$430,000

406 Jefferson Ave S Oldsmar, FL 34677

Estimated payment $2,540/month

Total Views 4,320
3 Beds
2 Baths
1,620 Sq Ft
$265 Price per Sq Ft

Highlights

  • Wood Flooring
  • High Ceiling
  • Solid Surface Countertops
  • East Lake High School Rated A
  • Mud Room
  • No HOA

About This Home

One or more photo(s) has been virtually staged. If you’ve been dreaming of that perfect blend of historic charm and modern updates... welcome home! This beautifully restored 1920s Craftsman-style home, situated on a 1/4 acre lot, in the heart of Oldsmar. Brings all the character you’re craving, without the hassle of a full renovation.

Greeted by fresh exterior paint, updated landscaping, and inviting walkway guiding you to the screened-in front porch radiating with Florida charm.

Inside, you’ll also find fresh interior paint, refinished original wood floors, and rich archway details, beautiful and historic brought back to its original glory.

The living and dining rooms flow together effortlessly, complete with coffered ceilings, and anchored by a cozy fireplace, now decorative, that still brings all the ambiance without the upkeep. The kitchen has been updated with newer cabinetry and appliances, and walk-in pantry so you can move in and start living.

And with a mud room/laundry room that leads out to a time honored brick path and huge backyard, there’s room for pets, parties, or even that dream garden under the mature Camphor Tree.

Find two bedrooms and a full bath downstairs, plus a private upstairs retreat with a bedroom overlooking the backyard, fully updated bathroom. And a dreamy den or bedroom, perfect for working from home or hosting guests.

Catch a movie at the nearby AMC Theatre, grab dinner at local favorites like Craft Street Kitchen or Shaker & Peel, and soak in sunset views from any amazing local parks, including; R. E. Olds Park, Mobley Preserve, Bicentennial Park, or Veteran Park. A quick 20 minute drive to Dunedin Causeway and Honeymoon Island. And when it’s time for a getaway, you’re just a quick 20 minute drive to either St. Pete-Clearwater or Tampa International Airport.

This home has never been flooded, and had no damage from last year storms. Schedule your private showing today and call this dreamy Craftsman-style home yours!

**Use the seller’s preferred lender and receive a no cost 1-0 permanent rate buydown, for the first year of your mortgage.

Listing Agent

Kelsi Ward

SOUTHERN LIFE REALTY Brokerage Phone: 727-642-1758 License #3553652 Listed on: 08/13/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,114

Year Built

  • Built in 1926

Lot Details

  • 0.25 Acre Lot
  • Southeast Facing Home

Home Design

  • Bi-Level Home
  • Pillar, Post or Pier Foundation
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,620 Sq Ft Home
  • Coffered Ceiling
  • High Ceiling
  • Wood Burning Fireplace
  • Decorative Fireplace
  • Mud Room
  • Combination Dining and Living Room
  • Home Office

Kitchen

  • Walk-In Pantry
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Oldsmar Rev Map Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,114

Year Built

Built in 1926

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Wood Siding
  • Fireplace: Yes
  • Living Area: 1620
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 1926
  • Building Area Total: 1788
  • Lot Size Sq Ft: 10886
  • Status: Active
  • Street Post Direction: S
  • Ownership: Fee Simple
  • Escrow City: Land O’ Lakes
  • Escrow State: FL
  • Escrow Street Name: Early Riser Ave.
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 265.43
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 727-642-1758
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Decorative, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Luxury Vinyl, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Coffered Ceiling(s), High Ceilings, Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Pillar/Post/Pier
  • Total Bedrooms: 3
  • Levels: Two
  • Living Area Meters: 150.50

Exterior Features

  • Direction Faces: Southeast
  • Exterior Features: Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0091H

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Cable Available, Electricity Connected, Public, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Parcel Number: 23-28-16-63936-022-0130
  • Additional Parcels: No
  • Flood Zone Code: AE

Rental Info

  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer to confirm restrictions with the City of Oldsmar or Pinellas County.

Tax Info

  • Tax Annual Amount: 3114
  • Tax Block: 22
  • Tax Book Number: 7-6
  • Tax Lot: 13

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,114 $223,449 -- --
2023 $3,060 $216,941 $0 $0
2022 $2,969 $210,622 $0 $0
2021 $3,003 $204,487 $0 $0
2020 $2,994 $201,664 $0 $0
2019 $3,507 $186,037 $67,466 $118,571
2018 $3,322 $178,510 $0 $0
2017 $3,031 $156,984 $0 $0
2016 $2,802 $142,818 $0 $0
2015 $2,551 $133,079 $0 $0
2014 -- $114,685 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2025 08/13/25 For Sale $430,000 -- $265 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $230,000 Anclote Title Services
Warranty Deed $177,500 Albritton Title Inc
Warranty Deed $170,000 Wollinka & Wollinka Title In
Warranty Deed $180,000 Surety Title Svcs Of Fl Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $174,272 FHA
Previous Owner $127,500 New Conventional
Previous Owner $144,000 Fannie Mae Freddie Mac
Closed $27,000 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: TB8416915

Stellar MLS

APN: 23-28-16-63936-022-0130