$325,000
SOLD MAY 1, 2025

406 Winterside Dr Apollo Beach, FL 33572

3 Beds
2 Baths
1,766 Sq Ft
5,000 Sq Ft Lot

Recently Sold

$184 Per Sq Ft

28% Below List Price

398 Days on Market

Highlights

  • Fitness Center
  • Open Floorplan
  • Wood Flooring
  • Gated Community
  • Clubhouse
  • Main Floor Primary Bedroom

About This Home

As of May 2025

****** Brand New Roof! ******* This is a short sale and is contingent on a third parties approval of price and terms and is subject to multiple offers. The seller directs all offers to be submitted to the third parties for instructions on which offer to accept, counter offer or reject.The property is sold as is with no warranties expressed or implied and no repairs will be made by the seller or third party. Room measurements may or may not be exact and should not be relied on. All info TBV.

Check out this adorable keywest style single-story bungalow in the Bay Breeze Community of MiraBay, Apollo Beach, Florida. With many homes affected by the devastation of Hurricane Helene, unlike many neighborhoods that faced flooding, the Mirabay Community is built at elevated heights, and all homes have remained high and dry. With its strategic design and flood-resilient location, Mirabay continues to provide peace of mind and protection, making it a standout choice for homeowners.

This Westbay built 1,766 square foot home has 3 bedrooms and 2 bathrooms. The kitchen's got everything you need - granite counters, a gas stove, a big hood, lots of beautiful wood cabinets, a big island with more storage, and stainless steel appliances, including a new microwave. There's also a handy extra large walk-in pantry.
The house has Montauk engineered hardwood floors, and we're throwing in extra flooring if you need it. There's a water softener system and a UV light air duct system to keep things comfy. The family room is all set up for surround sound, and there are top-notch ceiling fans in the main areas.
We've just put in new, comfy carpet in the bedrooms and a fresh backsplash in the kitchen. There's also a new water heater and the AC was serviced In December 2024. Outside, there's a path made of pavers from the driveway to the back patio and a separate 2-car garage with openers. The windows have custom plantation shutters, and the house is set up with smart home tech.
The HOA fee covers your water bill (inside and out) and lawn care including fertilizing and weed control. They're even planning to upgrade the landscaping soon. The house has hurricane shutters for extra safety.
Living here means you get to use all the cool stuff in Mira Bay, like walking trails, a spa, 2 pools, one with a big slide, a clubhouse, a gym, cafe, lounge, tennis and pickleball courts, basketball courts, playgrounds, and even kayaks and canoes.
The location is great, close to MacDill, I-75, beaches, and Tampa Bay. It's a peaceful spot in a gated community, but still near everything you need.
Come see it for yourself! We do private showings and virtual tours. Just remember, MiraBay is gated, so you'll need to show ID to get in.

Last Agent to Sell the Property

Shawna Calvert

27NORTH REALTY Brokerage Phone: 813-645-4663 License #3463049 Listed on: 12/23/2023

27NORTH REALTY

Last Buyer's Agent

Carleen Lester

CENTURY 21 BEGGINS ENTERPRISES License #690838

CENTURY 21 BEGGINS ENTERPRISES

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,912

Year Built

  • Built in 2014

Lot Details

  • 5,000 Sq Ft Lot
  • North Facing Home
  • Property is zoned PD

HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,766 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Great Room
  • Family Room Off Kitchen
  • Hurricane or Storm Shutters

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Natural Gas Connected
  • Tankless Water Heater

Listing and Financial Details

Community Details

Overview

  • Association fees include security
  • Rizzetta Property Management For Mirabay HOA, Phone Number (813) 533-2950
  • Rizzetta Property Management For Bay Breez Association
  • Mirabay Community Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park

Security

  • Card or Code Access
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,912

Year Built

Built in 2014

Lot Details

0

HOA Fees

$322 per month

Parking

2

Listing Details

  • HOA Fee Includes: Security
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1766
  • Lot Size Acres: 0.11
  • New Construction: No
  • Year Built: 2014
  • Building Area Total: 1766
  • Lot Size Sq Ft: 5000
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 164.07
  • Escrow City: Sun City Center
  • Escrow State: FL
  • Escrow Street Name: Cypress Creek Blvd
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 184.03
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Dock,Fishing,Water Access,Waterfront
  • Attribution Contact: 813-645-4663
  • Tax Year: 2022
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Hardwood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 164.07

