NOT LISTED FOR SALE

406 W Seminary St Owenton, KY 40359

Estimated Value: $226,000 - $315,000

3 Beds
1.5 Baths
1,571 Sq Ft
$170/Sq Ft Est. Value

Last Sold October 14, 2022

Last sale price $215,000 $137 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $1,670/month

94 Days on Market

Highlights

  • Spa
  • Wood Flooring
  • No HOA
  • Ranch Style House
  • Granite Countertops
  • Neighborhood Views

About This Home

As of October 2022

Gorgeous Home with an abundance of character. This fantastic Ranch House has been updated beautifully while keeping its historic charm. The home offers a large Kitchen, formal dining, large living area and first floor master . Beautiful hardwood and ceramic tile are just the icing on some of the inside finishes. This home also offers a gourmet Kitchen with granite counters, large kitchen island and beautiful stainless steel appliances. The outside offers a massive detached heated garage/barn, with car lift. There is 220 amp electric in the garage, as well as a 1/2 bath. A covered back porch with hot tub awaits after working in the garage. and a covered front porch. The yard has mature landscaping and beautiful large trees for shade. The backyard has a newly installed fence. Don't miss your chance to own part of Owen County's History. Call to schedule your private showing today. Entrance of main drive shared.

Last Agent to Sell the Property

Tina Eades

Golden Triangle Realty, LLC Listed on: 06/10/2022

Last Buyer's Agent

Tina Eades

Golden Triangle Realty, LLC Listed on: 06/10/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,475

Year Built

  • Built in 1949

Lot Details

  • 0.75 Acre Lot
  • Wood Fence
  • Wire Fence
  • Lot Has A Rolling Slope

Parking

  • 3 Car Detached Garage

Home Design

  • Ranch Style House
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 1,571 Sq Ft Home
  • Built-In Features
  • Bookcases
  • Woodwork
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Wood Frame Window
  • Family Room
  • Formal Dining Room
  • Storage
  • Neighborhood Views

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Concrete

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Basement

  • Laundry in Basement
  • Stubbed For A Bathroom
  • Rough-In Basement Bathroom

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Spa
  • Covered Patio or Porch
  • Separate Outdoor Workshop

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 220 Volts
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 049-50-00-008.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,475

Year Built

Built in 1949

Lot Details

0

Parking

3

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.75
  • Year Built: 1949
  • Lot Size: 32,670
  • Road Frontage Type: City Street
  • Directions: Head southwest on I-71 S 9.9 mi Take exit 44 for KY-227 toward Carrollton/Worthville 0.4 mi Turn left onto KY-227 S 5.1 mi Turn right onto KY-355 S 6.4 mi Turn left onto KY-1982 E 7.2 mi Turn left onto State Hwy 22 E/Gratz Rd Continue to follow State Hwy 22 E Destination will be on the left
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 32,670
  • General Property Description:Approx SqFt2: 1571.0
  • Architecture:Ranch: Yes
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Family Room4: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Kentucky Utilities
  • Utilities Gas Company: Carrollton Utilities
  • Water Company: Kentucky American Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.75
  • General Property Description:Living Area: 1571.0
  • General Property Description:Lot Size Square Feet: 32670.0
  • Structure Type:House: Yes
  • Security Features:Smoke Detector(s): Yes
  • Location Tax Legal Info:Tax ID: 049-50-00-008.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • General Property Description:Fireplaces Total: 1
  • Appliances Dryer: Yes
  • Washers: Yes
  • Fencing:Wood3: Yes
  • Laundry Features:In Basement: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Fencing:Wire: Yes
  • Security Features:Security System: Yes
  • Other Structures:Workshop: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, Storage, High Speed Internet, Granite Counters, Built-in Features, 220 Volts, Ceiling Fan(s), Natural Woodwork
  • Basement: Bath/Stubbed
  • Heating: Natural Gas, Electric
  • Levels: One
  • Flooring: Concrete
  • Property Type: Residential
  • Appliances: Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Insert
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1571.0
  • Window Features: Wood Frames
  • Appliances Dishwasher: Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Storage2: Yes
  • Appliances:Electric Range: Yes
  • Basement:Concrete Flooring: Yes
  • Interior Features:Natural Woodwork: Yes
  • Interior Features:High Speed Internet: Yes
  • Primary Bedroom Features:Wood Flooring7: Yes
  • Basement:Half Bath Rough In: Yes
  • Family Room Features:Wood Flooring5: Yes
  • Family Room Features:Bookcases2: Yes
  • Fireplace Features:Insert: Yes
  • Interior Features 220 Volts: Yes

