406 E 38th St Covington, KY 41015
West Latonia NeighborhoodEstimated payment $1,102/month
Highlights
- 0.26 Acre Lot
- Window Unit Cooling System
- Hot Water Heating System
- Fireplace
- Forced Air Heating System
About This Home
Turnkey Duplex Opportunity Discover the perfect addition to your portfolio. This duplex offers a rare blend of suburban tranquility and immediate urban access. Tucked away on a quiet lot, this property features two move-in-ready units: a spacious 2BR/1BA and a cozy 1BR/1BA. Truly Turnkey: Freshly painted and professionally cleaned, ready for immediate occupancy and cash flow. The Location: Enjoy a peaceful setting just minutes from I-75/I-71, and the vibrant Cincinnati skyline. Designated parking!!! A high-demand amenity that significantly boosts tenant retention and rental value. Perfect for owner-occupants! This property may qualify for Down payment assistance through KHC (Kentucky Housing Corporation) programs. Whether you're looking to build your real estate empire or live in one unit while the other pays your mortgage, this is the opportunity you've been waiting for. Schedule your showing today!
Property Details
Home Type
- Multi-Family
Year Built
- Built in 1949
Lot Details
- 0.26 Acre Lot
Parking
- Assigned Parking
Home Design
- Duplex
- Brick Exterior Construction
- Stone Foundation
- Shingle Roof
Interior Spaces
- 1,600 Sq Ft Home
- Fireplace
- Vinyl Clad Windows
- Basement Fills Entire Space Under The House
- Gas Range
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Schools
- Latonia Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Window Unit Cooling System
- Forced Air Heating System
- Heating System Uses Natural Gas
- Hot Water Heating System
Community Details
- 2 Units
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $914 | $69,000 | $10,000 | $59,000 |
| 2024 | $907 | $69,000 | $10,000 | $59,000 |
| 2023 | $919 | $69,000 | $10,000 | $59,000 |
| 2022 | $968 | $69,000 | $10,000 | $59,000 |
| 2021 | $1,107 | $69,000 | $10,000 | $59,000 |
| 2020 | $967 | $60,000 | $10,000 | $50,000 |
| 2019 | $978 | $60,000 | $10,000 | $50,000 |
| 2018 | $997 | $60,000 | $10,000 | $50,000 |
| 2017 | $933 | $55,000 | $10,000 | $45,000 |
| 2015 | $1,702 | $80,000 | $10,000 | $70,000 |
| 2014 | $1,562 | $80,000 | $10,000 | $70,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/29/2026 01/29/26 | Pending | -- | -- | -- | |
| 01/27/2026 01/27/26 | For Sale | $199,000 | +65.8% | $124 / Sq Ft | |
| 10/02/2025 10/02/25 | Sold | $120,000 | 0.0% | $75 / Sq Ft | View Prior Sale |
| 10/02/2025 10/02/25 | Pending | -- | -- | -- | |
| 10/01/2025 10/01/25 | For Sale | $120,000 | -- | $75 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $120,000 | Northwest Title | |
| Warranty Deed | $120,000 | Northwest Title | |
| Deed | $1,000,000 | None Available | |
| Quit Claim Deed | -- | Attorney | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Deed | $59,500 | -- | |
| Commissioners Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $53,550 | Fannie Mae Freddie Mac | |
| Previous Owner | $53,550 | Fannie Mae Freddie Mac |
About the Listing Agent
I’m a passionate, self-motivated real estate professional with a strong foundation in sales and client service, built over 11 years across industries from cell phones and furniture to appliances and now real estate. That journey taught me how to truly listen, connect, and deliver results for people from all walks of life.
As a bilingual Latina (fluent in English and Spanish), I specialize in helping clients buy, sell, build, and invest in real estate, regardless of budget or experience.
Cami's Other Listings
Source: Northern Kentucky Multiple Listing Service
MLS Number: 639506
APN: 056-32-27-021.00
- 3706 Glenn Ave
- 504 Earle Ave
- 205 E 38th St
- 4003 Decoursey Ave
- 309 E 42nd St
- 3627 Decoursey Ave
- 109 Daniels St
- 141 E 42nd St
- 116 E 42nd St
- 50 E 41st St
- 136 E 43rd St
- 128 E 43rd St
- 4344 Decoursey Ave
- 4415 Huntington Ave
- 123 W 34th St
- 3105 Frazier St
- 407 Baltimore Ave
- 4504 Church St
- 304 W 33rd St
- 3120 Beech Ave
Ask me questions while you tour the home.