NOT LISTED FOR SALE

407 Saddle Ridge Dr Davenport, FL 33896

Estimated Value: $383,000 - $403,345

4 Beds
3 Baths
1,975 Sq Ft
$197/Sq Ft Est. Value

Last Sold August 27, 2021

Last sale price $340,000 $172 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $2,501/month

9 Days on Market

Highlights

  • 6 Feet of Waterfront
  • Home fronts a pond
  • Cathedral Ceiling
  • Screened Pool
  • Lake View
  • Florida Architecture

About This Home

As of August 2021

(Back on market -buyer's 1031 exchange fell through)... NEAR DISNEY. LAKE FRONT VACATION HOME! Located minutes from Disney in a small nicely kept neighborhood. This 4-bed/3-bath pool home has been popularly booked as a vacation home. Sold fully furnished (with nice furniture) it can be used as a long-term rental or a private residence. There is a formal dining room and an eat in kitchen. There is also a bedroom, in addition to the master, that has it own private bathroom. The view of the lake behind the home from the pool deck is stunning. The lot is pie-shaped and there is a good distance between the neighbors. THERE IS NEW ROOF, NEW AC, NEW SOLAR PANELS (and SOLAR FOR POOL) AND FRESH PAINT. There is a big pool and spa with the large electric heater. Don't miss this one. Water views like this are nearly impossible to find in this area. THE HOA IS VERY LOW $600 per year, if paid in full only $550. Hurry. Fully booked (interior shots to be uploaded on the guest checks out 7/12 and open till check in at 4pm). Check ins back to back on vacation rentals. Note: $308 monthly payment -- being paid for solar panel lease, terms 25 years to pay more or less. Because of solar panel, electric bill is now 0; used to be $500/ month.

Last Agent to Sell the Property

Hazel Heyer

KELLER WILLIAMS LEGACY REALTY License #3197208 Listed on: 07/06/2021

KELLER WILLIAMS LEGACY REALTY

Last Buyer's Agent

Richard Sherrod Jr

EXP REALTY LLC License #3397115

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,399

Year Built

  • Built in 2001

Lot Details

  • 9,100 Sq Ft Lot
  • Home fronts a pond
  • 6 Feet of Waterfront
  • Lake Front
  • Near Conservation Area
  • North Facing Home
  • Mature Landscaping
  • Oversized Lot
  • Irrigation

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Open Parking

Property Views

  • Lake
  • Pond
  • Pool

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,975 Sq Ft Home
  • Furnished
  • Cathedral Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Separate Formal Living Room
  • Formal Dining Room
  • Inside Utility
  • Attic

Kitchen

  • Eat-In Kitchen
  • Range
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Medical Alarm
  • Fire and Smoke Detector

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Heated Spa
  • Fence Around Pool
  • Pool Tile

Outdoor Features

  • Access To Lake
  • Access To Pond
  • Seawall
  • Enclosed Patio or Porch

Schools

  • Loughman Oaks Elementary School
  • Boone Middle School
  • Ridge Community Senior High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Bridgewater At Town Center Homeowners Association/ Association, Phone Number (904) 215-9744
  • Bridgewater At Town Center Subdivision
  • The community has rules related to deed restrictions, fencing

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,399

Year Built

Built in 2001

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1975
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 2395
  • Lot Size Sq Ft: 9100
  • Directions to Property: Take exit 58 from I-4 and turn towards Reunion, . At the traffic signal, turn right onto old lake Wilson and at the stop light turn left onto Ronald Regan Parkway. The entrance to Bridgewater Crossing Town Center will be on the left.
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5053046?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5053046?w=Customer
  • Homestead Y N: No
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Home Warranty Y N: No
  • Ratio: Close Price\List Price: 1.0303
  • Price per Sq Ft: 172.15
  • Close to Original List Price Ratio: 1.0303
  • Ratio: Current Price\Building Area Total: 141.96
  • View: Yes
  • Ownership: Fee Simple
  • Tax Year: 2021
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 3
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eating Space In Kitchen, High Ceiling(s), Master Bedroom Main Floor, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Features: Heated
  • Spa Yn: Yes
  • Window Features: Blinds, Window Treatments
  • Street Number Modifier: 407
  • Room Count: 8
  • Additional Rooms: Attic, Formal Dining Room Separate, Formal Living Room Separate, Inside Utility

Exterior Features

  • Direction Faces: North
  • Pool Features: Heated, In Ground, Screen Enclosure, Tile
  • Exterior Features: Irrigation System, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Pool, Water
  • Waterfront: Yes
  • Patio and Porch Features: Enclosed, Screened
  • Road Surface Type: Asphalt, Concrete
  • Water View: Lake, Pond
  • Water Access: Lake, Pond
  • Water Extras: Seawall - Concrete
  • Water View Y N: Yes
  • Water Access Y N: Yes
  • Water Extras Y N: Yes
  • Waterfront Frontage: 6
  • Water Frontage Feet Lake: 3
  • Water Frontage Feet Pond: 3
  • Disclosures: Seller Property Disclosure

