NOT LISTED FOR SALE

408 E Exchange St Spring Lake, MI 49456

Estimated Value: $370,000 - $435,000

4 Beds
2 Baths
1,895 Sq Ft
$217/Sq Ft Est. Value

Last Sold April 19, 2024

Last sale price $370,000 $195 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $2,727/month

5 Days on Market

Highlights

  • Traditional Architecture
  • Wood Flooring
  • Breakfast Area or Nook
  • Spring Lake High School Rated A-
  • Sun or Florida Room
  • Porch

About This Home

As of April 2024

This Spring Lake beauty offers 2 full baths and 4 bedrooms; the 4th room has a private entrance and could serve as a flex space or in-law suite. Other features include a 2-sided fireplace, main floor laundry, new paint and updated light fixtures throughout, newer furnace, 2nd floor primary suite with his & hers closets and primary bathroom with soaker tub + separate shower. Enjoy the 3-season porch & outdoor seating area or entertain in the rec space inside the heated garage complete with insulated door. Close to everything the Village has to offer: waterfront parks, kayak rentals, farmers market, food & drinks in the social district, community events, and more. Showings begin Thurs 3/14/24 - Possession 60 DAC.

Last Agent to Sell the Property

Caitlin Grant

The Local Element License #6501410060 Listed on: 03/15/2024

Last Buyer's Agent

Meghan Heritage

BlueWest Properties, LLC License #6502359003

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,791

Year Built

  • Built in 1848

Lot Details

  • 8,219 Sq Ft Lot
  • Lot Dimensions are 90x107x107.23x30x x83.5x60
  • Shrub
  • Garden
  • Back Yard Fenced

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,895 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Replacement Windows
  • Window Treatments
  • Living Room with Fireplace
  • Sun or Florida Room
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Area or Nook
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Shed
  • Storage Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • High Speed Internet

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,791

Year Built

Built in 1848

Lot Details

0

Parking

3

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1848
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 90x107x107.23x30x x83.5x60
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1895.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 5791.0
  • Tax Info:Zoning3: RES
  • Waterfront Options:Water Access YN: No
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Landscape:Flower Garden: Yes
  • General Property Info:SqFt Above Grade: 1895.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Fencing:Fenced Back: Yes
  • Other Structures:Storage Shed: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Full
  • LivingArea: 1895.0
  • Window Features: Replacement, Window Treatments
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 802.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Breakfast Nook: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Exterior Features: 3 Season Room
  • Fencing: Fenced Back
  • List Price: 357900.0
  • Lot Features: Sidewalk
  • Other Structures: Shed(s)
  • Patio and Porch Features: Porch(es)
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features 3 Season Room: Yes
  • Patio and Porch Features:Porch(es): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Heated Garage, Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 3.0
  • Parking Features:Heated Garage: Yes

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Natural Gas Connected, Storm Sewer, Broadband
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Dimensions: 90x107x107.23x30x x83.5x60
  • Lot Size Sq Ft: 8219.0
  • Zoning Description: RES
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5791.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2024
Closed on
Apr 19, 2024
Sold by
Mancini Scott Frank
Bought by
Cinal Joseph and Cinal Sydney
Seller's Agent
Caitlin Grant
The Local Element
Buyer's Agent
Meghan Heritage
BlueWest Properties, LLC
List Price
$357,900
Sold Price
$370,000
Premium/Discount to List
$12,100
3.38%
Views
70
Current Estimated Value
$410,659

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,659
Avg. Annual Appreciation
7.40%
Original Mortgage
$370,000
Outstanding Balance
$364,596
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$46,063

Purchase Details

Listed on
Aug 20, 2020
Closed on
Dec 10, 2020
Sold by
Gary E Willoughby Trust and Willoughby Gary E
Bought by
Mancini Scott Frank
Seller's Agent
Patti Styburski
Five Star Real Estate SL
Buyer's Agent
Caitlin Grant
The Local Element
List Price
$296,000
Sold Price
$230,000
Premium/Discount to List
-$66,000
-22.3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.20%
Original Mortgage
$223,100
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 19, 2019
Sold by
Willoughby Gary E
Bought by
Willoughby Gary E and The Gary E Willoughby Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
3.82%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Apr 11, 2014
Sold by
Willoughby Gary E
Bought by
Willoughby Gary E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,800
Interest Rate
2.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Aug 15, 2008
Sold by
Fisher Lori D
Bought by
Willoughby Gary E

Purchase Details

Closed on
Jan 31, 2008
Sold by
Willoughby Gary E and Willoughby Lori D
Bought by
Willoughby Gary E and The Gary E Willoughby Trust
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cinal Joseph $370,000 Sun Title Agency Of Michigan
Mancini Scott Frank $230,000 Star Title
Willoughby Gary E -- Hbi Title Services Inc
Willoughby Gary E -- Chicago Title
Willoughby Gary E -- None Available
Willoughby Gary E -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cinal Joseph $370,000
Previous Owner Mancini Scott Frank $223,100
Previous Owner Willoughby Gary E $135,000
Previous Owner Willoughby Gary E $150,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/19/2024 04/19/24 Sold $370,000 +3.4% $195 / Sq Ft
03/18/2024 03/18/24 Pending -- -- --
03/15/2024 03/15/24 For Sale $357,900 0.0% $189 / Sq Ft
03/14/2024 03/14/24 Pending -- -- --
03/13/2024 03/13/24 For Sale $357,900 +55.6% $189 / Sq Ft
12/11/2020 12/11/20 Sold $230,000 -22.3% $121 / Sq Ft View Prior Sale
10/28/2020 10/28/20 Pending -- -- --
08/20/2020 08/20/20 For Sale $296,000 -- $156 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,491 $188,800 $0 $0
2024 $5,334 $192,000 $0 $0
2023 $5,089 $156,700 $0 $0
2022 $5,791 $143,600 $0 $0
2021 $5,824 $144,700 $0 $0
2020 $3,370 $117,500 $0 $0
2019 $3,326 $101,900 $0 $0
2018 $3,159 $95,800 $19,000 $76,800
2017 $2,262 $95,000 $0 $0
2016 $2,250 $90,100 $0 $0
2015 -- $83,900 $0 $0
2014 -- $76,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2024

    Caitlin Grant

    The Local Element

    (616) 826-6779

    2 in this area

    23 Total Sales

    Caitlin Grant
    Section Image
  • Meghan Heritage

    Buyer's Agent in 2024

    Meghan Heritage

    BlueWest Properties, LLC

    (616) 581-2241

    6 in this area

    246 Total Sales

    Meghan Heritage
    Section Image

  • P

    Seller's Agent in 2020

    Patti Styburski

    Five Star Real Estate SL

  • R

    Seller Co-Listing Agent in 2020

    Randy Styburski Styburski

    Five Star Real Estate GH

    (616) 638-1634

    5 in this area

    85 Total Sales

    Randy Styburski Styburski
    Section Image

  • M

    Buyer Co-Listing Agent in 2020

    Mike Morse

    Morse Realty LLC

    (616) 822-3168

    2 in this area

    4 Total Sales

    Mike Morse
    Section Image
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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 24011983

Southwestern Michigan Association of REALTORS®

APN: 70-03-15-456-019

Michigan Ottawa County Spring Lake 49456

408 E Exchange St, Spring Lake, MI

This home is located at 408 E Exchange St, Spring Lake, MI 49456 since 15 March 2024 and is currently estimated at $410,659, approximately $216 per square foot. This property was built in 1848. 408 E Exchange St is a home located in Ottawa County with nearby schools including Spring Lake High School, West Michigan Academy of Arts & Academics, and Walden Green Montessori School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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