NOT LISTED FOR SALE

406 W Saint Louis Ave Unit B Effingham, IL 62401

Estimated Value: $138,000 - $278,000

2 Beds
1 Bath
1,084 Sq Ft
$170/Sq Ft Est. Value

Last Sold June 26, 2024

Last sale price $135,000 $125 Per Sq Ft

Est. 37% increase in value since last sale

Current estimated payment $1,230/month

16 Days on Market

Highlights

  • Deck
  • Front Porch
  • Walk-In Closet
  • Skylights
  • 1 Car Attached Garage
  • Shed

About This Home

As of June 2024

This lovely move-in-ready duplex has been immaculately maintained with an energy efficient heat pump system, updated roof, water heater in 2019, and storm doors in 2023. This property is a 2 bedroom, 1 bathroom home with a separate private entry under a covered deck. The property also includes a small garden shed in the backyard. Plenty of attic storage above the garage and all appliances stay, including washer and dryer! Take a look at this low maintenance home on a cul-de-sac centrally located between shopping, medical, and hospitality in the heart of Effingham.

Last Agent to Sell the Property

Matt Forcum

Shelby Realty Services License #471020842 Listed on: 05/13/2024

Last Buyer's Agent

Rob Ferguson

Dammerman & Associates Benchmark Realty License #NONLICENSED

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $1,241

Year Built

  • Built in 1982

Lot Details

  • 4,356 Sq Ft Lot
  • Property fronts a private road

Parking

  • 1 Car Attached Garage

Home Design

  • Duplex
  • Shingle Roof
  • Asphalt Roof
  • Steel Beams

Interior Spaces

  • 1,084 Sq Ft Home
  • 1-Story Property
  • Skylights
  • Crawl Space
  • Pull Down Stairs to Attic

Kitchen

  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Shed
  • Front Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Gas Water Heater

Community Details

  • County Clerk Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0316018036

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$1,241

Year Built

Built in 1982

Lot Details

0

Parking

1

Listing Details

  • Above Grade Finished Sq Ft: 1084.0
  • Directions: Temple or Jefferson to Main St, West onto St Louis.
  • Lot Size Acres: 0.1
  • Property Sub Type: Duplex
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Building Stories: 1
  • Structure Type: Duplex
  • Subdivision Name: County Clerk Add
  • Year Built: 1982
  • Road Frontage Type: Private Road
  • Architectural Style: Duplex
  • Garage Yn: Yes
  • Unit Levels: One
  • Property Sub Type Additional: Duplex,Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Range Hood, Washer
  • Has Basement: Crawl Space
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Interior Amenities: Main Level Primary, Pull Down Attic Stairs, Skylights, Walk-In Closet(s)
  • Fireplace: No
  • Stories: 1
  • Window Features: Skylight(s)
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Steel
  • Exterior Features: Shed
  • Roof: Asphalt, Shingle
  • Waterfront: No
  • Foundation Details: Crawlspace
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Front Porch

Garage/Parking

  • Garage Spaces: 1.0
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air, Heat Pump
  • Heating: Forced Air, Heat Pump
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 4356.0
  • Parcel #: 0316018036
  • Zoning: RES
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 1241.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 13, 2024
Closed on
Jun 24, 2024
Sold by
Armstrong Patricia Lynn
Bought by
Brown Christen
Seller's Agent
Matt Forcum
Shelby Realty Services
Buyer's Agent
Rob Ferguson
Dammerman & Associates Benchmark Realty
List Price
$144,900
Sold Price
$135,000
Premium/Discount to List
-$9,900
-6.83%
Views
20
Current Estimated Value
$184,802

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$49,802
Avg. Annual Appreciation
15.33%
Original Mortgage
$132,554
Outstanding Balance
$131,601
Interest Rate
7.25%
Mortgage Type
FHA
Estimated Equity
$29,742

Purchase Details

Closed on
Apr 14, 2006
Sold by
Hastings James J and Hastings Charlotte A
Bought by
Armstrong Pat

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,600
Interest Rate
51.6%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Brown Christen $405,000 None Listed On Document
Armstrong Pat $64,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Brown Christen $132,554
Previous Owner Armstrong Pat $51,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/26/2024 06/26/24 Sold $135,000 -6.8% $125 / Sq Ft
05/30/2024 05/30/24 Pending -- -- --
05/13/2024 05/13/24 For Sale $144,900 -- $134 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,001 $44,420 $4,350 $40,070
2023 $1,234 $40,380 $3,950 $36,430
2022 $1,325 $37,040 $3,620 $33,420
2021 $1,315 $36,670 $3,580 $33,090
2020 $1,329 $35,640 $3,480 $32,160
2019 $1,317 $35,290 $3,450 $31,840
2018 $1,325 $33,940 $3,320 $30,620
2017 $1,328 $33,270 $3,250 $30,020
2016 $1,339 $32,310 $3,160 $29,150
2015 -- $31,370 $3,070 $28,300
2014 -- $30,460 $2,980 $27,480
2013 -- $29,860 $2,920 $26,940
2012 -- $29,420 $2,880 $26,540
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6241532

APN: 0316018036