Seller's Agent in 2026
Beth Stevens
FUTURE HOME REALTY INC
(813) 967-0772
2 in this area
123 Total Sales
406 Ruby Lake Place Winter Haven, FL 33884
Southeast Winterhaven Neighborhood
4
Beds
3
Baths
2,835
Sq Ft
0.28
Acre Lot
Highlights
- Screened Pool
- Solar Power System
- Open Floorplan
- Frank E. Brigham Academy Rated 9+
- Gated Community
- Community Lake
About This Home
As of April 2026Welcome home to Ruby Lake, an established gated neighborhood of only 214 executive homes nestled between beautiful Lake Ruby and Lake Bess in Winter Haven. Known for its peaceful setting and pride of ownership, this sought after community captures the charm of lake life. This beautifully renovated pool home has been thoughtfully updated from top to bottom and offers incredible features rarely found in this price point, including a full, private entry in-law suite and fully paid solar panels for remarkable low energy costs. Sitting on a pristine quarter acre lot, several tall palm trees and mature landscaping welcome your arrival. Once inside, you have a clear view of the sparkling pool and lush green yard beyond the double sliding glass doors, connecting indoor-outdoor living. Durable easily maintained laminate flooring flows throughout most of the home, with upgraded LVP in the in-law suite and neutral porcelain tiles at the entry and kitchen. Entirely carpet free for clean, easy living. Privately positioned at the front of the home, the primary suite serves as a quiet retreat tucked away from the main living area. The fully renovated ensuite bathroom is striking, featuring designer finishes throughout – including bohemian-inspired tile flooring, dramatic floor to ceiling shower tile, a custom shower bench and niches, matte black fixtures and a stunning arched window that fills the space with natural light. Dual vanities, a dedicated vanity space and additional overhead storage complete the bathroom. The standout feature of this home is the versatile in-law wing. With its own private entrance and driveway, spacious bedroom, full bath, personal living room with lanai access, and a full kitchen with all appliances included, this private suite offers endless possibilities. It’s ideal for extended guests, multigenerational living, or even a private retreat. The main kitchen is both stylish and functional, featuring quartzite countertops and tiled backsplash, freshly painted wood cabinetry, farm sink, stainless steel appliances and a deep built-in pantry with charming barn door access. A breakfast bar under custom pendant lights provides casual seating, while the sunny breakfast nook with built-in bench seating offers a relaxed spot to start the day. Sliders from the master, living, and family room all open to the screened lanai, showcasing beautiful pool views. The saltwater pool is surrounded by plenty extra deck space for both alfresco dining and pool side sunbathing. Outdoors, the fully fenced yard is over a quarter acre and has room to relax, play or garden. The home backs up to the neighborhood retention space, providing added privacy with no rear neighbors. Nestled in Ruby Lake, a peaceful and well-established neighborhood with no CDD and a low HOA, residents enjoy proximity to the area’s beautiful lakes while remaining centrally located between Tampa and Orlando’s shopping, dining and world-class attractions. Experience the comfort, flexibility and Florida lifestyle this exceptional home has to offer. Welcome home!
