NOT LISTED FOR SALE

407 Valentine Way Unit 4534 Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $296,000 - $383,293

3 Beds
3 Baths
1,519 Sq Ft
$214/Sq Ft Est. Value

Last Sold November 01, 2021

Last sale price $235,500 $155 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $2,495/month

1 Day on Market

Highlights

  • Attached Garage
  • Resident Manager or Management On Site
  • Combination Kitchen and Dining Room
  • Oswego East High School Rated A-

About This Home

As of November 2021

Rare opportunity to own a gorgeous 3 Bedroom, 2.5 Bath, END unit, East Facing Front Door, in desirable Prescott Mill Subdivision! Well cared for unit is definitely light & bright with the extra windows that only an End unit can provide! Great floor plan that has a nice Living Area and inviting Dining Area with direct access to Patio. Kitchen has plenty of counterspace plus a walk-in Pantry for incredible storage. Huge vaulted ceiling Master Bedroom that can accommodate a sitting area plus offers a large walk-in closet & luxury Master Bath. Nice Loft area provides that little extra needed room. The 2-car drywalled, insulated garage has ample storage. Wonderful patio for relaxing or enjoy grilling and outdoor dining. Close to extra parking spaces. Convenient location to shopping, schools and close to downtown Oswego River Walk! Prescott Mills offers a Park, Bike/Walking Trails and Wetland!

Last Agent to Sell the Property

Edward Hall

Baird & Warner License #471008452 Listed on: 09/25/2021

Baird & Warner

Last Buyer's Agent

Aurica Burduja

Xhomes Realty Inc License #471021166

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,853

Year Built

  • 2006

Lot Details

  • 8,756

HOA Fees

  • $204 per month

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Interior Spaces

  • Combination Kitchen and Dining Room

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • 4 Units
  • Manager Association, Phone Number (630) 620-1133
  • Property managed by ACM

Pet Policy

  • Pets Allowed

Security

  • Resident Manager or Management On Site

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,853

Year Built

2006

Lot Details

0

HOA Fees

$204 per month

Parking

2

Listing Details

  • Property Type: Attached Single
  • Property Type: Residential
  • Type Attached: Townhouse-2 Story
  • Property Sub Type: Townhouse-2 Story
  • Age: 11-15 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • Directions: Wolfs Crossing W of Route 30 to Devoe, N to Valentine to home (on left)
  • Lot Size: CONDO
  • Master Model: ETHAN
  • New Construction: No
  • Ownership: Condo
  • Subdivision Name: Prescott Mill
  • Special Features: None
  • Year Built: 2006

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal, Range Hood
  • Has Basement: None
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: None
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Interior Amenities: Vaulted/Cathedral Ceilings, Second Floor Laundry, Laundry Hook-Up in Unit, Walk-In Closet(s)
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s)
  • Dining Room Type: Loft
  • Stories: 2

Exterior Features

  • Roof: Asphalt
  • Exterior Features: Patio, Storms/Screens, End Unit
  • Foundation Details: Concrete Perimeter
  • Exterior Building Type: Aluminum Siding,Stone
  • Lot Features: Common Grounds
  • Waterfront: No

Garage/Parking

  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Garage Spaces: 2

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Electric: Circuit Breakers
  • Laundry Features: In Unit
  • Sewer: Public Sewer, Sewer-Storm
  • Water Source: Public

Condo/Co-op/Association

  • Management: Manager Off-site
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: ACM
  • Management Contact Name: Manager
  • Management Phone: 630-620-1133
  • Amenities: Park
  • Association Fee: 204
  • Association Fee Frequency: Monthly
  • Pets Allowed: Cats OK, Dogs OK, Number Limit

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Grande Park Elementary School
  • High School: Oswego East High School
  • Junior High Dist: 308
  • Middle Or Junior School: Murphy Junior High School

