Katie Slater
NextHome at the Lakes
(712) 339-2094
121 Total Sales
16 in Spencer
$91K - $430K Price Range
407 E 13th St Spencer, IA 51301
Spencer Area
2
Beds
1
Bath
680
Sq Ft
5,680
Sq Ft Lot
Highlights
- Deck
- Forced Air Heating and Cooling System
- 1-Story Property
- 1 Car Detached Garage
- Bungalow
About This Home
As of December 2025Welcome to this cozy 2-bedroom, 1-bath bungalow featuring classic charm and modern updates. The new roof (2022) offers peace of mind, while the inviting deck is perfect for morning coffee or relaxing evenings. Inside, you’ll find a warm and welcoming living space that’s ideal for everyday living or entertaining. The property also includes a 1-car detached garage for parking or extra storage. All appliances are included, making this home truly move-in ready. Whether you’re a first-time homebuyer, downsizing, or searching for an investment property, this home is ready for its next chapter.
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,060
Year Built
- Built in 1900
Lot Details
- 5,680 Sq Ft Lot
- Lot Dimensions are 40x142
Parking
- 1 Car Detached Garage
Home Design
- Bungalow
- Frame Construction
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 680 Sq Ft Home
- 1-Story Property
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Outdoor Features
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 963607252008
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 9, 2025
Closed on
Dec 8, 2025
Sold by
Huber Ethan
Bought by
Seller's Agent
Abby G
Keller Williams Okoboji
Buyer's Agent
Bob Bates
Bates Realty, LLC
List Price
$120,000
Sold Price
$85,000
Premium/Discount to List
-$35,000
-29.17%
Views
112
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,094
Avg. Annual Appreciation
7.96%
Original Mortgage
$68,000
Outstanding Balance
$67,466
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$22,628
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Spencer, IA
-
Katie Slater
-
Charlie Leissler
Charlie Leissler
RE/MAX Lakes Realty
(712) 225-7223
59 Total Sales
1 in Spencer
$153,500 Price
-
Michael Stokes
Michael Stokes
Stokes Realty, LLC
(712) 900-0691
100 Total Sales
1 in Spencer
$375,000 Price
-
Aaron Jones
Aaron Jones
RE/MAX Lakes Realty
(712) 382-8173
309 Total Sales
2 in Spencer
$180K - $263K Price Range
-
Brenda Conyn
Brenda Conyn
Epique Realty
(515) 654-5862
18 Total Sales
8 in Spencer
$105K - $356K Price Range
-
Shelby Eddy
Shelby Eddy
Responds QuicklyReal Estate Unlimited
(712) 430-7241
44 Total Sales
1 in Spencer
$234,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $85,000 | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $68,000 | New Conventional | |
| Previous Owner | $10,600 | Construction | |
| Previous Owner | $74,747 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/10/2025 12/10/25 | Sold | $85,000 | -4.5% | $125 / Sq Ft | |
| 11/14/2025 11/14/25 | Pending | -- | -- | -- | |
| 10/17/2025 10/17/25 | Price Changed | $89,000 | -10.1% | $131 / Sq Ft | |
| 10/06/2025 10/06/25 | Price Changed | $99,000 | -5.7% | $146 / Sq Ft | |
| 09/22/2025 09/22/25 | Price Changed | $105,000 | -8.6% | $154 / Sq Ft | |
| 09/06/2025 09/06/25 | Price Changed | $114,900 | -4.3% | $169 / Sq Ft | |
| 08/09/2025 08/09/25 | For Sale | $120,000 | +62.2% | $176 / Sq Ft | |
| 12/21/2021 12/21/21 | Sold | $74,000 | +2.8% | $109 / Sq Ft | View Prior Sale |
| 10/23/2021 10/23/21 | Price Changed | $72,000 | +16.1% | $106 / Sq Ft | |
| 10/22/2021 10/22/21 | For Sale | $62,000 | -- | $91 / Sq Ft |
Source: Iowa Great Lakes Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,160 | $86,650 | $16,000 | $70,650 |
| 2024 | $1,060 | $76,420 | $11,200 | $65,220 |
| 2023 | $1,020 | $76,420 | $11,200 | $65,220 |
| 2022 | $896 | $66,560 | $11,200 | $55,360 |
| 2021 | $946 | $50,120 | $11,200 | $38,920 |
| 2020 | $946 | $50,250 | $10,000 | $40,250 |
| 2019 | $864 | $47,050 | $0 | $0 |
| 2018 | $832 | $46,100 | $0 | $0 |
| 2017 | $832 | $42,450 | $0 | $0 |
| 2016 | $796 | $42,450 | $0 | $0 |
| 2015 | $768 | $41,000 | $0 | $0 |
| 2014 | $746 | $41,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Abby G
Seller's Agent in 2025
Abby G
Keller Williams Okoboji
(712) 305-8987
43 Total Sales
-
Bob Bates
Buyer's Agent in 2025
Bob Bates
Bates Realty, LLC
(712) 260-7148
90 Total Sales
-
Tanner Perrigo
Seller's Agent in 2021
Tanner Perrigo
EXIT Realty Midwest
(712) 363-1582
74 Total Sales
-
Rob Goebel
Buyer's Agent in 2021
Rob Goebel
eXp Realty LLC
(712) 330-0399
138 Total Sales
Map
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 251029
APN: 9636-07-252-008
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Nearby Homes
Your Personal Tour Guide
Ask me questions while you tour the home.