407 Hackney Ln Oswego, IL 60543
South Oswego NeighborhoodEstimated Value: $459,915 - $530,000
4
Beds
3
Baths
--
Sq Ft
0.25
Acres
Highlights
- Updated Kitchen
- Waterfront
- Mature Trees
- Prairie Point Elementary School Rated A-
- Landscaped Professionally
- Pond
About This Home
As of May 2021SOLD DURING PROCESSING.. One Owner-Meticulously Maintained-Premium Pond Lot!!! What's Not to LOVE?!!! Awesome Oswego Location-Close to Area Amenities! Picture Perfect 2 Story , Beautiful Landscaped Lot, Overlooking Large Pond.... Updated Kitchen w/Large Island, Granite Counters, Eat-in Area, Overlooking Family Room and Fireplace-So Warm and Pretty. Formal Living & Dining Rooms, 2 Story Foyer, Large Windows , Views, and Main Floor Office-could be 5th Bedroom. Master Bedroom w/vaulted ceilings, Master Bath w/Separate Shower & Soaker Tub, 3 Additional Bedrooms, AND, 2nd Floor Laundry. Full Basement-Tons of Storage, 3 Car Attached Garage, & Covered Front Porch. The Patio Overlooking the Yard, Trees & Pond is Such A Bonus-This One is HOME!!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,410
Year Built
- 2004
Lot Details
- Waterfront
- Landscaped Professionally
- Mature Trees
HOA Fees
- $23 per month
Parking
- Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Vaulted Ceiling
- Gas Log Fireplace
- Blinds
- Formal Dining Room
- Home Office
- Wood Flooring
- Water Views
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Storm Screens
Kitchen
- Updated Kitchen
- Breakfast Bar
- Oven or Range
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
Bedrooms and Bathrooms
- Main Floor Bedroom
- Dual Sinks
- Primary Bathroom Bathtub Only
- Soaking Tub
- Separate Shower
Laundry
- Laundry on upper level
- Dryer
- Washer
Outdoor Features
- Pond
- Patio
- Exterior Lighting
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Water Rights
- Water Softener
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 14, 2021
Closed on
May 27, 2021
Sold by
Belcher John J and Belcher Paula S
Bought by
Chally Cynthia Joy
Seller's Agent
Kelly Michelson
Baird & Warner
Buyer's Agent
Karen Adams
Baird & Warner Fox Valley - Geneva
List Price
$349,900
Sold Price
$369,900
Premium/Discount to List
$20,000
5.72%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$123,829
Avg. Annual Appreciation
5.92%
Original Mortgage
$322,910
Outstanding Balance
$298,024
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$166,273
Purchase Details
Closed on
Jul 30, 2004
Sold by
Lennar Chicago Inc
Bought by
Belcher John J and Belcher Paula S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
6.34%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 30, 2002
Sold by
Palos Bank & Trust Co
Bought by
Summit Development Corp
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Chally Cynthia Joy | $370,000 | Baird & Warner Ttl Svcs Inc | |
| Belcher John J | $269,000 | Mid America Title Company | |
| Summit Development Corp | $2,024,000 | Law Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Chally Cynthia Joy | $322,910 | |
| Previous Owner | Belcher John J | $206,000 | |
| Previous Owner | Belcher John J | $223,500 | |
| Previous Owner | Belcher John J | $227,500 | |
| Previous Owner | Belcher John J | $100,000 | |
| Previous Owner | Belcher John J | $120,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/27/2021 05/27/21 | Sold | $369,900 | +5.7% | -- |
| 05/24/2021 05/24/21 | For Sale | $349,900 | -- | -- |
| 04/21/2021 04/21/21 | Pending | -- | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $9,410 | $120,114 | $25,853 | $94,261 |
| 2022 | $9,410 | $110,196 | $23,718 | $86,478 |
| 2021 | $9,076 | $102,987 | $22,166 | $80,821 |
| 2020 | $8,882 | $99,987 | $21,520 | $78,467 |
| 2019 | $8,733 | $96,969 | $21,520 | $75,449 |
| 2018 | $8,780 | $96,756 | $21,473 | $75,283 |
| 2017 | $8,486 | $88,767 | $19,700 | $69,067 |
| 2016 | $8,254 | $85,353 | $18,942 | $66,411 |
| 2015 | $8,298 | $82,070 | $18,213 | $63,857 |
| 2014 | -- | $79,680 | $17,683 | $61,997 |
| 2013 | -- | $80,485 | $17,862 | $62,623 |
Source: Public Records
Agents Affiliated with this Home
-
Kelly Michelson
Seller's Agent in 2021
Kelly Michelson
Baird Warner
(630) 551-1111
12 in this area
372 Total Sales
-
Beth David
Seller Co-Listing Agent in 2021
Beth David
Baird Warner
(815) 325-3563
6 in this area
110 Total Sales
-
Karen Adams
K
Buyer's Agent in 2021
Karen Adams
Baird Warner
1 in this area
8 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD11053729
APN: 03-29-280-011
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