Lot Info

  • Rural (Y/N): N
  • Special Assessments: N
  • Additional Parcels: No

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Multi Family

  • Units in Building: 4

Tax Info

  • Tax Exemptions: Homeowner
  • Tax Annual Amount: 5928.58
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 25, 2021
Closed on
Oct 28, 2021
Sold by
Panovec Michael C and Panovec Fatima
Bought by
Bozu Grigore
Seller's Agent
Edward Hall
Baird & Warner
Buyer's Agent
Aurica Burduja
Xhomes Realty Inc
List Price
$229,900
Sold Price
$235,500
Premium/Discount to List
$5,600
2.44%
Current Estimated Value
$324,823

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$89,323
Avg. Annual Appreciation
9.18%
Original Mortgage
$164,850
Outstanding Balance
$133,236
Interest Rate
2.85%
Mortgage Type
New Conventional
Estimated Equity
$191,587

Purchase Details

Listed on
May 13, 2020
Closed on
Jul 29, 2020
Sold by
Bialobok Debra L and Debra L Bialobok Trust
Bought by
Panovec Michael C
Seller's Agent
Jan Lechowicz
john greene, Realtor
Buyer's Agent
Edward Hall
Baird & Warner
List Price
$217,000
Sold Price
$213,000
Premium/Discount to List
-$4,000
-1.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.30%
Original Mortgage
$170,400
Interest Rate
3.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 18, 2016
Sold by
Bialobok Debra L
Bought by
Bialobok Debra L

Purchase Details

Listed on
Feb 24, 2016
Closed on
May 10, 2016
Sold by
Lee Matthew A and Lee Danielle M
Bought by
Bialobok Debra
Seller's Agent
Wayne Lorenz
Baird & Warner
Buyer's Agent
Jan Lechowicz
john greene, Realtor
List Price
$179,900
Sold Price
$173,500
Premium/Discount to List
-$6,400
-3.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.10%
Original Mortgage
$170,356
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 14, 2009
Sold by
Lee Danielle M and Finke Kenneth E
Bought by
Lee Matthew A and Lee Danielle M

Purchase Details

Closed on
Sep 29, 2006
Sold by
Pulte Homes
Bought by
Finke Danielle and Finke Kenneth E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,592
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bozu Grigore $235,500 Attorneys Ttl Guaranty Fund
Panovec Michael C $213,000 Chicago Title
Bialobok Debra L -- Attorney
Bialobok Debra $173,500 None Available
Lee Matthew A -- None Available
Finke Danielle $221,000 Pulte Midwest Title South
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bozu Grigore $164,850
Previous Owner Panovec Michael C $170,400
Previous Owner Bialobok Debra $170,356
Previous Owner Lee Danielle M $173,760
Previous Owner Finke Danielle $176,592
Previous Owner Finke Danielle $176,592
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/01/2021 11/01/21 Sold $235,500 +2.4% $155 / Sq Ft
09/27/2021 09/27/21 Pending -- -- --
09/25/2021 09/25/21 For Sale $229,900 +7.9% $151 / Sq Ft
07/29/2020 07/29/20 Sold $213,000 -0.9% $140 / Sq Ft
06/22/2020 06/22/20 Pending -- -- --
06/11/2020 06/11/20 Price Changed $215,000 -0.9% $142 / Sq Ft
05/13/2020 05/13/20 For Sale $217,000 +25.1% $143 / Sq Ft
05/10/2016 05/10/16 Sold $173,500 -3.6% $114 / Sq Ft
03/25/2016 03/25/16 Pending -- -- --
02/24/2016 02/24/16 For Sale $179,900 -- $118 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,853 $77,193 $16,844 $60,349
2022 $5,853 $70,819 $15,453 $55,366
2021 $5,935 $69,430 $15,150 $54,280
2020 $5,929 $68,743 $15,000 $53,743
2019 $6,023 $68,743 $15,000 $53,743
2018 $5,636 $64,223 $11,208 $53,015
2017 $5,453 $59,192 $10,330 $48,862
2016 $5,077 $54,808 $9,565 $45,243
2015 $2,390 $49,825 $8,695 $41,130
2014 -- $47,909 $8,361 $39,548
2013 -- $50,430 $8,801 $41,629
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11229590

Midwest Real Estate Data (MRED)

APN: 03-12-480-018