$1,100,000

406 S Whisper Ridge Ln Payson, AZ 85541

Estimated payment $6,298/month

Total Views 14
4 Beds
2.5 Baths
2,863 Sq Ft
$384 Price per Sq Ft

Highlights

  • Panoramic View
  • Sub-Zero Refrigerator
  • Vaulted Ceiling
  • Gated Community
  • Fireplace in Primary Bedroom
  • Wood Flooring

About This Home

Escape to refined mountain living in this spectacular custom single-level residence, now offered as a double lot including the .37 acres next door, perfectly positioned in an intimate private gated community of only 20 estate-size lots. Enjoy unparalleled tranquility, exclusivity, and breathtaking Rim mountain views. This home delivers the ultimate connection to nature while surrounding you with uncompromising comfort and craftsmanship. Step inside to discover an elegant blend of timeless finishes and thoughtful upgrades. Brazilian Tigerwood flooring (refinished in 2025), brand-new carpet, fresh interior paint, rich wood-stained windows and doors, skylights, and three luxurious copper sinks create warmth and character throughout. The expansive great room centers around a cozy propane fireplace and flows effortlessly to over 1,500 square feet of low-maintenance Trex decking, perfect for soaking in panoramic mountain scenery, lush pine views from every window, and unforgettable sunrises. With outdoor spaces designed for year-round enjoyment and a fenced yard with dog run, this property truly embraces four-season living. The chef's kitchen is equipped with high-end appliances including a brand new Sub-Zero refrigerator, complemented by a convenient wet bar with a brand-new beverage fridge, ideal for entertaining. A spacious office features custom cabinetry, granite countertops, and a built-in Murphy bed, making it the perfect dual-purpose space for guests or work-from-home living. The generous master suite is a private retreat with a beautifully finished master closet offering extensive built-ins and storage. Additional highlights include on brand new (1 year old) roof with a 50 year warranty, 2 propane fireplaces, central vac, extensive storage throughout, a large 1,000 sq ft epoxy-coated garage with cabinetry and workbench, lightning protection system, propane BBQ hookup, and professionally landscaped, low-maintenance grounds. Just outside the prestigious Rim Golf Club and Chaparral Pines where non-resident memberships are available you can enjoy world-class amenities while retreating home to serenity. Whether you're seeking fresh mountain air, cooler summers, or a peaceful luxury escape, this extraordinary property delivers unmatched privacy, sophistication, and natural beauty. Welcome to your mountain sanctuary.

Listing Agent

Kristy DeWitz

My Home Group Real Estate License #SA688150000 Listed on: 01/08/2026

My Home Group Real Estate

Co-Listing Agent

Nick DeWitz

My Home Group Real Estate License #SA689998000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,854

Year Built

  • Built in 2005

Lot Details

  • 0.36 Acre Lot
  • Cul-De-Sac
  • Partially Fenced Property
  • Chain Link Fence

HOA Fees

  • $58 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Garage Door Opener

Property Views

  • Panoramic
  • Mountain

Home Design

  • Wood Frame Construction
  • Composition Roof
  • Stone Exterior Construction

Interior Spaces

  • 2,863 Sq Ft Home
  • 1-Story Property
  • Wet Bar
  • Central Vacuum
  • Vaulted Ceiling
  • Skylights
  • Gas Fireplace
  • Living Room with Fireplace
  • 2 Fireplaces

Kitchen

  • Breakfast Bar
  • Built-In Microwave
  • Sub-Zero Refrigerator
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Fireplace in Primary Bedroom
  • Primary Bathroom is a Full Bathroom
  • 2.5 Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Hydromassage or Jetted Bathtub
  • Bathtub With Separate Shower Stall

Accessible Home Design

  • No Interior Steps

Schools

  • Julia Randall Elementary School
  • Rim Country Middle School
  • Payson High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Propane
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 12
  • Assessor Parcel Number 304-60-012

Community Details

Overview

  • Association fees include ground maintenance
  • Whisper Ridge Association, Phone Number (928) 474-1234
  • Built by Custom
  • Whisper Ridge Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,854

