Seller's Agent in 2021
Joan Couris
Keller Williams Thrive
(630) 561-3348
15 in this area
662 Total Sales
406 Prospect St Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated Value: $454,000 - $626,000
8
Beds
4
Baths
--
Sq Ft
0.48
Acres Lot
Highlights
- Corner Lot
- Forced Air Heating System
- 5-minute walk to St Francis Park
About This Home
As of September 2021Well maintained and fully rented 4 unit near Gold Coast with 2 bed/1 bath in each unit. Many recent updates including newer plumbing, electric, 4 hwh, 4 furnaces (2 high efficiency in the basement, 2 85% in attic, high efficiency windows, new carpeting, interior and exterior painting. Tenant pays all utilities! Each unit has an updated kitchen with refrigerator, range and microwave, full bath, living area, 2 bedrooms, deck area and designated parking spot. Additional owner storage in basement and attic. Photos shown are of unit 2 and finishes are similar in other units. Agents - please read agent comments.
Last Agent to Sell the Property
Keller Williams Thrive License #475155965 Listed on: 07/17/2021
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $7,261
Lot Details
- 20,909 Sq Ft Lot
- Lot Dimensions are 169x124
- Corner Lot
Home Design
- Stucco
Bedrooms and Bathrooms
- 8 Bedrooms
- 8 Potential Bedrooms
- 4 Bathrooms
Unfinished Basement
- Basement Fills Entire Space Under The House
Parking
- 6 Parking Spaces
- Driveway
- On-Street Parking
- Uncovered Parking
- Parking Included in Price
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
Community Details
Overview
- 4 Units
Building Details
- Fuel Expense $3,200
- Insurance Expense $3,644
- Maintenance Expense $6,000
- Gross Income $48,000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 17, 2021
Closed on
Sep 15, 2021
Sold by
Bought by
Seller's Agent
Joan Couris
Keller Williams Thrive
Buyer's Agent
David Lobraco
Fulton Grace Realty
List Price
$380,000
Sold Price
$462,500
Premium/Discount to List
$82,500
21.71%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$107,975
Avg. Annual Appreciation
4.55%
Original Mortgage
$342,000
Outstanding Balance
$319,744
Interest Rate
4.87%
Mortgage Type
New Conventional
Estimated Equity
$250,731
Purchase Details
Listed on
Mar 15, 2013
Closed on
Jun 19, 2013
Sold by
Bought by
Seller's Agent
John Wright
Keller Williams Premiere Properties
Buyer's Agent
Joan Couris
Keller Williams Thrive
List Price
$89,900
Sold Price
$126,406
Premium/Discount to List
$36,506
40.61%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.05%
Purchase Details
Closed on
Jul 16, 2012
Sold by
Bought by
Purchase Details
Closed on
Jul 13, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,500
Interest Rate
6.76%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 23, 1996
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
7.99%
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $462,500 | Chicago Title | ||
| $126,500 | Attorneys Title Guaranty Fun | ||
| -- | None Available | ||
| $290,000 | Multiple | ||
| $140,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $342,000 | ||
| Previous Owner | $188,500 | ||
| Previous Owner | $116,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/29/2021 09/29/21 | Sold | $462,500 | +21.7% | -- | |
| 07/27/2021 07/27/21 | Pending | -- | -- | -- | |
| 07/17/2021 07/17/21 | For Sale | $380,000 | +200.6% | -- | |
| 07/05/2013 07/05/13 | Sold | $126,406 | +40.6% | -- | View Prior Sale |
| 06/12/2013 06/12/13 | Pending | -- | -- | -- | |
| 05/29/2013 05/29/13 | For Sale | $89,900 | 0.0% | -- | |
| 04/03/2013 04/03/13 | Pending | -- | -- | -- | |
| 03/15/2013 03/15/13 | For Sale | $89,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,617 | $120,175 | $19,224 | $100,951 |
| 2023 | $9,255 | $108,569 | $17,367 | $91,202 |
| 2022 | $7,929 | $91,436 | $15,836 | $75,600 |
| 2021 | $7,627 | $85,487 | $14,806 | $70,681 |
| 2020 | $7,443 | $81,611 | $14,135 | $67,476 |
| 2019 | $7,261 | $77,739 | $13,464 | $64,275 |
| 2018 | $7,240 | $73,235 | $12,684 | $60,551 |
| 2017 | $7,575 | $73,652 | $12,756 | $60,896 |
| 2016 | $7,287 | $68,329 | $11,834 | $56,495 |
| 2015 | -- | $62,630 | $10,847 | $51,783 |
| 2014 | -- | $61,857 | $10,713 | $51,144 |
| 2013 | -- | $63,489 | $10,996 | $52,493 |
Source: Public Records
Agents Affiliated with this Home
-
Joan Couris
-
David Lobraco
Buyer's Agent in 2021
David Lobraco
Fulton Grace Realty
(630) 802-9222
1 in this area
46 Total Sales
-
John Wright
Seller's Agent in 2013
John Wright
Keller Williams Premiere Properties
(773) 733-1888
1 in this area
128 Total Sales
-
Robert Gram
Seller Co-Listing Agent in 2013
Robert Gram
Keller Williams Premiere Properties
(630) 334-9074
51 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11159891
APN: 06-12-361-010
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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