NOT LISTED FOR SALE

406 N Commerce St Culpeper, VA 22701

Estimated Value: $374,000 - $424,000

3 Beds
2 Baths
1,871 Sq Ft
$214/Sq Ft Est. Value

Last Sold January 27, 2021

Last sale price $315,000 $168 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $2,355/month

5 Days on Market

Highlights

  • Colonial Architecture
  • Wood Flooring
  • No HOA
  • Deck
  • Main Floor Bedroom
  • 1-minute walk to Yowell Meadow Park

About This Home

As of January 2021

Finally! The one you have been waiting for is ready! Excellent convenient, in-town location. Attention to details shine throughout this home inside and out. Everything has been updated/replaced and meticulously maintained. Fresh paint throughout, new carpeting, high end fixtures, top of the line security system, and custom barn doors, this home is truly one of a kind. Main level offers a newly updated kitchen and backslash with 2 pantries! Granite counters and stainless appliances. Spacious main level bedroom with 3 closets. Electric fireplace with new handmade mantel. Newly renovated bathroom with tiled shower just to name a few. Upstairs has two additional bedrooms, a beautiful full bath and a perfect office/den with barn doors. This backyard comes as a package deal including the pergola, gazebo, fire pit, outdoor furniture and a large storage shed. New privacy fence just installed to add to the awesome, ready to relax or entertain backyard. Prepare to be impressed!

Last Agent to Sell the Property

Janet Holden

CENTURY 21 New Millennium License #0225031052 Listed on: 12/04/2020

CENTURY 21 New Millennium

Last Buyer's Agent

Jennifer Galliher

Pearson Smith Realty, LLC License #0225237671

Pearson Smith Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,404

Year Built

  • Built in 1929

Lot Details

  • 7,405 Sq Ft Lot
  • Downtown Location
  • Privacy Fence
  • Wood Fence
  • Landscaped
  • Extensive Hardscape
  • Back Yard Fenced
  • Property is in excellent condition
  • Property is zoned R3

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • 1,871 Sq Ft Home
  • Property has 2 Levels
  • Fireplace Mantel
  • Electric Fireplace
  • Double Hung Windows
  • Dining Area

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

Laundry

  • Laundry on main level
  • Front Loading Dryer
  • Front Loading Washer

Home Security

  • Surveillance System
  • Exterior Cameras
  • Storm Windows
  • Fire and Smoke Detector

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces
  • Private Parking
  • Off-Street Parking

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting
  • Shed
  • Porch

Utilities

  • Zoned Heating and Cooling
  • Programmable Thermostat
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Town Of Culpeper Subdivision

Listing and Financial Details

  • Assessor Parcel Number 41-A2-1-O1-9

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,404

Year Built

Built in 1929

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • Inclusions: Nest thermostat (2), outdoor cameras (5), Indoor camera (1), video doorbell (1), Nest aware, Google Mini. lawn equipment including- lawn mower, electric edger, electric blower. power washer. fire pit, Pergola, Gazebo, outdoor furniture currently in the ba
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2020-12-05
  • Year Built: 1929
  • Automatically Close On Close Date: No
  • Remarks Public: Finally! The one you have been waiting for is ready! Excellent convenient, in-town location. Attention to details shine throughout this home inside and out. Everything has been updated/replaced and meticulously maintained. Fresh paint throughout, new carpeting, high end fixtures, top of the line security system, and custom barn doors, this home is truly one of a kind. Main level offers a newly updated kitchen and backslash with 2 pantries! Granite counters and stainless appliances. Spacious main level bedroom with 3 closets. Electric fireplace with new handmade mantel. Newly renovated bathroom with tiled shower just to name a few. Upstairs has two additional bedrooms, a beautiful full bath and a perfect office/den with barn doors. This backyard comes as a package deal including the pergola, gazebo, fire pit, outdoor furniture and a large storage shed. New privacy fence just installed to add to the awesome, ready to relax or entertain backyard. Prepare to be impressed!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Front Loading, Icemaker, Refrigerator, Stove, Washer - Front Loading
  • Flooring Type: Laminated, Wood, Carpet
  • Interior Amenities: Breakfast Area, Dining Area, Entry Level Bedroom, Kitchen - Table Space
  • Window Features: Storm, Double Hung
  • Other Equipment: Negotiable
  • Fireplace Features: Electric, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1871
  • Living Area Sq Ft: 1871
  • Price Per Sq Ft: 168.36
  • Above Grade Finished Sq Ft: 1871
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 406

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Extensive Hardscape, Exterior Lighting
  • Road Surface Type: Paved
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway, Private
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Programmable Thermostat, Zoned
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Exterior Cameras, Surveillance Sys, Security System, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CULPEPER COUNTY PUBLIC SCHOOLS
  • School District Key: 121140976308
  • School District Source: Listing Agent

