NOT LISTED FOR SALE

408 Anchors Way Unit 102 Saint Joseph, MI 49085

Estimated Value: $508,614 - $780,000

3 Beds
2 Baths
2,123 Sq Ft
$286/Sq Ft Est. Value

Last Sold September 12, 2016

Last sale price $396,500 $187 Per Sq Ft

Est. 53% increase in value since last sale

Current estimated payment $4,108/month

30 Days on Market

Highlights

  • Private Waterfront
  • Docks
  • Deck
  • Upton Middle School Rated A
  • Clubhouse
  • Recreation Room

About This Home

As of September 2016

Waterfront 3 Bedroom 2 Bathroom and 2 boat slips over looking the St. Joseph River just a short boating distance from the open waters of Lake Michigan. Open floor plan with Cathedral ceilings, fireplace, main floor laundry, 2 car garage and deck. The home plan of this beauty is the Little Sable. Home is located on the Morrison Chanel Side. Home has 2-500 gallon water heaters. Turn Key available

Last Agent to Sell the Property

Shawn Wartick

Cressy & Everett Real Estate License #6506042320 Listed on: 06/16/2016

Cressy & Everett Real Estate

Last Buyer's Agent

Vikki Wade

Century 21 Affiliated License #6506003074

Century 21 Affiliated

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,712

Year Built

  • Built in 2003

Lot Details

  • 4,280 Sq Ft Lot
  • Lot Dimensions are 40x107
  • Private Waterfront
  • 40 Feet of Waterfront
  • River Front
  • Level Lot
  • Garden

HOA Fees

  • $245 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,123 Sq Ft Home
  • 2-Story Property
  • Gas Log Fireplace
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Recreation Room
  • Wood Flooring
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Property is near a lake
  • No Wake Zone
  • Docks
  • Deck
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Phone Available
  • Cable TV Available

Community Details

Recreation

  • Community Playground
  • Community Pool
  • Community Spa

Additional Features

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,712

Year Built

Built in 2003

Lot Details

0

HOA Fees

$245 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2003
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 40x107
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2123.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 7712.23
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Waterfront Options:Water Frontage3: 40.0
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • General Property Info:Fireplace: Yes
  • Substructure:Crawl Space: Yes
  • Landscape:Flower Garden: Yes
  • General Property Info:SqFt Above Grade: 2123.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Eat-in Kitchen
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • LivingArea: 2123.0
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 400000.0
  • Lot Features: Level, Sidewalk
  • Patio and Porch Features: Deck, Patio, Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: Lake, River
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Playground, Pool, Spa/Hot Tub
  • Association Fee: 245.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 245.0
  • Water Fea Amenities:Private Frontage: Yes
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:No Wake: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Playground: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:SpaHot Tub: Yes

Lot Info

  • Lot Size Acres: 0.1
  • Lot Size Area: 0.1
  • Lot Dimensions: 40x107
  • Lot Size Sq Ft: 4280.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 7712.23
  • Tax Year: 2015

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 18, 2021
Sold by
Clark Michelle R
Bought by
Clark Michelle R and Clark Neil Cooper
Current Estimated Value
$607,904

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$293,100
Outstanding Balance
$249,858
Interest Rate
2.73%
Mortgage Type
New Conventional
Estimated Equity
$358,046

Purchase Details

Listed on
Jun 16, 2016
Closed on
Sep 12, 2016
Sold by
Zygowiec Kristopher P and Zygowiec Lois C
Bought by
Clark Michelle R
Seller's Agent
Shawn Wartick
Cressy & Everett Real Estate
Buyer's Agent
Vikki Wade
Century 21 Affiliated
List Price
$400,000
Sold Price
$396,500
Premium/Discount to List
-$3,500
-0.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.78%
Original Mortgage
$317,200
Interest Rate
3.45%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 7, 2002
Sold by
Cultice Sheliah M
Bought by
Zygowiec Kristopher P and Zygowiec Lois C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,250
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 3, 2002

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,250
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Clark Michelle R -- Accommodation
Clark Michelle R -- First American Title
Clark Michelle R -- First American Title
Clark Michelle R $396,500 Multiple
Zygowiec Kristopher P $78,000 --
-- $78,000 --
-- $71,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Clark Michelle R $293,100
Closed Clark Michelle R $293,100
Previous Owner Clark Michelle R $317,200
Previous Owner -- $225,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/12/2016 09/12/16 Sold $396,500 -0.9% $187 / Sq Ft
07/16/2016 07/16/16 Pending -- -- --
06/16/2016 06/16/16 For Sale $400,000 -- $188 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,169 $265,300 $0 $0
2024 $7,924 $235,000 $0 $0
2023 $7,600 $208,600 $0 $0
2022 $7,255 $183,400 $0 $0
2021 $7,504 $189,700 $40,600 $149,100
2020 $7,403 $188,300 $0 $0
2019 $7,346 $174,700 $41,000 $133,700
2018 $7,224 $174,700 $0 $0
2017 $7,780 $172,900 $0 $0
2016 $7,780 $164,300 $0 $0
2015 $7,708 $162,300 $0 $0
2014 $7,423 $160,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Shawn Wartick

    Seller's Agent in 2016

    Shawn Wartick

    Cressy & Everett Real Estate

    (269) 845-2317

    5 in this area

    138 Total Sales

    Shawn Wartick
    Section Image
  • Vikki Wade

    Buyer's Agent in 2016

    Vikki Wade

    Century 21 Affiliated

    (269) 369-3070

    9 in this area

    34 Total Sales

    Vikki Wade
    Section Image
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Map

Source: MichRIC

MLS Number: 16030281

MichRIC

APN: 11-76-3610-0007-00-5

Michigan Berrien County Saint Joseph 49085

408 Anchors Way Unit 102, Saint Joseph, MI

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MichRIC Information is deemed reliable but not guaranteed.
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