Seller's Agent in 2025
Rodney Sparks
Woods & Shores Real Estate, Inc.
(218) 851-2687
71 in this area
114 Total Sales
40619 320th Ln Aitkin, MN 56431
2
Beds
2
Baths
1,669
Sq Ft
2,178
Sq Ft Lot
Highlights
- Lake Front
- Radiant Floor
- Loft
- Deck
- Main Floor Primary Bedroom
- Stainless Steel Appliances
About This Home
As of September 2025After 44 years of loving and enjoying this property, it is time to pass the legacy on. This is the year around dream retreat you have been looking for! This stunning home, located in the very welcoming Akik-Agodjina-Sag Village Association, sits on the beautiful water’s edge of Hanging Kettle Lake which connects to Diamond and Ripple lakes via the Ripple River for more recreational fun. The 2009 quality custom built home has everything you need and then some. It has been truly loved and exceptionally well-maintained. Home features an open living concept with magnificent Marvin windows to take in the breathtaking views. The main floor features gorgeous hardwood floors that are repurposed/re-sawn Cherrywood. There are Aspen walls, Hickory cabinets, living room with electric fireplace, dining room with patio door leading to your impressive covered deck, kitchen, main bedroom and 3/4 bath. The large loft area features plenty of room for family and friends or use however you choose while capturing those spectacular views of the lake from two sides. The lower level features a family room, bedroom with office area overlooking the lake, full bathroom, laundry, and utility room. There is in-floor heat, dual fuel furnace (electric/propane), air exchanger, water softener, work bench and MLEC fiber internet. Step out onto the very private patio of your oasis and relax in the sun or shade. Just a few easy steps down and you are at your sand shore with private dock. Need extra storage for all your toys? No problem – home buyer has first option to purchase separately a 34x45 pole building with flex room just down the road for $70,000. Low association dues of $250/quarter cover the lawn, snow, garbage, water, sewer, hazard insurance, and shared amenities – not much to worry about here! Relax and play, play, play! Better hurry! Seriously! Grab your keys! This has the WOW factor!
Last Agent to Sell the Property
Woods & Shores Real Estate, Inc. Listed on: 07/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,632
Year Built
- Built in 2009
Lot Details
- 2,178 Sq Ft Lot
- Lot Dimensions are 38x52
- Lake Front
- Street terminates at a dead end
- Unpaved Streets
- Few Trees
- Zoning described as Shoreline,Residential-Single Family
HOA Fees
- $83 Monthly HOA Fees
Parking
- Open Parking
Interior Spaces
- 1.5-Story Property
- Electric Fireplace
- Entrance Foyer
- Family Room
- Living Room with Fireplace
- Dining Room
- Loft
- Utility Room
- Radiant Floor
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- The kitchen features windows
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Block Basement Construction
- Basement Window Egress
Eco-Friendly Details
- Air Exchanger
Outdoor Features
- Shared Waterfront
- Deck
- Patio
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Underground Utilities
- 200+ Amp Service
- Shared Water Source
- Well
- Drilled Well
- Electric Water Heater
- Water Softener is Owned
- Shared Septic
- Septic System
Community Details
- Association fees include hazard insurance, lawn care, trash, sewer, shared amenities, snow removal
- Akik Agodjina Sag Village Homeowner's Assn. Association, Phone Number (218) 111-1111
- Akik Agodjina Sag Village Subdivision
Listing and Financial Details
- Assessor Parcel Number 071147100
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 28, 2025
Closed on
Sep 29, 2025
Sold by
Schaaf Richard and Schaaf Harriet
Bought by
Tozier Brad and Tozier Melva
Seller's Agent
Rodney Sparks
Woods & Shores Real Estate, Inc.
Buyer's Agent
Kay Edlund
National Realty Guild
List Price
$510,000
Sold Price
$570,000
Premium/Discount to List
$60,000
11.76%
Views
44
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-43.92%
Original Mortgage
$244,352
Outstanding Balance
$244,352
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$272,263
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $500,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $244,352 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/29/2025 09/29/25 | Sold | $570,000 | +11.8% | $342 / Sq Ft |
| 08/06/2025 08/06/25 | Pending | -- | -- | -- |
| 07/28/2025 07/28/25 | For Sale | $510,000 | -- | $306 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,632 | $410,400 | $163,900 | $246,500 |
| 2024 | $1,808 | $412,700 | $163,900 | $248,800 |
| 2023 | $1,728 | $412,400 | $163,900 | $248,500 |
| 2022 | $1,786 | $373,000 | $159,200 | $213,800 |
| 2021 | $1,590 | $297,300 | $132,200 | $165,100 |
| 2020 | $1,634 | $273,400 | $122,600 | $150,800 |
| 2019 | $1,542 | $266,400 | $122,600 | $143,800 |
| 2018 | $1,380 | $248,800 | $117,800 | $131,000 |
| 2017 | $1,130 | $229,500 | $113,000 | $116,500 |
| 2016 | $1,200 | $225,500 | $109,000 | $116,500 |
| 2014 | $1,152 | $228,700 | $111,000 | $117,700 |
| 2012 | $18 | $253,600 | $121,200 | $132,400 |
Source: Public Records
Agents Affiliated with this Home
-
Rodney Sparks
-
Kathy Sparks
Seller Co-Listing Agent in 2025
Kathy Sparks
Woods & Shores Real Estate, Inc.
(218) 851-3232
73 in this area
114 Total Sales
-
Kay Edlund
K
Buyer's Agent in 2025
Kay Edlund
National Realty Guild
(612) 850-8911
1 in this area
47 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6757198
APN: 07-1-147100
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