Year Built

Built in 2005

Lot Details

0

HOA Fees

$58 per month

Parking

3

Listing Details

  • Cross Street: HWY 260
  • Property Type: Residential
  • Ownership: Fee Simple
  • HOA #2: N
  • Association Fees Land Lease Fee: N
  • Recreation Center Fee: N
  • Total Monthly Fee Equivalent: 58.33
  • Basement: N
  • Parking Spaces Total Covered Spaces: 3.0
  • Separate Den Office Sep Den Office: Y
  • Year Built: 2005
  • Tax Year: 2024
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.36
  • Co List Office Mls Id: myhg58
  • Co List Office Phone: 480-685-2760
  • Subdivision Name: WHISPER RIDGE
  • Property Attached Yn: No
  • General Property Description:PriceSqFt: 384.21
  • Association Fees:HOA Fee2: 700.0
  • Dining Area:Breakfast Bar: Yes
  • Technology:Cable TV Avail: Yes
  • Utilities Butane Propane: Yes
  • Cooling:Central Air: Yes
  • Water Source City Water: Yes
  • Fireplace Features Fireplace Living Rm: Yes
  • Fireplace Features Gas Fireplace: Yes
  • Fireplace Features Fireplace Master Bdr: Yes
  • Technology:High Speed Internet: Yes
  • Special Features: None

Interior Features

  • Flooring: Carpet, Tile, Wood
  • Basement YN: No
  • Spa Features: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Living Room, Master Bedroom, Gas
  • Fireplaces: 2
  • Fireplace: Yes
  • Interior Amenities: High Speed Internet, Double Vanity, Breakfast Bar, Central Vacuum, No Interior Steps, Vaulted Ceiling(s), Wet Bar, Kitchen Island, Pantry, Full Bth Master Bdrm, Separate Shwr & Tub, Tub with Jets
  • Living Area: 2863.0
  • Stories: 1
  • Window Features: Skylight(s)
  • Kitchen Features:Built-in Microwave: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Master Bathroom:Double Sinks: Yes
  • Kitchen Features Pantry: Yes
  • Other Rooms:Great Room: Yes
  • KitchenFeatures:Refrigerator: Yes
  • Community Features:Gated: Yes

Exterior Features

  • Fencing: Chain Link, Partial
  • Lot Features: Borders Common Area, Hillside Lot, Cul-De-Sac, Gravel/Stone Front
  • Pool Private: No
  • View: Panoramic, Trees/Woods, Mountain(s)
  • Disclosures: Seller Discl Avail
  • Construction Type: Wood Frame, Painted, Stone
  • Roof: Composition
  • Construction:Frame - Wood: Yes
  • View:Panoramic: Yes

Garage/Parking

  • Total Covered Spaces: 3.0
  • Parking Features: Garage Door Opener, Attch'd Gar Cabinets
  • Attached Garage: No
  • Garage Spaces: 3.0
  • Parking Features:Attch_squote_d Gar Cabinets: Yes
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Utilities: Propane
  • Cooling: Central Air
  • Heating: Natural Gas
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: City Water
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Gated
  • Association Fee: 700.0
  • Association Fee Frequency: Annually
  • Association Name: WHISPER RIDGE
  • Phone: 928-474-1234
  • Association: Yes

Association/Amenities

  • Association Fees:HOA YN2: Y
  • Association Fees:HOA DisclosureAddendum Affirmation: Yes
  • Association Fees:HOA Paid Frequency: Annually
  • Association Fees:HOA Name4: WHISPER RIDGE
  • Association Fees:Special Assessment HOA: No
  • Association Fees:PAD Fee YN2: N
  • Association Fees:Cap ImprovementImpact Fee _percent_: $
  • Association Fee Incl:Common Area Maint3: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Julia Randall Elementary School
  • High School: Payson High School
  • Junior High Dist: Payson Unified District
  • Middle Or Junior School: Rim Country Middle School

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 15730.0
  • Parcel #: 304-60-012

Building Info

  • Builder Name: Custom

Tax Info

  • Tax Annual Amount: 5854.0
  • Tax Book Number: 304.00
  • Tax Lot: 12
  • Tax Map Number: 60.00

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,487 -- -- --
2024 $5,487 $88,854 $7,123 $81,731
2023 $5,487 $52,224 $6,126 $46,098
2022 $5,299 $51,597 $5,499 $46,098
2021 $4,938 $51,597 $5,499 $46,098
2020 $4,721 $0 $0 $0
2019 $4,565 $0 $0 $0
2018 $4,260 $0 $0 $0
2017 $3,931 $0 $0 $0
2016 $3,837 $0 $0 $0
2015 $4,174 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/08/2026 01/08/26 For Sale $1,100,000 +120.0% $384 / Sq Ft
05/22/2015 05/22/15 Sold $500,000 -8.9% $174 / Sq Ft View Prior Sale
04/23/2015 04/23/15 Pending -- -- --
03/13/2015 03/13/15 For Sale $549,000 -- $191 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $650,000 Pioneer Title Agency
Interfamily Deed Transfer -- None Available
Warranty Deed -- First American Title
Cash Sale Deed $398,000 First American Title
Trustee Deed $460,000 Equity Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $240,000 New Conventional
Source: Public Records

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6959737

Arizona Regional Multiple Listing Service (ARMLS)

APN: 304-60-012