Last Agent to Sell the Property
FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #3307053 Listed on: 03/12/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,328
Year Built
- Built in 1999
Lot Details
- 12,323 Sq Ft Lot
- North Facing Home
- Vinyl Fence
- Metered Sprinkler System
- Landscaped with Trees
- Private Yard
HOA Fees
- $71 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Guest Parking
Home Design
- Ranch Style House
- Turnkey
- Slab Foundation
- Shingle Roof
- Stucco
Interior Spaces
- 2,835 Sq Ft Home
- Open Floorplan
- Shelving
- Coffered Ceiling
- High Ceiling
- Ceiling Fan
- Pendant Lighting
- Shutters
- Blinds
- Sliding Doors
- Family Room Off Kitchen
- Separate Formal Living Room
- Formal Dining Room
- Bonus Room
- Storage Room
- Inside Utility
- Fire and Smoke Detector
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Farmhouse Sink
- Disposal
Flooring
- Laminate
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- In-Law or Guest Suite
- 3 Full Bathrooms
- Makeup or Vanity Space
- Split Vanities
- Private Water Closet
- Shower
- Rain Shower Head
- Built-In Shower Bench
Laundry
- Laundry Room
- Dryer
- Washer
Eco-Friendly Details
- Solar Power System
- Solar Heating System
Pool
- Screened Pool
- In Ground Pool
- Gunite Pool
- Saltwater Pool
- Fence Around Pool
- Auto Pool Cleaner
Outdoor Features
- Covered Patio or Porch
- Rain Gutters
Additional Homes
- 440 SF Accessory Dwelling Unit
Schools
- Chain O Lakes Elementary School
- Denison Middle School
- Lake Region High School
Utilities
- Central Air
- Heating Available
- Thermostat
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 127
- Assessor Parcel Number 27-29-07-856604-001270
Community Details
Overview
- Don Asher & Associates Inc/ Michellette Ramos Association, Phone Number (407) 483-1301
- Visit Association Website
- Ruby Lake Ph 04 Subdivision
- Community Lake
Security
- Gated Community
Matterport 3D Tour
Floorplan
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 12, 2026
Closed on
Apr 30, 2026
Sold by
Bought by
Seller's Agent
Beth Stevens
FUTURE HOME REALTY INC
Buyer's Agent
Barbara Allen
FLORIDA EXECUTIVE REALTY
List Price
$629,000
Sold Price
$627,000
Premium/Discount to List
-$2,000
-0.32%
Views
190
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.70%
Original Mortgage
$470,250
Outstanding Balance
$469,350
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$153,718
Purchase Details
Listed on
Jan 26, 2022
Closed on
Jun 2, 2022
Sold by
Bought by
Seller's Agent
ALLISON JOHNSTON
THE SIMON SIMAAN GROUP
Buyer's Agent
Beth Stevens
FUTURE HOME REALTY INC
List Price
$546,000
Sold Price
$522,000
Premium/Discount to List
-$24,000
-4.4%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.80%
Original Mortgage
$540,792
Interest Rate
5.11%
Mortgage Type
Balloon
Purchase Details
Closed on
Dec 20, 2021
Sold by
Bought by
Purchase Details
Listed on
Jun 25, 2018
Closed on
Aug 3, 2018
Sold by
Bought by
Seller's Agent
Brad Martin
BETTER HOMES AND GARDENS REAL ESTATE LIFESTYLES REALTY
Buyer's Agent
Jacquelyn Christian
STACEY TOWNS REALTY LLC
List Price
$308,000
Sold Price
$308,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.23%
Original Mortgage
$246,400
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 9, 2013
Closed on
Nov 25, 2013
Sold by
Bought by
Seller's Agent
Catherine Kluytenaar
THE K TEAM REAL ESTATE SERVICES LLC
Buyer's Agent
Joanne Summeralls
COLDWELL BANKER REALTY
List Price
$259,000
Sold Price
$252,000
Premium/Discount to List
-$7,000
-2.7%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.37%
Original Mortgage
$201,600
Interest Rate
4.16%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 23, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
