408 E Exchange St Spring Lake, MI 49456
Estimated Value: $371,000 - $399,330
4
Beds
2
Baths
1,895
Sq Ft
$203/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- Wood Flooring
- Breakfast Area or Nook
- Spring Lake High School Rated A-
- Sun or Florida Room
- Porch
About This Home
As of April 2024This Spring Lake beauty offers 2 full baths and 4 bedrooms; the 4th room has a private entrance and could serve as a flex space or in-law suite. Other features include a 2-sided fireplace, main floor laundry, new paint and updated light fixtures throughout, newer furnace, 2nd floor primary suite with his & hers closets and primary bathroom with soaker tub + separate shower. Enjoy the 3-season porch & outdoor seating area or entertain in the rec space inside the heated garage complete with insulated door. Close to everything the Village has to offer: waterfront parks, kayak rentals, farmers market, food & drinks in the social district, community events, and more. Showings begin Thurs 3/14/24 - Possession 60 DAC.
Last Agent to Sell the Property
The Local Element West Michigan License #6501410060 Listed on: 03/15/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,791
Year Built
- Built in 1848
Lot Details
- 8,219 Sq Ft Lot
- Lot Dimensions are 90x107x107.23x30x x83.5x60
- Shrub
- Garden
- Back Yard Fenced
Parking
- 3 Car Attached Garage
- Heated Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Composition Roof
- Vinyl Siding
Interior Spaces
- 1,895 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Replacement Windows
- Window Treatments
- Living Room with Fireplace
- Sun or Florida Room
- Wood Flooring
- Basement Fills Entire Space Under The House
Kitchen
- Breakfast Area or Nook
- Oven
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
- 2 Full Bathrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Shed
- Storage Shed
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
- High Speed Internet
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 15, 2024
Closed on
Apr 19, 2024
Sold by
Mancini Scott Frank
Bought by
Cinal Joseph and Cinal Sydney
Seller's Agent
Caitlin Grant
The Local Element West Michigan
Buyer's Agent
Meghan Heritage
BlueWest Properties, LLC
List Price
$357,900
Sold Price
$370,000
Premium/Discount to List
$12,100
3.38%
Total Days on Market
5
Views
70
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,833
Avg. Annual Appreciation
3.45%
Original Mortgage
$370,000
Outstanding Balance
$366,565
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$18,268
Purchase Details
Listed on
Aug 20, 2020
Closed on
Dec 10, 2020
Sold by
Willoughby Gary E and The Gary E Willoughby Trust
Bought by
Mancini Scott Frank
Seller's Agent
Patti Styburski
Five Star Real Estate SL
Buyer's Agent
Caitlin Grant
The Local Element West Michigan
List Price
$296,000
Sold Price
$230,000
Premium/Discount to List
-$66,000
-22.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.20%
Original Mortgage
$223,100
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 19, 2019
Sold by
Willoughby Gary E
Bought by
Willoughby Gary E and The Gary E Willoughby Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
3.82%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Apr 11, 2014
Sold by
Willoughby Gary E
Bought by
Willoughby Gary E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,800
Interest Rate
2.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Aug 15, 2008
Sold by
Fisher Lori D
Bought by
Willoughby Gary E
Purchase Details
Closed on
Jan 31, 2008
Sold by
Willoughby Gary E and Willoughby Lori D
Bought by
Willoughby Gary E and The Gary E Willoughby Trust
Similar Homes in Spring Lake, MI
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Cinal Joseph | $370,000 | Sun Title Agency Of Michigan | |
| Mancini Scott Frank | $230,000 | Star Title Agency Llc | |
| Willoughby Gary E | -- | Hbi Title Services Inc | |
| Willoughby Gary E | -- | Chicago Title | |
| Willoughby Gary E | -- | None Available | |
| Willoughby Gary E | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Cinal Joseph | $370,000 | |
| Previous Owner | Mancini Scott Frank | $223,100 | |
| Previous Owner | Willoughby Gary E | $135,000 | |
| Previous Owner | Willoughby Gary E | $150,800 | |
| Previous Owner | Gary E | $148,000 | |
| Previous Owner | Willoughby Gary E | $71,920 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/19/2024 04/19/24 | Sold | $370,000 | +3.4% | $195 / Sq Ft |
| 03/18/2024 03/18/24 | Pending | -- | -- | -- |
| 03/15/2024 03/15/24 | For Sale | $357,900 | 0.0% | $189 / Sq Ft |
| 03/14/2024 03/14/24 | Pending | -- | -- | -- |
| 03/13/2024 03/13/24 | For Sale | $357,900 | +55.6% | $189 / Sq Ft |
| 12/11/2020 12/11/20 | Sold | $230,000 | -22.3% | $121 / Sq Ft |
| 10/28/2020 10/28/20 | Pending | -- | -- | -- |
| 08/20/2020 08/20/20 | For Sale | $296,000 | -- | $156 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,334 | $192,000 | $0 | $0 |
| 2023 | $5,089 | $156,700 | $0 | $0 |
| 2022 | $5,791 | $143,600 | $0 | $0 |
| 2021 | $5,824 | $144,700 | $0 | $0 |
| 2020 | $3,370 | $117,500 | $0 | $0 |
| 2019 | $3,326 | $101,900 | $0 | $0 |
| 2018 | $3,159 | $95,800 | $19,000 | $76,800 |
| 2017 | $2,262 | $95,000 | $0 | $0 |
| 2016 | $2,250 | $90,100 | $0 | $0 |
| 2015 | -- | $83,900 | $0 | $0 |
| 2014 | -- | $76,800 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Caitlin Grant
C
Seller's Agent in 2024
Caitlin Grant
The Local Element West Michigan
(616) 826-6779
20 Total Sales
-
Meghan Heritage
Buyer's Agent in 2024
Meghan Heritage
BlueWest Properties, LLC
(616) 581-2241
266 Total Sales
-
P
Seller's Agent in 2020
Patti Styburski
Five Star Real Estate SL
-
Randy Styburski Styburski
R
Seller Co-Listing Agent in 2020
Randy Styburski Styburski
Five Star Real Estate GH
(616) 638-1634
102 Total Sales
-
Mike Morse
M
Buyer Co-Listing Agent in 2020
Mike Morse
Morse Realty LLC
(616) 822-3168
4 Total Sales
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 24011983
APN: 70-03-15-456-019
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