NOT LISTED FOR SALE

407 Rosa Rd Unit Rosa Road Schenectady, NY 12308

Estimated Value: $227,288 - $331,000

4 Beds
2 Baths
2,043 Sq Ft
$139/Sq Ft Est. Value

Last Sold November 20, 2019

Last sale price $120,000 $59 Per Sq Ft

Est. 136% increase in value since last sale

Current estimated payment $2,025/month

35 Days on Market

Highlights

  • 1 Fireplace
  • Forced Air Heating System
  • Wood Siding
  • No HOA
  • Fenced
  • 4-minute walk to Steinmetz Park

About This Home

As of November 2019

Wonderful 2 unit cottage style dwelling in a convenient city location. Walking distance to Ellis Hospital and Schenectady city schools. 1st floor unit offers covered front porch, 2 bedrooms, living room with wood-burning fireplace, woodstove insert, modern kitchen which offers dishwasher, microwave, stove and refrigerator and large wooden deck. The upper unit offers private entry with living room, 2 bedrooms, bath, eat-in kitchen covered rear deck and walk-up attic. The rear yard offers small lawn area and parking. Good Condition

Last Agent to Sell the Property

Lorenzon Carpico

Lorenzo J. Carpico License #35CA0275071 Listed on: 08/17/2019

Last Buyer's Agent

Elizabeth Papa

Hometown Real Estate License #10301211276

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,195

Year Built

  • Built in 1920

Lot Details

  • Lot Dimensions are 40 x 125
  • Fenced

Home Design

  • Duplex
  • Wood Siding
  • Aluminum Siding

Interior Spaces

  • 2,043 Sq Ft Home
  • 1 Fireplace
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Laundry on main level

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Bathrooms

Parking

  • 4 Parking Spaces
  • Off-Street Parking

Schools

  • Jessie T. Zoller Elementary School
  • Schenectady High School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Tenant pays for electricity
  • Legal Lot and Block 27 / 1
  • Assessor Parcel Number 421500 40.37-1-27

Community Details

Overview

  • No Home Owners Association
  • 2 Family

Building Details

  • Insurance Expense $600

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,195

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: 5+ Units
  • Zoning: Single Residence
  • Year Built: 1920
  • Directions: Nott to Rosa, between Mader and Gerling
  • Above Grade Finished Sq Ft: 2043.0
  • Architectural Style: Duplex-Over/Under
  • Financial Details Full Market Assessment: 93700
  • Financial Details General Taxes: 3245.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 1950.0
  • School Taxes Description: Actual
  • Lot Size: 40 x 125
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Possession Possession Legacy: Closing
  • Sale Detail Seller Contribution: Yes
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Electric Expense Description: None
  • Insurance Expense Description: Estimate
  • Income And Expenses Maintenance Expense: 1110.0
  • Water Sewer Expense Description: None
  • Income And Expenses Miscellaneous Expense: 600.0
  • Miscellaneous Expense Description: Estimate
  • Rental Income Description: Estimated
  • Income: 22200.0
  • Co List Office Mls Id: o231A
  • Co List Office Phone: 518-382-5554
  • Subdivision Name: Northside
  • Laundry Features:Main Level: Yes
  • Fencing:Fenced: Yes
  • Special Features: None

Interior Features

  • Basement: Full, Unfinished
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Living Area: 2043.0
  • Fireplace: Yes
  • Full Basement: Yes
  • Basement:Unfinished: Yes

Exterior Features

  • Construction Type: Aluminum Siding, Wood Siding
  • Fencing: Fenced
  • Waterfront Features: None
  • Waterfront: No
  • Construction Materials:Wood Siding: Yes
  • Waterfront Features:None19: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Parking Features: Off Street, None
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Parking Features:Off Street: Yes
  • Parking Features:None11: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Main Level
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Parcel #: 421500 40.37-1-27

Rental Info

  • Tenant Pays: Electricity

Multi Family

  • Insurance Expense: 600.0
  • Maintenance Expense: 1110.0

Tax Info

  • Tax Annual Amount: 5195.0
  • Tax Block: 1
  • Tax Lot: 27
  • Tax Tract: 40.37

MLS Schools

  • Elementary School: Jessie T. Zoller
  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 12, 2022
Sold by
John Ponte
Bought by
Magzul Christine and Magzul Clint
Current Estimated Value
$283,072

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,377
Outstanding Balance
$187,055
Interest Rate
5.23%
Mortgage Type
FHA
Estimated Equity
$96,017

Purchase Details

Listed on
Aug 17, 2019
Closed on
Nov 14, 2019
Sold by
John Robert R St and John Theresa A St
Bought by
Ponte John
Seller's Agent
Lorenzon Carpico
Lorenzo J. Carpico
Buyer's Agent
Elizabeth Papa
Hometown Real Estate
List Price
$149,900
Sold Price
$120,000
Premium/Discount to List
-$29,900
-19.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.77%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Magzul Christine $200,000 Stewart Title
Ponte John $120,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Magzul Christine $196,377
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/20/2019 11/20/19 Sold $120,000 -19.9% $59 / Sq Ft
09/20/2019 09/20/19 Pending -- -- --
08/16/2019 08/16/19 For Sale $149,900 -- $73 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,220 $112,300 $14,100 $98,200
2023 $6,220 $112,300 $14,100 $98,200
2022 $5,323 $93,700 $14,100 $79,600
2021 $5,831 $93,700 $14,100 $79,600
2020 $5,186 $93,700 $14,100 $79,600
2019 $3,245 $93,700 $14,100 $79,600
2018 $5,232 $93,700 $14,100 $79,600
2017 $4,519 $93,700 $14,100 $79,600
2016 $5,350 $93,700 $14,100 $79,600
2015 -- $93,700 $14,100 $79,600
2014 -- $93,700 $14,100 $79,600
Source: Public Records

Agents Affiliated with this Home

  • L

    Seller's Agent in 2019

    Lorenzon Carpico

    Lorenzo J. Carpico

    (518) 369-7882

    9 Total Sales

    Lorenzon Carpico
    Section Image

  • E

    Buyer's Agent in 2019

    Elizabeth Papa

    Hometown Real Estate

  • J

    Buyer's Agent in 2019

    James Caputo

    RE/MAX

  • Jim Caputo

    Buyer's Agent in 2019

    Jim Caputo

    Newcomb Realty Group LLC

    (518) 573-0362

    41 Total Sales

    Jim Caputo
    Section Image
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Map

Source: Global MLS

MLS Number: 201928101

Global MLS

APN: 040-037-0001-027-000-0000

New York Schenectady County Schenectady 12308

407 Rosa Rd Unit Rosa Road, Schenectady, NY

This home is located at 407 Rosa Rd Unit Rosa Road, Schenectady, NY 12308 since 17 August 2019 and is currently estimated at $283,072, approximately $138 per square foot. This property was built in 1920. 407 Rosa Rd Unit Rosa Road is a home located in Schenectady County with nearby schools including Jessie T Zoller School, Oneida Middle School, and Schenectady High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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Information is deemed reliable but not guaranteed.



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