NOT LISTED FOR SALE

407 E 13th St Spencer, IA 51301

Estimated Value: $80,000 - $94,386

2 Beds
1 Bath
680 Sq Ft
$126/Sq Ft Est. Value

Sale Details

Date Sold: December 10, 2025

Last sale price $85,000 $125 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $551 / mo

97 Days on Market

Highlights

  • Deck
  • 1 Car Detached Garage
  • Bungalow
  • Spencer Middle School Rated 9+
  • Forced Air Heating and Cooling System
  • 1-Story Property

About This Home

As of December 2025

Welcome to this cozy 2-bedroom, 1-bath bungalow featuring classic charm and modern updates. The new roof (2022) offers peace of mind, while the inviting deck is perfect for morning coffee or relaxing evenings. Inside, you’ll find a warm and welcoming living space that’s ideal for everyday living or entertaining. The property also includes a 1-car detached garage for parking or extra storage. All appliances are included, making this home truly move-in ready. Whether you’re a first-time homebuyer, downsizing, or searching for an investment property, this home is ready for its next chapter.

Last Agent to Sell the Property

Abby G

Keller Williams Okoboji License #S71734 Listed on: 08/09/2025

Keller Williams Okoboji

Last Buyer's Agent

Bob Bates

Bates Realty, LLC License #B64356

Bates Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,060

Year Built

  • Built in 1900

Lot Details

  • 5,680 Sq Ft Lot
  • Lot Dimensions are 40x142

Parking

  • 1 Car Detached Garage

Home Design

  • Bungalow
  • Frame Construction
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 680 Sq Ft Home
  • 1-Story Property
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 963607252008

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,060

Year Built

Built in 1900

Lot Details

5,680 Sq Ft Lot

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1900
  • Levels: One
  • Stories: 1
  • Architectural Style: Bungalow
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Main Floor Bedrooms
  • Total Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Appliances: Dryer, Microwave, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 125
  • Total Sq Ft: 680
  • Above Grade Finished: 680
  • Finished Sq Ft: 680
  • Basement Features: Unfinished

Exterior Features

  • Construction: Frame/Wood
  • Construction Materials: Vinyl Siding
  • Exterior Features: Deck
  • Flood Zone: No
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Detached
  • Garage Spaces: 1

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Lot Info

  • Parcel Number: 963607252008
  • Estimated Acres: 0.13
  • Estimated Lot Dimensions: 40x142
  • Lot Sq Ft: 5680
  • Number Of Lots: 1

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 1060
  • Tax Classification: Homestead
  • Tax Year: 2025

MLS Schools

  • School District: Spencer

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 9, 2025
Closed on
Dec 8, 2025
Sold by
Bought by
Seller's Agent
Abby G
Keller Williams Okoboji
Buyer's Agent
Bob Bates
Bates Realty, LLC
List Price
$120,000
Sold Price
$85,000
Premium/Discount to List
-$35,000
-29.17%
Views
112
Current Estimated Value
$85,847

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$847
Avg. Annual Appreciation
1.89%
Original Mortgage
$68,000
Outstanding Balance
$67,869
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$17,978
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$85,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $68,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/10/2025 12/10/25 Sold $85,000 -4.5% $125 / Sq Ft
11/14/2025 11/14/25 Pending -- -- --
10/17/2025 10/17/25 Price Changed $89,000 -10.1% $131 / Sq Ft
10/06/2025 10/06/25 Price Changed $99,000 -5.7% $146 / Sq Ft
09/22/2025 09/22/25 Price Changed $105,000 -8.6% $154 / Sq Ft
09/06/2025 09/06/25 Price Changed $114,900 -4.3% $169 / Sq Ft
08/09/2025 08/09/25 For Sale $120,000 +62.2% $176 / Sq Ft
12/21/2021 12/21/21 Sold $74,000 +2.8% $109 / Sq Ft View Prior Sale
10/23/2021 10/23/21 Price Changed $72,000 +16.1% $106 / Sq Ft
10/22/2021 10/22/21 For Sale $62,000 -- $91 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,060 $86,650 $16,000 $70,650
2024 $1,060 $76,420 $11,200 $65,220
2023 $1,020 $76,420 $11,200 $65,220
2022 $896 $66,560 $11,200 $55,360
2021 $946 $50,120 $11,200 $38,920
2020 $946 $50,250 $10,000 $40,250
2019 $864 $47,050 $0 $0
2018 $832 $46,100 $0 $0
2017 $832 $42,450 $0 $0
2016 $796 $42,450 $0 $0
2015 $768 $41,000 $0 $0
2014 $746 $41,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 251029

Iowa Great Lakes Board of REALTORS®

APN: 9636-07-252-008

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