NOT LISTED FOR SALE

4077 Ore Bank Dr Lincolnton, NC 28092

Estimated Value: $495,000 - $654,000

4 Beds
3 Baths
2,944 Sq Ft
$196/Sq Ft Est. Value

Last Sold December 16, 2021

Last sale price $445,000 $151 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $3,288/month

115 Days on Market

Highlights

  • Open Floorplan
  • Cape Cod Architecture
  • Wood Flooring
  • North Lincoln Middle School Rated A-
  • Wooded Lot
  • Attached Garage

About This Home

As of December 2021

This IMMACULATE cape cod style home on over 2 acres on a very PRIVATE cut-de-sac will not last long! The serene creek running along the back of the property creates a picturesque view off the back deck or upper balcony. Versatile upper 4th BR with large closet and full BA. Also upstairs is a bonus room or additional family room, additional large room that can be used for a great home office, home gym area, or your very own man cave! So many possibilities for the additional area upstairs! Large open kitchen with island and additional prep sink. All new SS appliances within the last 3 years with the exception of the cooktop.
Seller concessions of $8,000.
*Seller concessions of $5,000 for main floor flooring, and miscellaneous repairs.

Two new Trane 18 SEER Variable speed heat pumps in 2019 with transferable warranty. New energy efficient 50 gal heat pump water heater in 2020.

10x16 Shed to convey.

NO HOA, bring your boat and RV!
This house is a MUST-SEE!

Last Agent to Sell the Property

Haven Fogarty

Rosem Capital Realty LLC License #294947 Listed on: 07/10/2021

Last Buyer's Agent

Kristin Radebaugh

Marc 1 Realty License #300829

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2007

Lot Details

  • Wooded Lot
  • Many Trees

Parking

  • Attached Garage

Home Design

  • Cape Cod Architecture
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Open Floorplan
  • Gas Log Fireplace
  • Crawl Space
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Full Bathrooms
  • Garden Bath

Schools

  • Pumpkin Center Elementary School
  • North Lincoln Middle School
  • North Lincoln High School

Additional Features

  • Shed
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 83969

Home Details

Home Type

Single Family

Year Built

Built in 2007

Lot Details

0

Parking

2

Listing Details

  • Property Type: Single Family
  • Property Sub Type: 1.5 Story
  • Architectural Style: Cape Cod
  • Ratio Close Price By List Price: 0.95699
  • Ratio Close Price By Original Li: 0.89899
  • Ratio Current Price By Acre: 200450.45
  • Ratio Current Price By Sq Ft: 151.15
  • Year Built: 2007
  • Special Features: None
  • Stories: 2

Interior Features

  • Foundation Details: Brick, Crawl Space
  • Upper Level Sq Ft: 1283
  • Full Bathrooms: 3
  • Total Bathrooms: 3.00
  • Total Bedrooms: 4
  • Equipment: Cable Prewire, Cooktop Electric, Dishwasher, Electric Dryer Hookup, Microwave, Refrigerator, Wall Oven
  • Fireplace Description: Gas Logs, Propane
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Garden Tub, Kitchen Island, Open Floorplan
  • Laundry Location: Main
  • Room Count: 2
  • Main Level Sq Ft: 1661
  • Total Sq Ft: 2944
  • Sq Ft Unheated Main: 495
  • Sq Ft Unheated Total: 495

Exterior Features

  • Construction: Vinyl
  • Construction Type: Site Built
  • Exterior Features: Shed(s)

Garage/Parking

  • Driveway: Concrete
  • Parking: Attached Garage, Garage - 2 Car, Parking Space - 3

Utilities

  • Heating: Heat Pump - AC, Heat Pump - Heat
  • Sewer: Septic Installed
  • Water: Community Well, Well Installed
  • Water Heater: Electric

Schools

  • Middle Or Junior School: North Lincoln

Lot Info

  • Lot Features: Cul-de-sac Lot, Trees, Wooded
  • Parcel Number: 83969
  • Zoning Specification: R-SF

Tax Info

  • Tax Value: 271539.00
  • Tax Location: Lincoln

MLS Schools

  • Elementary School: Pumpkin Center
  • High School: North Lincoln

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 10, 2021
Closed on
Dec 16, 2021
Sold by
Wagner Justin Steven and Wagner Rosie
Bought by
Metcalf Matthew J and Metcalf Ashley A
Seller's Agent
Haven Fogarty
Rosem Capital Realty LLC
Buyer's Agent
Kristin Radebaugh
Marc 1 Realty
List Price
$495,000
Sold Price
$445,000
Premium/Discount to List
-$50,000
-10.1%
Current Estimated Value
$576,071

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$131,071
Avg. Annual Appreciation
6.90%
Original Mortgage
$422,750
Outstanding Balance
$388,715
Interest Rate
3.09%
Mortgage Type
New Conventional
Estimated Equity
$187,356

Purchase Details

Closed on
Dec 8, 2016
Sold by
Morris William E and Morris Victoria L
Bought by
Wagner Justin Steven and Wagner Rosie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,264
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
May 22, 2007
Sold by
Morris William E and Morris Victoria L
Bought by
Morris William E and Morris Victoria L

Purchase Details

Closed on
Jan 5, 2007
Sold by
Mull Properties Lllc
Bought by
Morris William E and Morris Victoria L
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Metcalf Matthew J $445,000 None Available
Wagner Justin Steven $260,000 None Available
Morris William E -- None Available
Morris William E $37,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Metcalf Matthew J $422,750
Previous Owner Wagner Justin Steven $255,264
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/16/2021 12/16/21 Sold $445,000 -4.3% $151 / Sq Ft
11/02/2021 11/02/21 Pending -- -- --
10/01/2021 10/01/21 Price Changed $465,000 -3.1% $158 / Sq Ft
09/15/2021 09/15/21 Price Changed $480,000 -1.0% $163 / Sq Ft
08/24/2021 08/24/21 Price Changed $485,000 -2.0% $165 / Sq Ft
07/10/2021 07/10/21 For Sale $495,000 -- $168 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,263 $508,652 $50,327 $458,325
2024 $3,202 $508,652 $50,327 $458,325
2023 $3,187 $508,652 $50,327 $458,325
2022 $2,190 $280,793 $41,135 $239,658
2021 $2,137 $271,539 $41,135 $230,404
2020 $1,952 $271,539 $41,135 $230,404
2019 $1,769 $254,189 $41,135 $213,054
2018 $1,724 $229,304 $57,200 $172,104
2017 $1,623 $229,304 $57,200 $172,104
2016 $1,623 $229,304 $57,200 $172,104
2015 $1,677 $229,304 $57,200 $172,104
2014 $1,672 $229,304 $57,200 $172,104
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: CAR3761095

Canopy MLS (Canopy Realtor® Association)

APN: 83969