NOT LISTED FOR SALE

Estimated Value: $485,811 - $552,000

4 Beds
3 Baths
-- Sq Ft
0.25 Acres

Last Sold May 27, 2021

Last sale price $369,900

Est. 40% increase in value since last sale

Current estimated payment $3,606/month

Highlights

  • Updated Kitchen
  • Waterfront
  • Mature Trees
  • Prairie Point Elementary School Rated A-
  • Landscaped Professionally
  • Pond

About This Home

As of May 2021

SOLD DURING PROCESSING.. One Owner-Meticulously Maintained-Premium Pond Lot!!! What's Not to LOVE?!!! Awesome Oswego Location-Close to Area Amenities! Picture Perfect 2 Story , Beautiful Landscaped Lot, Overlooking Large Pond.... Updated Kitchen w/Large Island, Granite Counters, Eat-in Area, Overlooking Family Room and Fireplace-So Warm and Pretty. Formal Living & Dining Rooms, 2 Story Foyer, Large Windows , Views, and Main Floor Office-could be 5th Bedroom. Master Bedroom w/vaulted ceilings, Master Bath w/Separate Shower & Soaker Tub, 3 Additional Bedrooms, AND, 2nd Floor Laundry. Full Basement-Tons of Storage, 3 Car Attached Garage, & Covered Front Porch. The Patio Overlooking the Yard, Trees & Pond is Such A Bonus-This One is HOME!!

Last Agent to Sell the Property

Kelly Michelson

Baird & Warner License #475136889 Listed on: 04/14/2021

Baird & Warner

Co-Listed By

Beth David

Baird & Warner License #475137475

Last Buyer's Agent

Karen Adams

Baird & Warner Fox Valley - Geneva License #475125434

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,150

Year Built

  • 2004

Lot Details

  • Waterfront
  • Landscaped Professionally
  • Mature Trees

HOA Fees

  • $23 per month

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Gas Log Fireplace
  • Blinds
  • Formal Dining Room
  • Home Office
  • Wood Flooring
  • Water Views
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storm Screens

Kitchen

  • Updated Kitchen
  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Dual Sinks
  • Primary Bathroom Bathtub Only
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Pond
  • Patio
  • Exterior Lighting

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Water Rights
  • Water Softener

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,150

Year Built

2004

Lot Details

0

HOA Fees

$23 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 2004
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2004

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hardwood Floors, 1st Floor Bedroom, 2nd Floor Laundry, Drapes/Blinds, Granite Counters, Separate Dining Room
  • Number Of Rooms: 9
  • Living Room: Dimensions: 12X12, On Level: Main Level, Flooring: Carpet
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener
  • Equipment: Water-Softener Owned, Ceiling Fan, Sump Pump, Sprinkler-Lawn, Backup Sump Pump;
  • Fireplace Details: Gas Logs, Gas Starter
  • Attic: Full
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: A,TUBS
  • Bathroom Amenities: Separate Shower, Double Sink, Soaking Tub
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 9X6, On Level: 2nd Level
  • Dining Room: Dimensions: 12X11, On Level: Main Level, Flooring: Carpet
  • Kitchen Type: Dimensions: 21X18, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Breakfast Bar, Eating Area-Table Space, Island, Granite Counters, Updated Kitchen
  • Additional Rooms: Office
  • Master Bedroom: Dimensions: 17X14, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Office, Dimensions: 12X12, On Level: Main Level, Flooring: Carpet
  • Bedroom 2: Dimensions: 12X11, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 13X11, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 4: Dimensions: 14X11, On Level: 2nd Level, Flooring: Carpet
  • Dining Room Type: Separate
  • Family Room: Dimensions: 15X14, On Level: Main Level

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Waterfront: Yes
  • Exterior Property Features: Patio, Storms/Screens
  • Acreage: 0.254

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 200+ Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 275
  • Management Contact Name: Red Brick Properties
  • Management Phone: 630-588-9500

Fee Information

  • Management Company: Morgan Crossing HOA

Schools

  • School District: 308
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 82X137.9X83.7X138.6
  • Lot Description: Landscaped Professionally, Pond, Water Rights, Water View, Mature Trees, Outdoor Lighting, Sidewalks, Streetlights, Waterfront Lot
  • Parcel Identification Number: 0329280011

Tax Info

  • Taxes: 8733.36

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2021
Closed on
May 27, 2021
Sold by
Belcher John J and Belcher Paula S
Bought by
Chally Cynthia Joy
Seller's Agent
Kelly Michelson
Baird & Warner
Buyer's Agent
Karen Adams
Baird & Warner Fox Valley - Geneva
List Price
$349,900
Sold Price
$369,900
Premium/Discount to List
$20,000
5.72%
Current Estimated Value
$516,453

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$146,553
Avg. Annual Appreciation
6.62%
Original Mortgage
$322,910
Outstanding Balance
$293,625
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$194,834

Purchase Details

Closed on
Jul 30, 2004
Sold by
Lennar Chicago Inc
Bought by
Belcher John J and Belcher Paula S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
6.34%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 30, 2002
Sold by
Palos Bank & Trust Co
Bought by
Summit Development Corp
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chally Cynthia Joy $370,000 Baird & Warner Ttl Svcs Inc
Belcher John J $269,000 Mid America Title Company
Summit Development Corp $2,024,000 Law Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Chally Cynthia Joy $322,910
Previous Owner Belcher John J $120,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/27/2021 05/27/21 Sold $369,900 +5.7% --
05/24/2021 05/24/21 For Sale $349,900 -- --
04/21/2021 04/21/21 Pending -- -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,150 $132,125 $28,438 $103,687
2023 $9,410 $120,114 $25,853 $94,261
2022 $9,410 $110,196 $23,718 $86,478
2021 $9,076 $102,987 $22,166 $80,821
2020 $8,882 $99,987 $21,520 $78,467
2019 $8,733 $96,969 $21,520 $75,449
2018 $8,780 $96,756 $21,473 $75,283
2017 $8,486 $88,767 $19,700 $69,067
2016 $8,254 $85,353 $18,942 $66,411
2015 $8,298 $82,070 $18,213 $63,857
2014 -- $79,680 $17,683 $61,997
2013 -- $80,485 $17,862 $62,623
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD11053729

Midwest Real Estate Data (MRED)

APN: 03-29-280-011