Exterior Features

  • View: Neighborhood
  • Fencing: Wire, Wood
  • Roof: Shingle
  • Lot Features: Rolling Slope
  • View: Yes
  • Construction Type: Stone, Vinyl Siding
  • Exterior Features: Fenced, Hot Tub
  • Foundation Details: Poured Concrete
  • Other Structures: Garage(s), Workshop
  • Patio And Porch Features: Covered
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Covered: Yes
  • Construction Materials:Stone2: Yes
  • Exterior Features:Fenced: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Rolling Slope: Yes
  • Exterior Features:Hot Tub: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached
  • General Property Description:Garage Spaces: 3.0
  • Other Structures:Garage(s): Yes
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, In Basement, Washer Hookup
  • Security: Security System, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available, Sewer Available, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Electric2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 32670.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 10, 2022
Closed on
Oct 14, 2022
Sold by
Gaines Adam Tyler and Gaines Brandi Kay
Bought by
Lema Cheri Kay and Lema Ronald Franklin
Seller's Agent
Tina Eades
Golden Triangle Realty, LLC
Buyer's Agent
Tina Eades
Golden Triangle Realty, LLC
List Price
$289,000
Sold Price
$215,000
Premium/Discount to List
-$74,000
-25.61%
Views
60
Current Estimated Value
$267,318

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$52,318
Avg. Annual Appreciation
9.19%
Original Mortgage
$125,000
Outstanding Balance
$120,903
Interest Rate
5.89%
Mortgage Type
New Conventional
Estimated Equity
$154,866

Purchase Details

Closed on
Jul 7, 2017
Sold by
Gaines Adam Tyler and Gaines Brandi Kay
Bought by
Gaines Adam Tyler and Gaines Brandi Kay

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,165
Interest Rate
4.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 6, 2009
Sold by
Deutsche Bank National Trust Co
Bought by
Gaines Adam Tyler
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lema Cheri Kay $215,000 Kentucky Land Title
Gaines Adam Tyler -- --
Gaines Adam Tyler -- None Available
Gaines Adam Tyler $65,000 Venture Title Group Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lema Cheri Kay $125,000
Previous Owner Gaines Adam Tyler $15,000
Previous Owner Gaines Adam T $107,000
Previous Owner Gaines Adam T $107,165
Previous Owner Gaines Adam $30,000
Previous Owner Gaines Adam Tyler $10,117
Previous Owner Smith Darryl S $16,240
Previous Owner Smith Darryl S $132,050
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/14/2022 10/14/22 Sold $215,000 -4.4% $137 / Sq Ft
09/13/2022 09/13/22 Pending -- -- --
08/03/2022 08/03/22 Price Changed $225,000 -9.6% $143 / Sq Ft
07/15/2022 07/15/22 Price Changed $249,000 -9.5% $158 / Sq Ft
06/25/2022 06/25/22 Price Changed $275,000 -4.8% $175 / Sq Ft
06/10/2022 06/10/22 For Sale $289,000 -- $184 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,475 $215,000 $0 $0
2023 $2,498 $215,000 $0 $0
2022 $1,136 $98,900 $0 $0
2021 $1,137 $98,900 $15,000 $83,900
2020 $1,162 $98,900 $15,000 $83,900
2019 $1,164 $98,900 $0 $0
2018 $1,125 $98,900 $0 $0
2017 $1,103 $98,900 $0 $0
2016 $1,112 $98,900 $0 $0
2015 $1,099 $98,900 $15,000 $83,900
2013 $1,022 $98,900 $0 $0
2012 $1,022 $98,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 604925

Northern Kentucky Multiple Listing Service

APN: 049-50-00-008.00