NOT LISTED FOR SALE

407 Derbycreek Ln Chesterfield, VA 23836

Bermuda Hundred Neighborhood

Estimated Value: $342,000 - $403,000

3 Beds
2.5 Baths
1,910 Sq Ft
$198/Sq Ft Est. Value

Last Sold February 25, 2019

Last sale price $229,000 $120 Per Sq Ft

Est. 65% increase in value since last sale

Current estimated payment $2,222/month

7 Days on Market

Highlights

  • Deck
  • Separate Formal Living Room
  • Eat-In Kitchen
  • Transitional Architecture
  • Porch
  • Bay Window

About This Home

As of February 2019

Welcome to this BEAUTIFUL MOVE-IN READY home on Derbycreek Lane! You will immediately notice the BRAND NEW roof as you arrive and park on the FULLY PAVED DRIVEWAY. The FRONT PORCH is a great space to catch up with friends! Upon entering the home you are greeted by the BEAUTIFUL FLOORS that were recently installed throughout the first floor. The kitchen is complete with an EAT-IN AREA, pantry and tile backsplash. The LARGE FAMILY ROOM provides access to the REAR DECK and offers SHIPLAP style moldings and a FIREPLACE. The living room boasts a BAY WINDOW and opens to the Family Room. The first floor also features the DINING ROOM with entry to the main hall and kitchen as well as a HALF BATH and hall closet. Take a walk upstairs and you will love the SPACIOUS MASTER BEDROOM SUITE with a HUGE WALK IN CLOSET! A linen closet is located in the master bath for added storage. TWO MORE BEDROOMS, a hall bath with a tub/shower and linen closet, the WALK-UP ATTIC access and the laundry room are also found on this level. FULLY FENCED IN REAR YARD, stone patio/fire pit, REAR DECK that is great for entertaining, large private yard, shed for storage, VINYL SIDING and so much more!

Last Agent to Sell the Property

Melissa Schultz

Joyner Fine Properties License #0225068200 Listed on: 01/23/2019

Joyner Fine Properties

Last Buyer's Agent

Renee Smith

Taylor Homes License #0225233622

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,045

Year Built

  • Built in 1990

Lot Details

  • 0.38 Acre Lot
  • Back Yard Fenced
  • Zoning described as R12

Home Design

  • Transitional Architecture
  • Frame Construction
  • Shingle Roof
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 1,910 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace
  • Fireplace Features Masonry
  • Bay Window
  • French Doors
  • Separate Formal Living Room
  • Partially Carpeted
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Parking

  • Driveway
  • Paved Parking

Outdoor Features

  • Deck
  • Shed
  • Porch

Schools

  • Elizabeth Scott Elementary School
  • Elizabeth Davis Middle School
  • Thomas Dale High School

Utilities

  • Central Air
  • Heat Pump System
  • Water Heater
  • Cable TV Available

Community Details

  • Chesterfield Downs Subdivision

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 816-65-05-25-700-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,045

Year Built

Built in 1990

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1990
  • Property Attached Yn: No
  • Lot Size Acres: 0.38
  • Ownership: Individuals
  • Subdivision Name: Chesterfield Downs
  • Architectural Style: Two Story, Transitional
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Partially Carpeted
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Microwave, Stove, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace Features: Masonry, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bay Window, Separate/Formal Dining Room, Eat-in Kitchen, French Door(s)/Atrium Door(s), Bath in Primary Bedroom, Pantry, Cable TV, Walk-In Closet(s)
  • Living Area: 1910.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Shingle
  • Fencing: Back Yard, Fenced
  • Pool Features: None
  • Waterfront: No
  • Disclosures: Familial Relation
  • Construction Type: Frame, Vinyl Siding, Wood Siding
  • Exterior Features: Deck, Porch, Storage, Shed, Paved Driveway
  • Patio And Porch Features: Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Paved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Elizabeth Davis

Lot Info

  • Parcel Number: 816-65-05-25-700-000
  • Zoning Description: R12
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2018
  • Tax Annual Amount: 2045.0
  • Tax Lot: 4

MLS Schools

  • Elementary School: Elizabeth Scott
  • High School: Thomas Dale

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 23, 2019
Closed on
Feb 19, 2019
Sold by
Ludgate Abby
Bought by
Rhodes Desiree and Rhodes Montego
Seller's Agent
Melissa Schultz
Joyner Fine Properties
Buyer's Agent
Renee Smith
Taylor Homes
List Price
$225,000
Sold Price
$229,000
Premium/Discount to List
$4,000
1.78%
Current Estimated Value
$377,870

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$148,870
Avg. Annual Appreciation
7.79%
Original Mortgage
$224,852
Outstanding Balance
$197,282
Interest Rate
4.4%
Mortgage Type
FHA
Estimated Equity
$180,588

Purchase Details

Listed on
Jul 16, 2012
Closed on
Jul 27, 2012
Sold by
Us Bank Trust
Bought by
Ludgate Abby
Seller's Agent
Jason Bhattacharya
Ardent Properties, LLC
Buyer's Agent
Melissa Schultz
Joyner Fine Properties
List Price
$159,900
Sold Price
$162,200
Premium/Discount to List
$2,300
1.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.48%
Original Mortgage
$159,262
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 11, 2002
Bought by
Daugharthy Darrell L and Daugharthy Rebecca I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
7.01%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rhodes Desiree $229,000 Attorney
Ludgate Abby $162,200 --
Daugharthy Darrell L -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rhodes Desiree $224,852
Previous Owner Ludgate Abby $159,262
Previous Owner Daugharthy Darrell L $144,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/25/2019 02/25/19 Sold $229,000 +1.8% $120 / Sq Ft
01/30/2019 01/30/19 Pending -- -- --
01/23/2019 01/23/19 For Sale $225,000 +38.7% $118 / Sq Ft
09/11/2012 09/11/12 Sold $162,200 +1.4% $85 / Sq Ft View Prior Sale
07/24/2012 07/24/12 Pending -- -- --
07/16/2012 07/16/12 For Sale $159,900 -- $84 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,927 $326,100 $69,000 $257,100
2024 $2,927 $309,200 $67,000 $242,200
2023 $2,465 $270,900 $63,000 $207,900
2022 $2,473 $268,800 $58,000 $210,800
2021 $2,361 $241,600 $55,000 $186,600
2020 $2,135 $224,700 $53,000 $171,700
2019 $2,125 $223,700 $52,000 $171,700
2018 $2,038 $215,300 $50,000 $165,300
2017 $1,981 $201,100 $50,000 $151,100
2016 $1,883 $196,100 $50,000 $146,100
2015 $1,908 $196,100 $50,000 $146,100
2014 $1,784 $183,200 $50,000 $133,200
Source: Public Records

Agents Affiliated with this Home

  • Melissa Schultz

    Seller's Agent in 2019

    Melissa Schultz

    Joyner Fine Properties

    (804) 967-2718

    34 Total Sales

    Melissa Schultz
    Section Image

  • R

    Buyer's Agent in 2019

    Renee Smith

    Taylor Homes

    (910) 367-0931

    19 Total Sales

    Renee Smith
    Section Image
  • Jason Bhattacharya

    Seller's Agent in 2012

    Jason Bhattacharya

    Ardent Properties, LLC

    (804) 562-5838

    10 Total Sales

    Jason Bhattacharya
    Section Image
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Map

Source: Central Virginia Regional MLS

MLS Number: 1902122

Central Virginia Regional MLS

APN: 816-65-05-25-700-000

Virginia Chesterfield County Chesterfield 23836 Bermuda Hundred

407 Derbycreek Ln, Chesterfield, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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