuring hardwood floors throughout, efficient radiant natural gas heat, and stunning exposed brick accents, it offers a cozy and inviting atmosphere. The home boasts three spacious bedrooms and two full baths, along with panoramic city views that you’ll love. Located near a hiking trailhead, outdoor enthusiasts will appreciate the easy access to nature. The home has seen recent updates, including newer bathrooms, heating system, and roof—providing peace of mind for years to come. Best of all, it remains affordable, making it a great opportunity to own in a vibrant historic area.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Hardwood, Vinyl, Ceramic Tile
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Brick/Mortar, Permanent
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Heated
  • Total Sq Ft: 1728
  • Living Area Sq Ft: 1452
  • Price Per Sq Ft: 143.23
  • Above Grade Finished Sq Ft: 1152
  • Below Grade Finished Sq Ft: 300
  • Below Grade Sq Ft: 276
  • Total Below Grade Sq Ft: 576
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 406

Beds/Baths

  • Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: No
  • Heating Fuel: Natural Gas
  • Heating Type: Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.09
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4087.00
  • Property Condition: Excellent
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1722.00
  • Assessor Parcel Number: 0123010356
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $808 $91,800 $0 $0
2024 $808 $86,300 $0 $0
2023 $752 $80,800 $3,600 $77,200
2022 $750 $80,800 $3,600 $77,200
2021 $756 $80,800 $3,600 $77,200
2020 $418 $18,000 $3,600 $14,400
2019 $168 $18,000 $3,600 $14,400
2018 $170 $18,000 $3,600 $14,400
2017 $408 $44,700 $0 $0
2016 $412 $43,000 $0 $0
2015 $383 $41,300 $0 $0
2014 $383 $39,600 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/22/2025 08/22/25 For Sale $165,000 +13.8% $114 / Sq Ft
04/11/2025 04/11/25 Sold $145,000 0.0% $100 / Sq Ft
04/02/2025 04/02/25 Pending -- -- --
03/13/2025 03/13/25 For Sale $145,000 +31.8% $100 / Sq Ft
03/18/2021 03/18/21 Sold $110,000 -2.6% $95 / Sq Ft
01/28/2021 01/28/21 Pending -- -- --
01/27/2021 01/27/21 For Sale $112,900 +479.0% $98 / Sq Ft
10/13/2017 10/13/17 Sold $19,500 -17.0% $13 / Sq Ft
09/25/2017 09/25/17 Pending -- -- --
09/21/2017 09/21/17 Price Changed $23,500 -9.6% $16 / Sq Ft
08/22/2017 08/22/17 Price Changed $26,000 -10.3% $18 / Sq Ft
07/19/2017 07/19/17 Price Changed $29,000 -17.1% $20 / Sq Ft
06/20/2017 06/20/17 For Sale $35,000 +52.2% $24 / Sq Ft
12/05/2012 12/05/12 Sold $23,000 -8.0% $20 / Sq Ft
11/26/2012 11/26/12 Pending -- -- --
11/16/2012 11/16/12 For Sale $25,000 -- $22 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $145,000 Allegany Garrett Titles
Deed $19,500 None Available
Deed $23,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $99,000 New Conventional
Previous Owner $58,000 Commercial
Source: Public Records

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Source: Bright MLS

MLS Number: MDAL2012704

Bright MLS

APN: 23-010356