5.86%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 2, 1999
Sold by
Bought by
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $627,000 | First American Title Insurance | |
| Warranty Deed | $522,000 | Charles Chacko Os National Llc | |
| Warranty Deed | $453,000 | None Listed On Document | |
| Warranty Deed | $308,000 | Real Estate Title Services I | |
| Warranty Deed | $252,000 | Real Estate Title Svcs Inc | |
| Warranty Deed | $275,000 | Lawyers Title | |
| Warranty Deed | $211,300 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $470,250 | New Conventional | |
| Closed | $540,792 | Balloon | |
| Previous Owner | $246,400 | New Conventional | |
| Previous Owner | $201,600 | New Conventional | |
| Previous Owner | $50,000 | Purchase Money Mortgage |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/30/2026 04/30/26 | Sold | $627,000 | -0.3% | $221 / Sq Ft | |
| 03/29/2026 03/29/26 | Pending | -- | -- | -- | |
| 03/12/2026 03/12/26 | For Sale | $629,000 | +20.5% | $222 / Sq Ft | |
| 06/02/2022 06/02/22 | Sold | $522,000 | -1.7% | $218 / Sq Ft | View Prior Sale |
| 04/30/2022 04/30/22 | Pending | -- | -- | -- | |
| 04/22/2022 04/22/22 | Price Changed | $531,000 | -1.8% | $222 / Sq Ft | |
| 04/07/2022 04/07/22 | Price Changed | $541,000 | -0.9% | $226 / Sq Ft | |
| 03/15/2022 03/15/22 | For Sale | $546,000 | 0.0% | $228 / Sq Ft | |
| 03/12/2022 03/12/22 | Pending | -- | -- | -- | |
| 01/26/2022 01/26/22 | For Sale | $546,000 | +77.3% | $228 / Sq Ft | |
| 08/03/2018 08/03/18 | Sold | $308,000 | 0.0% | $125 / Sq Ft | View Prior Sale |
| 06/28/2018 06/28/18 | Pending | -- | -- | -- | |
| 06/21/2018 06/21/18 | For Sale | $308,000 | +22.2% | $125 / Sq Ft | |
| 05/26/2015 05/26/15 | Off Market | $252,000 | -- | -- | |
| 11/25/2013 11/25/13 | Sold | $252,000 | -2.7% | $105 / Sq Ft | View Prior Sale |
| 10/18/2013 10/18/13 | Pending | -- | -- | -- | |
| 09/09/2013 09/09/13 | For Sale | $259,000 | -- | $108 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,328 | $435,370 | $76,000 | $359,370 |
| 2024 | $7,106 | $448,572 | $76,000 | $372,572 |
| 2023 | $7,106 | $419,047 | $74,000 | $345,047 |
| 2022 | $6,705 | $352,395 | $62,000 | $290,395 |
| 2021 | $3,112 | $205,030 | $0 | $0 |
| 2020 | $3,076 | $202,199 | $0 | $0 |
| 2018 | $3,267 | $201,789 | $0 | $0 |
| 2017 | $3,027 | $197,639 | $0 | $0 |
| 2016 | $3,152 | $193,574 | $0 | $0 |
| 2015 | $3,033 | $192,228 | $0 | $0 |
| 2014 | $3,179 | $194,691 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Beth Stevens
-
Barbara Allen
Buyer's Agent in 2026
Barbara Allen
FLORIDA EXECUTIVE REALTY
(813) 610-7591
2 in this area
215 Total Sales
-
Brian Allen
Buyer Co-Listing Agent in 2026
Brian Allen
FLORIDA EXECUTIVE REALTY
(813) 382-8077
2 in this area
193 Total Sales
-
ALLISON JOHNSTON
A
Seller's Agent in 2022
ALLISON JOHNSTON
THE SIMON SIMAAN GROUP
(404) 982-4592
16 in this area
6,688 Total Sales
-
Jill Dojka
Buyer Co-Listing Agent in 2022
Jill Dojka
FUTURE HOME REALTY INC
(813) 324-6490
1 in this area
178 Total Sales
-
Brad Martin
Seller's Agent in 2018
Brad Martin
BETTER HOMES AND GARDENS REAL ESTATE LIFESTYLES REALTY
(863) 307-5074
20 in this area
90 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8484755
APN: 27-29-07-856604-001270
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
Nearby Homes
- 355 Ruby Lake Loop
- 226 Ruby Lake Ln
- 357 Ruby Lake Loop
- 131 Ruby Lake Dr
- 7358 Bent Grass Dr
- 123 Ruby Lake Dr
- 7374 Bent Grass Dr
- 7376 Bent Grass Dr
- 118 Lantern Ln
- 511 Heather Glen Dr
- 5 Moonlight Ln
- 531 Heather Glen Dr
- 802 Marcia Loop
- 511 Marcia Loop
- 541 Heather Glen Dr
- 622 Crystals Blvd
- 9705 Lake Bess Rd Unit 715
- 35 S Lake Fox Rd
- 5747 E Lake Fox Dr
- 1714 Upland Ln
Your Personal Tour Guide
Ask me questions while you tour the home.