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener
  • Covered Parking Spaces: 2
  • Open Parking: Yes

Utilities

  • Utilities: Cable Available, Cable Connected, Electricity Connected, Public, Sprinkler Meter, Street Lights
  • Cooling: Central Air
  • Heating: Central
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Park
  • Association Amenities: Fence Restrictions, Park
  • Association Fee: 600
  • Association Fee Frequency: Annually
  • Association Name: BRIDGEWATER AT TOWN CENTER HOMEOWNERS ASSOCIATION/
  • Phone: 904-215-9744
  • Association: Yes
  • Security: Medical Alarm, Smoke Detector(s)
  • Senior Community: No
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 600
  • Monthly HOA Fee: 50
  • Total Monthly Fees: 50

Schools

  • Elementary School: Loughman Oaks Elem
  • High School: Ridge Community Senior High
  • Middle Or Junior School: Boone Middle

Lot Info

  • Zoning: RES
  • Parcel Number: 27-26-02-701007-000210
  • Additional Parcels: No
  • Lot Features: Conservation Area, In County, Oversized Lot
  • Flood Zone Code: A
  • Zoning Compatible Y N: Yes

Rental Info

  • Furnished: Furnished
  • Pets Allowed: Yes
  • Pet Size: Small (16-35 Lbs.)
  • Minimum Lease: 1-7 Days
  • Pet Restrictions: see hoa documents
  • Lease Restrictions Y N: No

Tax Info

  • Tax Annual Amount: 3399
  • Tax Book Number: 113-19
  • Tax Lot: 21

Multi Family

  • Waterfront Features: Lake, Pond

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 6, 2021
Closed on
Aug 27, 2021
Sold by
Lozano Michelle Marie and Michelle Lozano Living Trust
Bought by
Dominique Jean C
Seller's Agent
Hazel Heyer
KELLER WILLIAMS LEGACY REALTY
Buyer's Agent
Richard Sherrod Jr
EXP REALTY LLC
List Price
$330,000
Sold Price
$340,000
Premium/Discount to List
$10,000
3.03%
Current Estimated Value
$389,086

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$49,086
Avg. Annual Appreciation
3.29%
Original Mortgage
$306,000
Outstanding Balance
$278,437
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$110,649

Purchase Details

Closed on
Sep 12, 2020
Sold by
Lozano Michelle
Bought by
Lozano Michelle Marie and Michelle Lozano Living Trust

Purchase Details

Closed on
Dec 30, 2015
Sold by
Adlem Philip and Adlem Tracey
Bought by
Lozano Michelle

Purchase Details

Closed on
Oct 17, 2001
Sold by
American Heritage Homes Usa
Bought by
Adlem Philip and Adlem Tracey
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dominique Jean C $340,000 Aws Title Agcy & Escrow Llc
Lozano Michelle Marie -- None Available
Michelle Lozano Living Trust $100 Lozano Michelle
Lozano Michelle $226,000 Equitable Title Celebration
Adlem Philip $189,300 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dominique Jean C $306,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/27/2021 08/27/21 Sold $340,000 +3.0% $172 / Sq Ft
07/15/2021 07/15/21 Pending -- -- --
07/14/2021 07/14/21 For Sale $330,000 0.0% $167 / Sq Ft
07/13/2021 07/13/21 Pending -- -- --
07/06/2021 07/06/21 For Sale $330,000 -- $167 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,979 $336,346 $60,000 $276,346
2024 $4,660 $331,624 -- --
2023 $4,660 $301,476 $0 $0
2022 $4,085 $274,069 $48,000 $226,069
2021 $3,506 $220,695 $43,000 $177,695
2020 $3,400 $212,792 $41,000 $171,792
2019 $3,204 $194,595 $41,000 $153,595
2018 $3,042 $186,404 $39,000 $147,404
2017 $2,747 $163,505 $0 $0
2016 $2,695 $158,723 $0 $0
2015 $2,256 $148,877 $0 $0
2014 $2,404 $143,611 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Hazel Heyer

    Seller's Agent in 2021

    Hazel Heyer

    KELLER WILLIAMS LEGACY REALTY

    (407) 301-8516

    7 in this area

    124 Total Sales

    Hazel Heyer
    Section Image
  • Richard Sherrod Jr

    Buyer's Agent in 2021

    Richard Sherrod Jr

    EXP REALTY LLC

    (407) 766-7689

    2 in this area

    74 Total Sales

    Richard Sherrod Jr
    Section Image
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Map

Source: Stellar MLS

MLS Number: S5053046

Stellar MLS

APN: 27-26-02-701007-000210

Florida Polk County Davenport 33896

407 Saddle Ridge Dr, Davenport, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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