406 Islebay Dr Apollo Beach, FL 33572
3
Beds
2
Baths
2,278
Sq Ft
6,690
Sq Ft Lot
Highlights
- 60 Feet of Canal Waterfront
- Dock has access to electricity and water
- Fitness Center
- Apollo Beach Elementary School Rated A-
- Boat Lift
- Gated Community
About This Home
As of August 2025Live where dolphins play and sunsets steal the show. Welcome to 406 Islebay Blvd, a 3-bedroom, 2-bathroom, 2,278 square foot waterfront retreat in the highly sought-after Mirabay community of Apollo Beach. Every day begins and ends with breathtaking views down the canal and into Tampa Bay’s vibrant skies. Just steps from your back door, a private dock with a 2023 10,000-pound boat lift, auto-stop upgrade, and catwalk puts you minutes from world-class fishing, dockside dining, and open-water adventures.
Unlike many nearby areas impacted by Hurricane Helene, Mirabay was built at elevated heights. This home, like all others in the neighborhood, remained completely high and dry. Its flood-resilient design and location offer peace of mind that is becoming increasingly rare in waterfront communities.
This beautifully maintained Morrison-built Islamorada floor plan offers a bright, open layout with high ceilings, natural light, and water views from nearly every room. The Key West-inspired exterior features lush landscaping and a deep cypress-plank front porch perfect for relaxing or gathering with neighbors. Inside, a 297-square-foot custom Florida room offers flexible space finished with wood-look tile, currently serving as a cozy sunroom and sitting area.
The open-concept kitchen includes leathered quartz countertops, a dual-fuel gas and electric range, convection oven and microwave, custom vent hood, stainless appliances, under-cabinet lighting, and a touchless sink faucet. The living and dining areas flow effortlessly for easy entertaining, and a cafe-style nook provides the perfect spot to enjoy your morning coffee with a view.
The 2022-remodeled primary suite features custom wall accents, upgraded trim, a large walk-in closet with built-ins, and an elegant ensuite bath. The additional two bedrooms are situated in a true split floor plan and have access to their own fully remodeled bathroom, offering comfort and privacy for guests or family.
This home has been meticulously updated for both beauty and function. Notable upgrades include storm-rated windows installed in 2021, a newer roof from 2020, high-end bamboo flooring added in 2021, fresh exterior paint in 2022, garage overhead storage, new garage springs in 2023, a large capacity 16 SEER HVAC system with UV filter, a newer water heater and softener, rain gutters, a whole-home surge protector, and full brick pavers in the front, back, and patio. All major appliances convey, including a front-loading washer and dryer with pedestals and a garage freezer. A transferable flood insurance policy is available for only $1,245 per year.
Living in Mirabay means enjoying resort-style amenities including two heated pools, a 24-hour fitness center, parks, playgrounds, tennis, basketball, and pickleball courts, a clubhouse, cafe, and lounge. The community is golf cart friendly and offers residents access to kayaks and paddleboards for exploring the lagoon or heading out into Tampa Bay. This home offers not just a place to live, but a lifestyle of water, peace, and connection.
Last Agent to Sell the Property
ALIGN RIGHT REALTY SOUTH SHORE Brokerage Phone: 813-645-4663 License #3463049 Listed on: 03/21/2024
Last Buyer's Agent
ALIGN RIGHT REALTY SOUTH SHORE Brokerage Phone: 813-645-4663 License #3463049 Listed on: 03/21/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,916
Year Built
- Built in 2004
Lot Details
- 6,690 Sq Ft Lot
- Lot Dimensions are 55x115
- 60 Feet of Canal Waterfront
- Property fronts a saltwater canal
- Property fronts a canal with brackish water
- East Facing Home
- Mature Landscaping
- Irrigation Equipment
- Landscaped with Trees
- Property is zoned PD
HOA Fees
- $13 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Craftsman Architecture
- Slab Foundation
- Shingle Roof
- Stucco
Interior Spaces
- 2,278 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Crown Molding
- Tray Ceiling
- Ceiling Fan
- Thermal Windows
- Double Pane Windows
- Shutters
- Blinds
- Great Room
- Family Room Off Kitchen
- Living Room
- Formal Dining Room
- Bonus Room
- Inside Utility
- Canal Views
- Security System Owned
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Walk-In Pantry