Lot Info

  • Fencing: Rear, Fully, Wood, Privacy
  • Lot Features: Landscaping, Rear Yard
  • Lot Size Acres: 0.17
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7405.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Property Condition: Excellent
  • Year Assessed: 2020
  • Zoning: R3
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1404.00
  • Assessor Parcel Number: 41-A2-1-O1-9
  • Tax Total Finished Sq Ft: 1790
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2020
  • Close Date: 01/27/2021

MLS Schools

  • School District Name: CULPEPER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 4, 2020
Closed on
Jan 26, 2021
Sold by
Monica Alfred George and Monica Kerri Lee
Bought by
Sayres Nicholas Hunter and Betancourth Nadia Mitchelle
Seller's Agent
Janet Holden
CENTURY 21 New Millennium
Buyer's Agent
Jennifer Galliher
Pearson Smith Realty, LLC
List Price
$315,000
Sold Price
$315,000
Current Estimated Value
$400,125

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$85,125
Avg. Annual Appreciation
5.33%
Original Mortgage
$305,550
Outstanding Balance
$230,997
Interest Rate
2.67%
Mortgage Type
New Conventional
Estimated Equity
$168,427

Purchase Details

Listed on
Jan 21, 2014
Closed on
Aug 15, 2014
Sold by
Matheny William R
Bought by
Monica Alfred G
Seller's Agent
Joel Saunders
Samson Properties
Buyer's Agent
datacorrect BrightMLS
Non Subscribing Office
List Price
$199,900
Sold Price
$189,500
Premium/Discount to List
-$10,400
-5.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.26%
Original Mortgage
$186,067
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Listed on
Feb 14, 2013
Closed on
Aug 1, 2013
Sold by
Mgl Consulting Llc
Bought by
Matheny William R
Seller's Agent
Mario Mitchell
Keller Williams Capital Properties
Buyer's Agent
Joel Saunders
Samson Properties
List Price
$219,900
Sold Price
$164,900
Premium/Discount to List
-$55,000
-25.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.47%
Original Mortgage
$173,367
Interest Rate
3.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 29, 2005
Sold by
Yates Gregory M
Bought by
Bernal Martin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,900
Interest Rate
5.61%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 23, 2004
Sold by
Wright Timothy
Bought by
Yates Gregory
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sayres Nicholas Hunter $315,000 First American Title
Seyres Nicholas Hunter $315,000 Champion Title & Stlmnts Inc
Monica Alfred G $189,500 --
Matheny William R $170,500 --
Bernal Martin $189,900 --
Yates Gregory $125,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Seyres Nicholas Hunter $305,550
Closed Sayres Nicholas Hunter $305,550
Previous Owner Monica Alfred G $186,067
Previous Owner Matheny William R $173,367
Previous Owner Bernal Martin $151,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/27/2021 01/27/21 Sold $315,000 0.0% $168 / Sq Ft
12/24/2020 12/24/20 Pending -- -- --
12/18/2020 12/18/20 For Sale $315,000 0.0% $168 / Sq Ft
12/04/2020 12/04/20 Off Market $315,000 -- --
09/05/2014 09/05/14 Sold $189,500 -2.8% $83 / Sq Ft
07/30/2014 07/30/14 Pending -- -- --
07/23/2014 07/23/14 Price Changed $195,000 -2.5% $85 / Sq Ft
06/13/2014 06/13/14 For Sale $199,900 0.0% $87 / Sq Ft
05/05/2014 05/05/14 Pending -- -- --
04/10/2014 04/10/14 For Sale $199,900 0.0% $87 / Sq Ft
03/30/2014 03/30/14 Pending -- -- --
01/21/2014 01/21/14 For Sale $199,900 +21.2% $87 / Sq Ft
08/01/2013 08/01/13 Sold $164,900 -2.9% $72 / Sq Ft
06/13/2013 06/13/13 Pending -- -- --
05/13/2013 05/13/13 Price Changed $169,900 -10.5% $74 / Sq Ft
04/20/2013 04/20/13 Price Changed $189,900 -2.5% $83 / Sq Ft
03/13/2013 03/13/13 Price Changed $194,850 -2.5% $85 / Sq Ft
03/06/2013 03/06/13 Price Changed $199,900 -9.1% $87 / Sq Ft
02/14/2013 02/14/13 For Sale $219,900 +213.7% $96 / Sq Ft
09/05/2012 09/05/12 Sold $70,100 -3.8% $39 / Sq Ft
07/27/2012 07/27/12 Pending -- -- --
07/13/2012 07/13/12 For Sale $72,900 -- $41 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,096 $391,000 $56,500 $334,500
2023 $2,057 $391,000 $56,500 $334,500
2022 $1,636 $297,500 $51,800 $245,700
2021 $1,880 $297,500 $51,800 $245,700
2020 $1,225 $197,600 $40,500 $157,100
2019 $1,225 $197,600 $40,500 $157,100
2018 $1,257 $187,600 $36,300 $151,300
2017 $1,257 $187,600 $36,300 $151,300
2016 $1,309 $177,500 $33,500 $144,000
2015 $1,309 $179,300 $33,500 $145,800
2014 $808 $157,400 $30,000 $127,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VACU143014

Bright MLS

APN: 41-A2-1-O1-9