NOT LISTED FOR SALE

407 S Cross St Unit 4 Chestertown, MD 21620

Estimated Value: $562,000 - $688,000

3 Beds
2.5 Baths
2,183 Sq Ft
$290/Sq Ft Est. Value

Last Sold November 15, 2023

Last sale price $599,000 $274 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $4,472/month

150 Days on Market

Highlights

  • Water Oriented
  • Coastal Architecture
  • Stainless Steel Appliances
  • River View
  • Family Room Overlook on Second Floor
  • 3-minute walk to Wilmer Park

About This Home

As of November 2023

Enjoy water views from this Eastern Shore two-story brick condo that is just a short walk from downtown Historic Chestertown parks, shops and dining. A major renovation in 2014 included a new kitchen and new baths. Bright with natural light and designed for first floor living, the home offers a spacious primary master suite, living room, half bath, kitchen and dining area opening to a deck. The inviting living room features a cathedral ceiling and wood-burning fireplace. The second floor has a comfortable, flexible layout with two bedrooms and a full bath. Another sought-after amenity is a detached over size two-car garage with storage.
Founded in 1706, Chestertown is set on the banks of the Chester River and is home to Washington College. Brick sidewalks are lined with lovely period homes, shops, bakeries, galleries, theatre, oyster bar and restaurants. Residents and visitors alike enjoy the river walk, parks, farmers market, walking trails, community activities and annual festivals. River cruises are available on the Chester River Packet and Schooner Sultana. Chestertown is located about 90 minutes from Washington, D.C. and Philadelphia and 1-hour from Wilmington.

Last Listed By

Richard Budden

Coldwell Banker Chesapeake Real Estate Company Listed on: 05/05/2023

Coldwell Banker Chesapeake Real Estate Company

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $6,073

Year Built

  • Built in 1996 | Remodeled in 2014

Lot Details

  • Sprinkler System
  • Property is in excellent condition

HOA Fees

  • $425 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Parking Lot

Home Design

  • Coastal Architecture
  • Brick Exterior Construction

Interior Spaces

  • 2,183 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • Wood Burning Fireplace
  • Awning
  • Entrance Foyer
  • Family Room Overlook on Second Floor
  • Living Room
  • River Views
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Range Hood
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Laundry

  • Front Loading Dryer
  • Front Loading Washer

Outdoor Features

  • Water Oriented
  • River Nearby
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Air Source Heat Pump
  • Back Up Electric Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 1504027043

Community Details

Overview

  • Association fees include exterior building maintenance, lawn maintenance, reserve funds, snow removal
  • Stepne Place Condos
  • Stepne Place Subdivision

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$6,073

Year Built

Built in 1996 | Remodeled in 2014

Lot Details

0

HOA Fees

$425 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1996
  • Year Renovated: 2014
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 0

Interior Features

  • Appliances: Dryer - Front Loading, Exhaust Fan, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliances, Washer - Front Loading, Dishwasher, Water Heater
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, 2nd Stry Fam Ovrlk
  • Basement: No
  • Total Sq Ft: 2183
  • Living Area Sq Ft: 2183
  • Price Per Sq Ft: 274.39
  • Above Grade Finished Sq Ft: 2183
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 407

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Brick
  • Exterior Features: Awning(s), Exterior Lighting, Gutter System, Sidewalks, Underground Lawn Sprinkler
  • Spa: No
  • View: River
  • Water Access: No
  • Water Body Name: Chester River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage, Parking Lot

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 425.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Stepne Place
  • HOA Condo Co-Op Fee Includes: Ext Bldg Maint, Lawn Maintenance, Reserve Funds, Snow Removal
  • HOA: No
  • Senior Community: No

Schools

  • School District: KENT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139164602
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: U
  • Lot Size Units: Square Feet
  • Property Condition: Excellent
  • Year Assessed: 2023
  • Zoning: R-5
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6073.00
  • Assessor Parcel Number: 1504027043
  • Tax Lot: 4
  • Tax Total Finished Sq Ft: 2183
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2023
  • Close Date: 11/15/2023

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 5, 2023
Closed on
Nov 15, 2023
Sold by
Johnson Rodney D and Johnson Nancy A
Bought by
Boscarino Monica and Lange John Allen
Seller's Agent
Richard Budden
Coldwell Banker Chesapeake Real Estate Company
Buyer's Agent
Richard Budden
Coldwell Banker Chesapeake Real Estate Company
List Price
$659,000
Sold Price
$599,000
Premium/Discount to List
-$60,000
-9.1%
Total Days on Market
150
Views
334
Current Estimated Value
$633,284

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,284
Avg. Annual Appreciation
5.29%

Purchase Details

Closed on
Mar 26, 2013
Sold by
Gray Betty Antoinette and The Betty Antoinette Gray Revo
Bought by
Johnson Rodney D and Johnson Nancy A

Purchase Details

Closed on
Oct 24, 2011
Sold by
Undisclosed
Bought by
Gray Betty Antionette

Purchase Details

Closed on
Aug 5, 2011
Sold by
Gray Betty Antoinette
Bought by
Gray Betty Antoinette and The Betty Antoinette Gray Revo

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Boscarino Monica $599,000 None Listed On Document
Johnson Rodney D $430,000 None Available
Gray Betty Antionette -- --
Gray Betty Antoinette -- None Available
Gray Betty Antionette -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Gray Betty Antoinette $336,000
Previous Owner Gray Betty A $36,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/15/2023 11/15/23 Sold $599,000 0.0% $274 / Sq Ft
10/02/2023 10/02/23 Pending -- -- --
09/24/2023 09/24/23 Price Changed $599,000 -4.2% $274 / Sq Ft
05/18/2023 05/18/23 Price Changed $625,000 -5.2% $286 / Sq Ft
05/05/2023 05/05/23 For Sale $659,000 -- $302 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,426 $410,000 $0 $0
2023 $6,073 $400,000 $0 $0
2022 $6,073 $390,000 $240,000 $150,000
2021 $12,485 $390,000 $240,000 $150,000
2020 $6,112 $390,000 $240,000 $150,000
2019 $12,825 $410,000 $250,000 $160,000
2018 $12,743 $410,000 $250,000 $160,000
2017 $6,166 $410,000 $0 $0
2016 -- $410,000 $0 $0
2015 $6,369 $410,000 $0 $0
2014 $6,369 $410,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Bright MLS

MLS Number: MDKE2002674

Bright MLS

APN: 04-027043