- Range with Range Hood
- Microwave
- Dishwasher
- Disposal
Flooring
- Bamboo
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Private Water Closet
Laundry
- Laundry Room
- Washer
Outdoor Features
- No Fixed Bridges
- Access to Saltwater Canal
- Seawall
- No Wake Zone
- Boat Lift
- Dock has access to electricity and water
- Dock made with wood
- Deeded Boat Dock
- Deck
- Covered Patio or Porch
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Connected
- Gas Water Heater
- Water Softener
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 000030 / 000023
- Assessor Parcel Number U-29-31-19-648-000023-00003.0
- $4,112 per year additional tax assessments
Community Details
Overview
- Rizzetta Management For Mirabay Association, Phone Number (813) 533-2950
- Visit Association Website
- Built by Morrison
- Mirabay Community Subdivision, Islamorada Floorplan
- Association Owns Recreation Facilities
- The community has rules related to deed restrictions, allowable golf cart usage in the community
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Community Basketball Court
- Pickleball Courts
- Recreation Facilities
- Community Playground
- Fitness Center
- Community Pool
- Park
- Trails
Security
- Security Service
- Card or Code Access
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Apr 18, 2016
Sold by
Doyle Perlie Herbert and Doyle Deborah T
Bought by
Sims Michael H and Sims Laurie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Outstanding Balance
$239,850
Interest Rate
3.71%
Mortgage Type
New Conventional
Estimated Equity
$524,531
Purchase Details
Closed on
Mar 1, 2005
Sold by
Morse David and Morse Mara
Bought by
Doyle Perlie Herbert and Doyle Deborah T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,920
Interest Rate
5.12%
Mortgage Type
Unknown
Purchase Details
Closed on
May 21, 2004
Sold by
Morrison Homes Inc
Bought by
Morse David and Morse Mara
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$312,436
Interest Rate
5.98%
Mortgage Type
Credit Line Revolving
Similar Homes in Apollo Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $406,000 | Gulfatlantic Title & Apprais | |
| Warranty Deed | $469,900 | Brokers Title Of Tampa Iii | |
| Corporate Deed | $328,900 | Stewart Title Of Tampa |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $300,000 | New Conventional | |
| Previous Owner | $375,920 | Unknown | |
| Previous Owner | $126,550 | Credit Line Revolving | |
| Previous Owner | $312,436 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/05/2025 08/05/25 | Sold | $750,000 | -8.0% | $329 / Sq Ft |
| 07/03/2025 07/03/25 | Pending | -- | -- | -- |
| 06/29/2025 06/29/25 | Price Changed | $815,000 | -1.2% | $358 / Sq Ft |
| 03/13/2025 03/13/25 | Price Changed | $825,000 | -1.8% | $362 / Sq Ft |
| 11/26/2024 11/26/24 | Price Changed | $840,000 | -1.2% | $369 / Sq Ft |
| 11/17/2024 11/17/24 | For Sale | $850,000 | 0.0% | $373 / Sq Ft |
| 11/12/2024 11/12/24 | Pending | -- | -- | -- |
| 11/02/2024 11/02/24 | Price Changed | $850,000 | -2.9% | $373 / Sq Ft |
| 08/25/2024 08/25/24 | Price Changed | $875,000 | -2.7% | $384 / Sq Ft |
| 08/16/2024 08/16/24 | Price Changed | $899,000 | -2.8% | $395 / Sq Ft |
| 07/26/2024 07/26/24 | Price Changed | $924,900 | -2.6% | $406 / Sq Ft |
| 06/15/2024 06/15/24 | Price Changed | $950,000 | -2.5% | $417 / Sq Ft |
| 06/04/2024 06/04/24 | Price Changed | $974,500 | -0.1% | $428 / Sq Ft |
| 05/20/2024 05/20/24 | Price Changed | $975,000 | -2.4% | $428 / Sq Ft |
| 05/08/2024 05/08/24 | Price Changed | $998,900 | 0.0% | $438 / Sq Ft |
| 03/21/2024 03/21/24 | For Sale | $999,000 | -- | $439 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,948 | $239,377 | -- | -- |
| 2023 | $8,246 | $232,405 | $0 | $0 |
| 2022 | $7,831 | $225,636 | $0 | $0 |
| 2021 | $7,520 | $219,064 | $0 | $0 |
| 2020 | $7,428 | $216,039 | $0 | $0 |
| 2019 | $6,976 | $211,182 | $0 | $0 |
| 2018 | $7,323 | $207,244 | $0 | $0 |
| 2017 | $6,899 | $270,914 | $0 | $0 |
| 2016 | $8,648 | $265,417 | $0 | $0 |
| 2015 | $8,340 | $241,288 | $0 | $0 |
| 2014 | $8,248 | $225,260 | $0 | $0 |
| 2013 | -- | $204,782 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Shawna Calvert
Seller's Agent in 2025
Shawna Calvert
ALIGN RIGHT REALTY SOUTH SHORE
(509) 294-6818
164 in this area
271 Total Sales
Map
Source: Stellar MLS
MLS Number: T3512176
APN: U-29-31-19-648-000023-00003.0
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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