Exterior Features

  • Direction Faces: North
  • Exterior Features: Hurricane Shutters, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12057C0656J

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Fitness Center, Gated, Golf Carts OK, Park, Playground, Pool, Restaurant, Tennis Court(s)
  • Association Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Lobby Key Required, Park, Pickleball Court(s), Playground, Pool, Tennis Court(s)
  • Association Fee: 310
  • Association Fee Frequency: Monthly
  • Association Name: Rizzetta Property Management For Mirabay HOA
  • Phone: 813- 533-2950
  • Association: Yes
  • Senior Community: No
  • Association #2 Fee: 143
  • Association #2 Fee Frequency: Annually
  • Association: Rizzetta Property Management for Bay Breez
  • Association 2 YN: 1
  • Association Approval Required YN: 0
  • Pet Restrictions: SEE HOA RULES TO VERIFY ANY PET RESTRICTIONS
  • Association Fee Requirement: Required
  • Association Email: dshreaves@rizzetta.com

Fee Information

  • Total Annual Fees: 3863.00
  • Total Monthly Fees: 321.92
  • Monthly HOA Amount: 310.00

Lot Info

  • Zoning: PD
  • Parcel Number: U-32-31-19-97F-000072-00005.0
  • Additional Parcels: No
  • Flood Zone Code: AE

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please ask your agent for the community rules I have attached to the MLS

Tax Info

  • Tax Annual Amount: 7912
  • Tax Block: 72
  • Tax Book Number: 110-261
  • Tax Lot: 5
  • Tax Other Annual Assessment Amount: 2795

Matterport 3D Tours

Floorplan

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 23, 2023
Closed on
May 1, 2025
Sold by
Isaac Evan John and Isaac Kelli
Bought by
Lobodzic Deborah Gail and Lobodzic Jennifer Lynn
Seller's Agent
Shawna Calvert
27NORTH REALTY
Buyer's Agent
Carleen Lester
CENTURY 21 BEGGINS ENTERPRISES
List Price
$450,000
Sold Price
$325,000
Premium/Discount to List
-$125,000
-27.78%
Views
5096
Current Estimated Value
$342,803

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,803
Avg. Annual Appreciation
7.17%

Purchase Details

Listed on
Sep 17, 2021
Closed on
Jan 31, 2022
Sold by
Bowman Manuel and Bowman Cynthia
Bought by
Isaac Evan John and Isaac Kelli
Seller's Agent
Nancy Reagor
REAL BROKER, LLC.
Buyer's Agent
Shawna Calvert
27NORTH REALTY
List Price
$411,000
Sold Price
$413,000
Premium/Discount to List
$2,000
0.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.11%
Original Mortgage
$423,724
Interest Rate
3.22%
Mortgage Type
VA

