$210,000
SOLD DEC 10, 2025

407 S 400 E Kokomo, IN 46902

4 Beds
2 Baths
1,870 Sq Ft
0.55 Acres

Recently Sold

$112 Per Sq Ft

11% Below List Price

43 Days on Market

Highlights

  • Open Floorplan
  • Ranch Style House
  • Covered Patio or Porch
  • Northwestern Senior High School Rated 10
  • Backs to Open Ground
  • 2 Car Attached Garage

About This Home

As of December 2025

Spacious brick ranch offering nearly 1,900 sq ft with 4 bedrooms and 2 full bathrooms. This home features an applianced kitchen complete with island and pantry closet that opens to the family room, creating a great flow for everyday living. A separate living room adds additional gathering space. The primary suite includes a private bathroom and walk-in cedar closet. Enjoy the convenience of a private laundry room with direct access to the backyard. Outdoor living is enhanced with a patio, partial fence, and plenty of storage including a 20x10 shed. The property also boasts both an attached 2-car garage and an oversized detached 2-car garage—perfect for hobbies, vehicles, or workshop space. Topped with a durable metal roof, this home combines comfort and practicality inside and out.

Last Agent to Sell the Property

Andy Hardie

The Hardie Group Brokerage Phone: 765-457-7214 Listed on: 09/26/2025

Last Buyer's Agent

Beth Barnett

Whiteman Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $428

Year Built

  • Built in 1977

Lot Details

  • 0.55 Acre Lot
  • Lot Dimensions are 130 x 185
  • Backs to Open Ground
  • Rural Setting
  • Partially Fenced Property
  • Chain Link Fence
  • Landscaped
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction

Interior Spaces

  • 1,870 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Crawl Space
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Kitchen Island

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Schools

  • Howard Elementary School
  • Northwestern Middle School
  • Northwestern High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well
  • Septic System
  • Cable TV Available

Community Details

  • Ruhl Garden Subdivision

Listing and Financial Details

  • Assessor Parcel Number 34-10-03-280-008.000-022

Home Details

Home Type

Single Family

Est. Annual Taxes

$428

Year Built

Built in 1977

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1977
  • Style: One Story
  • Architectural Style: Ranch
  • Bedrooms: 4
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: Ruhl Gardens S/D Lot 6
  • Parcel Number ID: 34-10-03-280-008.000-022
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Cable Ready, Ceiling Fan(s), Closet(s) Walk-in, Eat-In Kitchen, Kitchen Island, Landscaped, Open Floor Plan, Patio Open, Porch Covered
  • Location: Rural Subdivision
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1870
  • Total Finished Sq Ft: 1870
  • Above Grade Finished Sq Ft: 1870
  • Basement Foundation: Crawl
  • Flooring: Carpet, Laminate, Vinyl
  • Living Great Room: Dimensions: 17x12, On Level: Main
  • Kitchen: Dimensions: 17x11, On Level: Main
  • Family Room: Dimensions: 22x12, On Level: Main
  • Bedroom 1: Dimensions: 15x12, On Level: Main
  • Bedroom 2: Dimensions: 11x11, On Level: Main
  • Bedroom 3: Dimensions: 11x10, On Level: Main
  • Bedroom 4: Dimensions: 11x10, On Level: Main
  • Number of Main Level Full Bathrooms: 2

Exterior Features

  • Exterior: Brick
  • Outbuilding1: 2nd Detached Garage, Dimensions: 36x24
  • Fence: Partial, Chain Link
  • Outbuilding2: Shed, Dimensions: 20x10, 200

Garage/Parking

  • Driveway: Asphalt
  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 25x24
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Laundry: Dimensions: Mainx7, On Level: 11
  • Well Type: Private

Schools

  • Elementary School: Howard

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 130 x 185
  • Estimated Lot Sq Ft: 23958
  • Estimated Lot Size Acres: 0.55

Tax Info

  • Annual Taxes: 427.7
  • Exemptions: Homestead, Over 65

MLS Schools

  • High School: Northwestern
  • Middle School: Northwestern
  • School District: Northwestern School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2025
Closed on
Dec 10, 2025
Sold by
Loveland Zachary L
Bought by
Garner Christopher and Garner Kelly
Seller's Agent
Andy Hardie
The Hardie Group
Buyer's Agent
Beth Barnett
Whiteman Realty
List Price
$234,900
Sold Price
$210,000
Premium/Discount to List
-$24,900
-10.6%
Views
780

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
119.46%
Original Mortgage
$168,000
Outstanding Balance
$167,840
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$68,438

Purchase Details

Listed on
Sep 26, 2025
Closed on
Oct 30, 2025
Sold by
Henry Linda and Henry James
Bought by
Loveland Zachary L
Seller's Agent
Andy Hardie
The Hardie Group
Buyer's Agent
Beth Barnett
Whiteman Realty
List Price
$234,900
Sold Price
$210,000
Premium/Discount to List
-$24,900
-10.6%
Views
780

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,000
Outstanding Balance
$167,840
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$68,438
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $168,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/10/2025 12/10/25 Sold $210,000 -10.6% $112 / Sq Ft
11/08/2025 11/08/25 Pending -- -- --
11/04/2025 11/04/25 For Sale $234,900 0.0% $126 / Sq Ft
11/04/2025 11/04/25 Price Changed $234,900 -6.0% $126 / Sq Ft
10/06/2025 10/06/25 Pending -- -- --
09/26/2025 09/26/25 For Sale $249,900 -- $134 / Sq Ft
Source: Indiana Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $372 $264,100 $27,200 $236,900
2024 $372 $223,600 $27,200 $196,400
2023 $365 $212,300 $27,200 $185,100
2022 $375 $204,500 $27,200 $177,300
2021 $351 $184,500 $26,500 $158,000
2020 $344 $166,400 $26,500 $139,900
2019 $560 $150,300 $26,500 $123,800
2018 $643 $150,300 $26,500 $123,800
2017 $648 $152,000 $22,100 $129,900
2016 $647 $146,900 $22,100 $124,800
2014 $579 $117,900 $22,100 $95,800
2013 $541 $115,900 $22,100 $93,800
Source: Public Records

Agents Affiliated with this Home

  • Andy Hardie

    Seller's Agent in 2025

    Andy Hardie

    The Hardie Group

    (765) 437-6134

    380 Total Sales

    Andy Hardie
    Section Image

  • B

    Buyer's Agent in 2025

    Beth Barnett

    Whiteman Realty

    (765) 434-3581

    8 Total Sales

    Beth Barnett
    Section Image
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Map

Source: Indiana Regional MLS

MLS Number: 202539108

Indiana Regional MLS

APN: 34-10-03-280-008.000-022

Indiana Howard County Kokomo 46902

407 S 400 E, Kokomo, IN

Sold

Detached

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