Purchase Details

Listed on
Mar 29, 2014
Closed on
Dec 29, 2014
Sold by
Homes By West Bay Llc
Bought by
Bowman Manuel and Bowman Cynthia
Seller's Agent
Tracy Rodriguez
KELLER WILLIAMS TAMPA CENTRAL
Buyer's Agent
Michele Herndon
KELLER WILLIAMS SOUTH TAMPA
List Price
$264,990
Sold Price
$239,000
Premium/Discount to List
-$25,990
-9.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.01%
Original Mortgage
$244,700
Interest Rate
4.03%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $325,000 Flagship Title
Warranty Deed $413,000 First American Title
Special Warranty Deed $239,000 Hillsborough Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $423,724 VA
Previous Owner $244,700 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/01/2025 05/01/25 Sold $325,000 -12.2% $184 / Sq Ft
01/25/2025 01/25/25 Pending -- -- --
01/24/2025 01/24/25 Price Changed $370,000 -6.3% $210 / Sq Ft
12/12/2024 12/12/24 Price Changed $395,000 -3.3% $224 / Sq Ft
12/06/2024 12/06/24 Price Changed $408,600 0.0% $231 / Sq Ft
11/29/2024 11/29/24 Price Changed $408,700 0.0% $231 / Sq Ft
11/22/2024 11/22/24 Price Changed $408,800 0.0% $231 / Sq Ft
11/15/2024 11/15/24 Price Changed $408,900 0.0% $232 / Sq Ft
10/25/2024 10/25/24 Price Changed $409,000 +2.5% $232 / Sq Ft
10/24/2024 10/24/24 Price Changed $399,000 -5.0% $226 / Sq Ft
08/23/2024 08/23/24 Price Changed $419,900 -1.9% $238 / Sq Ft
08/15/2024 08/15/24 Price Changed $428,000 -0.4% $242 / Sq Ft
07/23/2024 07/23/24 Price Changed $429,700 0.0% $243 / Sq Ft
07/03/2024 07/03/24 Price Changed $429,800 0.0% $243 / Sq Ft
06/13/2024 06/13/24 Price Changed $429,900 -0.9% $243 / Sq Ft
05/28/2024 05/28/24 Price Changed $433,900 -0.1% $246 / Sq Ft
05/27/2024 05/27/24 Price Changed $434,200 0.0% $246 / Sq Ft
05/08/2024 05/08/24 Price Changed $434,300 0.0% $246 / Sq Ft
04/30/2024 04/30/24 Price Changed $434,400 0.0% $246 / Sq Ft
04/23/2024 04/23/24 Price Changed $434,500 0.0% $246 / Sq Ft
04/16/2024 04/16/24 Price Changed $434,600 0.0% $246 / Sq Ft
04/10/2024 04/10/24 Price Changed $434,700 0.0% $246 / Sq Ft
04/03/2024 04/03/24 Price Changed $434,800 0.0% $246 / Sq Ft
03/21/2024 03/21/24 Price Changed $434,900 0.0% $246 / Sq Ft
02/21/2024 02/21/24 Price Changed $435,000 -0.5% $246 / Sq Ft
02/04/2024 02/04/24 Price Changed $437,000 -2.2% $247 / Sq Ft
01/11/2024 01/11/24 Price Changed $447,000 -0.7% $253 / Sq Ft
12/23/2023 12/23/23 For Sale $450,000 +88.3% $255 / Sq Ft
03/07/2022 03/07/22 Off Market $239,000 -- --
01/31/2022 01/31/22 Sold $413,000 +0.5% $234 / Sq Ft View Prior Sale
12/29/2021 12/29/21 Pending -- -- --
12/14/2021 12/14/21 For Sale $411,000 0.0% $233 / Sq Ft
11/29/2021 11/29/21 Pending -- -- --
11/09/2021 11/09/21 For Sale $411,000 0.0% $233 / Sq Ft
11/04/2021 11/04/21 Pending -- -- --
10/15/2021 10/15/21 Price Changed $411,000 -1.9% $233 / Sq Ft
09/07/2021 09/07/21 For Sale $419,000 +75.3% $237 / Sq Ft
12/29/2014 12/29/14 Sold $239,000 -4.4% $134 / Sq Ft View Prior Sale
11/14/2014 11/14/14 Pending -- -- --
10/22/2014 10/22/14 Price Changed $249,990 -5.7% $140 / Sq Ft
09/02/2014 09/02/14 Price Changed $264,990 +2.7% $148 / Sq Ft
08/20/2014 08/20/14 Price Changed $257,990 -7.6% $144 / Sq Ft
08/06/2014 08/06/14 Price Changed $279,194 +8.2% $156 / Sq Ft
04/25/2014 04/25/14 Price Changed $257,990 -2.6% $144 / Sq Ft
03/29/2014 03/29/14 For Sale $264,990 -- $148 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,093 $313,858 -- --
2024 $8,093 $305,013 -- --
2023 $7,912 $296,129 $55,000 $241,129
2022 $6,012 $199,744 $0 $0
2021 $5,794 $193,926 $0 $0
2020 $5,705 $191,249 $40,000 $151,249
2019 $5,615 $200,284 $0 $0
2018 $5,800 $196,550 $0 $0
2017 $6,462 $202,440 $0 $0
2016 $5,913 $221,308 $0 $0
2015 $6,001 $219,770 $0 $0
2014 $3,614 $210,894 $0 $0
2013 -- $41,250 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: T3492491

Stellar MLS

APN: U-32-31-19-97F-000072-00005.0